David Ramirez
$649,900$699,9004 bd3 ba2,885 sqft$225 /sqft$4,549 /mo all-in ↓

616 SW 21ST AVENUE, GAINESVILLE, FL, 32601

Active103 days on marketListed Apr 23, 2026MLS #GC539233

Reduced $50KPrivate poolSingle Family ResidenceCLINCH GRANT D L

About this home

616 SW 21ST AVENUE

Mid-century character, a screened-in pool, and a detached efficiency apartment define this rare 1.25-acre Gainesville find, located just 2 miles from the University of Florida and mere minutes from UF Health Shands Hospital, the University of Florida College of Veterinary Medicine, and Depot Park! This 4-bed, 3-bath home ensures peace of mind with a 2021 roof featuring a 20-year warranty, dual AC units, and a newer water heater. The home’s striking profile is enhanced by double-paned windows throughout, ensuring modern efficiency, while inviting abundant natural light and gorgeous views of the mature trees and lush greenery that frame the property. Stepping through the signature blue front door, the home opens to an epicurean kitchen distinguished by clean lines and high-end finishes. This culinary hub features a suite of stainless-steel appliances, a breakfast bar, and an inviting casual dining area. The floor plan unfolds into a warm, wood-paneled family room, a space connected to the outdoors by glass sliders that lead directly to the poolside terrace. This easy movement continues into the formal living room, which opens to one of the large guest bedrooms. The primary suite offers understated luxury complemented by a refreshed ensuite with a glass-enclosed shower and dual-vessel vanity. A versatile bonus room adds to the home's flexible layout. From the main living areas, the transition to the screened lanai is effortless, with privacy-fenced grounds that offer a perfect blend of open lawn and mature shade trees. Unique to this property is the detached efficiency, joined by a breezeway and featuring its own kitchenette, bath, and entrance—ideal for multi-generational living, a private home office, or income potential. This iconic Gainesville location in the leafy Kirkwood area is free from HOA restrictions, and combines the privacy of a spacious homesite with the convenience of living just moments from the city's medical, academic, recreational, and cultural amenities. Schedule your tour today to see how this mid-century gem redefines in-town acreage!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,885

Sqft

1.24 ac

Lot size

1954

Year built

One

Levels

$225

Per sqft

Private poolTrees/Woods view

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Disposal · Electric Water Heater · Gas Water Heater · Range · Refrigerator
InteriorCeiling Fan(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofBuilt-Up
ConstructionBrick
FoundationSlab
ViewTrees/Woods
FacesSouthwest
ExteriorSliding Doors

Community & fees

Taxes (2025)$7,661/yr

Utilities & systems

UtilitiesElectricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,549 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property tax — 2025 actual bill$638
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $64,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $64,990
Interest rate6.00%
Loan term

Estimated payment

$4,549/mo

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property taxes (actual bill)$638
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Gainesville actives

$225 vs $201

Days on market

103 vs 45 typical

Where $225/sqft sits among the 400 Gainesville actives

80
109
79 · this home
67
28
37
$132–165$165–198$198–231$231–263$263–296$296+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Kirkwood

Map of 616 SW 21ST AVENUE inside its neighborhood boundary

Get to know Gainesville. See the full Gainesville guide →

Kirkwood — neighborhood snapshot

Population

2,280

Median age

28

Median income

$48,250

Median home value

$421,706

Avg household

2

Households w/ children

143

For the school run

Alachua County School District

MiddleAbraham Lincoln Middle School★★★★★
ElementaryIdylwild Elementary School★★★★★
HighEastside High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Gainesville market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$294K$323K

Gainesville median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

175 of 400

Gainesville actives have cut their price

Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 160% above the GAINESVILLE 32601 median. See the full Gainesville market guide →

Paper trail

This home's history

CurrentPrice reduced to $649,900 $50K
Apr 23, 2026Listed at $699,900 · 103 days on market since
1954Built · CLINCH GRANT D L

Reality check

What actually sold near 616 SW 21ST AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

630 SW 26TH PLACESold · Apr ’26

$575,000

630 SW 26TH PLACE · same community

3 bd · 2 ba · 2,286 sqft · $252/sqft · 14 DOM

2163 SW 37TH COURTSold · Jun ’26

$595,000

2163 SW 37TH COURT

4 bd · 3 ba · 2,893 sqft · $206/sqft · 5 DOM

708 E UNIVERSITY AVENUESold · May ’26

$435,000

708 E UNIVERSITY AVENUE

4 bd · 2.5 ba · 2,779 sqft · $157/sqft · 248 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 616 SW 21ST AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 616 SW 21ST AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

616 SW 21ST AVENUE FAQs

What would the monthly payment be for 616 SW 21ST AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,549/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 616 SW 21ST AVENUE?+

The most recent tax bill on record (2025) was $7,661. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Gainesville?+

At $649,900, this home is listed about 120% above the Gainesville median of $295,000. The market section on this page shows how the area is trending.

Which schools are assigned to 616 SW 21ST AVENUE?+

Abraham Lincoln Middle School (middle), Idylwild Elementary School (elementary), Eastside High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$649,900 runs 160% above the GAINESVILLE 32601 median — but at 2,885 sqft it's also nearly twice the size of the typical Gainesville listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

103 days on market against a Gainesville median of 45 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $699,900, now $649,900 — a $50K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS GAINESVILLE REALTY PARTNERS · Whitney Johnson Perkins. MLS #GC539233.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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