108 SANDRA LANE, CRESCENT CITY, FL, 32112
Active115 days on marketListed Mar 31, 2026MLS #GC538840
About this home
108 SANDRA LANE
Nestled along the shores of Crescent Lake, (15,900 acres) this stunning lakefront home combines a rare blend of comfort, elegance, and natural beauty. The impeccably maintained 2-bedroom, 2-bath home sits gracefully at the water's edge, where each sunrise paints the sky in breathtaking hues, best enjoyed from the spacious screened porch. Inside, refined details such as crown molding, a wood-burning fireplace, and open concept creating an atmosphere of warmth and sophistication. Set on a quiet dead-end street, the property spans approx. 0.72 acres of fully fenced, gated land adorned with mature trees and 110 feet of pristine lake frontage. The bulkheaded shoreline leads to a private dock equipped with water, electricity, and a covered boat house with lift--perfect for launching adventures across Dunns Creek & the St. Johns River to the Atlantic Ocean. Whether savoring tranquil mornings or setting out for a day on the water, this lakeside haven captures the essence of Florida living.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,352
Sqft
0.72 ac
Lot size
2019
Year built
One
Levels
$425
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,878 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,878/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs METES AND BOUNDS
$425 vs $391
Days on market
115 vs 16 typical
Where $425/sqft sits among the 49 homes for sale in METES AND BOUNDS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crescent City
Get to know Crescent City. See the full Crescent City guide →
CRESCENT CITY 32112 — neighborhood snapshot
Population
8,099
Median age
40.4
Median income
$39,247
Median home value
$150,000
Avg household
2.6
Households w/ children
721
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crescent City market
$259K → $498K
Crescent City median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
7 of 49
METES AND BOUNDS have cut their price
Median sold price, Crescent City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 298% above the CRESCENT CITY 32112 median. See the full Crescent City market guide →
Paper trail
This home's history
Reality check
What actually sold near 108 SANDRA LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$190,000
328 OLD PENIEL ROAD · same community
3 bd · 2 ba · 1,350 sqft · $141/sqft · 86 DOM
Sold · Apr ’26$379,900
23334 BRANDY ROAD · same community
3 bd · 2 ba · 1,392 sqft · $273/sqft · 217 DOM
Sold · Apr ’26$187,000
109 IDLEWOOD ACRES ROAD · same community
3 bd · 2 ba · 1,440 sqft · $130/sqft · 47 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 108 SANDRA LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 108 SANDRA LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
108 SANDRA LANE FAQs
What would the monthly payment be for 108 SANDRA LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,878/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 108 SANDRA LANE?+
The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 108 SANDRA LANE?+
The most recent tax bill on record (2025) was $4,696. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 108 SANDRA LANE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Crescent City?+
At $574,999, this home is listed about 92% above the Crescent City median of $299,999. The market section on this page shows how the area is trending.
Which schools are assigned to 108 SANDRA LANE?+
Crescent City Junior-Senior High School (high), Middleton-Burney Elementary School (elementary) — Putnam County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$574,999 runs 298% above the CRESCENT CITY 32112 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
115 days on market against a Crescent City median of 16 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER BEN BATES, INC · Margaret Zahner. MLS #GC538840.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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