404 NE 10TH AVENUE, GAINESVILLE, FL, 32601
Active257 days on marketListed Nov 10, 2025MLS #GC535341
About this home
404 NE 10TH AVENUE
Historic Home in the Duck Pond near the downtown area of Gainesville and in close proximity to the University of Florida. House conveys with two lots on the corner of NE 4th Street and NE 10th Avenue. House has a circular driveway and a carport. The house also features a pool with a concrete apron. The house has one bedroom and one bathroom on the first floor with four more bedrooms and another bathroom on the second floor. Kitchen features granite countertops and stainless steel appliances. There is a half bathroom off the pool.
Facts & features
The home at a glance
5
Bedrooms
2.5
Bathrooms
2,420
Sqft
0.24 ac
Lot size
1
Garage
1926
Year built
Two
Levels
$289
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,690 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,690/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Gainesville actives
$289 vs $197
Days on market
257 vs 36 typical
Where $289/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Duckpond
Get to know Gainesville. See the full Gainesville guide →
Duckpond — neighborhood snapshot
Population
2,453
Median age
41
Median income
$99,525
Median home value
$300,470
Avg household
2
Households w/ children
430
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$320K → $312K
Gainesville median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
185 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 191% above the GAINESVILLE 32601 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 404 NE 10TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$294,070
1106 NE 4TH STREET · same community
3 bd · 2 ba · 2,155 sqft · $136/sqft · 42 DOM
Sold · Feb ’26$426,700
1217 NE 4TH STREET · same community
4 bd · 3 ba · 1,751 sqft · $244/sqft · 60 DOM
Sold · Sep ’25$218,000
1212 NE 5TH TERRACE · same community
3 bd · 1 ba · 1,404 sqft · $155/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 404 NE 10TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 404 NE 10TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
404 NE 10TH AVENUE FAQs
What would the monthly payment be for 404 NE 10TH AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,690/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 404 NE 10TH AVENUE?+
The most recent tax bill on record (2024) was $5,954. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Gainesville?+
At $699,000, this home is listed about 137% above the Gainesville median of $295,500. The market section on this page shows how the area is trending.
Which schools are assigned to 404 NE 10TH AVENUE?+
W. A. Metcalfe Elementary School (elementary), Gainesville High School (high), Westwood Middle School (middle) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$699,000 runs 191% above the GAINESVILLE 32601 median — but at 2,420 sqft it's also 67% larger than the typical Gainesville listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
257 days on market against a Gainesville median of 36 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE GVILLE · Stephen Silberman. MLS #GC535341.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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