317 SW CABOOSE DRIVE, FORT WHITE, FL, 32038
Pending332 days on marketListed Sep 4, 2025MLS #GC533775
About this home
317 SW CABOOSE DRIVE
Beautifully maintained 3-bedroom, 2-bathroom home located in the desirable Fort White Station subdivision. Built in 2005, this residence features an open floor plan, ideal for both everyday living and entertaining. Recent upgrades include a new roof and new central heating and air system, providing comfort and peace of mind. Situated on a quiet cul-de-sac, the property offers a fenced backyard with a pool and hot tub, creating the perfect outdoor retreat. The kitchen is appointed with granite countertops and custom cabinetry. The primary suite includes a spacious ensuite bathroom with double vanities. This home combines style, functionality, and location—ready for its next owner.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,618
Sqft
0.5 ac
Lot size
2005
Year built
One
Levels
$195
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,319 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,319/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Fort White actives
$195 vs $266
Days on market
332 vs 10 typical
Where $195/sqft sits among the 16 Fort White actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fort White
Get to know Fort White. See the full Fort White guide →
FORT WHITE 32038 — neighborhood snapshot
Population
10,035
Median age
51.2
Median income
$58,075
Median home value
$179,300
Avg household
2.58
Households w/ children
1,072
For the school run
Columbia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort White market
$305K → $289K
Fort White median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
10 of 16
Fort White actives have cut their price
Median sold price, Fort White, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% above the FORT WHITE 32038 median. See the full Fort White market guide →
Paper trail
This home's history
Reality check
What actually sold near 317 SW CABOOSE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$367,000
109 SW ROUND HOUSE COURT · same community
3 bd · 2 ba · 1,793 sqft · $205/sqft · 34 DOM
Sold · Nov ’25$369,900
174 SW CABOOSE DRIVE · same community
3 bd · 2 ba · 1,836 sqft · $201/sqft · 97 DOM
Sold · Jun ’26$265,000
229 SW CABOOSE DRIVE · same community
3 bd · 2 ba · 1,344 sqft · $197/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 317 SW CABOOSE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 317 SW CABOOSE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
317 SW CABOOSE DRIVE FAQs
What would the monthly payment be for 317 SW CABOOSE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,319/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 317 SW CABOOSE DRIVE?+
The most recent tax bill on record (2024) was $1,986. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Fort White?+
At $314,999, this home is listed about 20% below the Fort White median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 317 SW CABOOSE DRIVE?+
Fort White Elementary School (elementary) — Columbia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$314,999 runs 22% above the FORT WHITE 32038 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
332 days on market against a Fort White median of 10 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $369,999, now $314,999 — a $55K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of UNITED COUNTRY SMITH & ASSOCIATES - NEWBERRY · Sondra Hunt. MLS #GC533775.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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