David Ramirez
$348,500$358,9003 bd2 ba1,093 sqft$319 /sqft$2,407 /mo all-in ↓

694 SW QUARTER LANE, FORT WHITE, FL, 32038

Active74 days on marketListed May 22, 2026MLS #J1001175

Reduced $10KSingle Family ResidenceICHETUCKNEE WILDERNESS SUB

About this home

694 SW QUARTER LANE

Experience the ultimate nature retreat in this immaculate 2009-built A-frame, secluded on 5 gated acres at the edge of the Ichetucknee Wilderness. Located at the very end of a private road, this modern 3-bedroom, 2-bathroom cabin features soaring vaulted ceilings and a sun-drenched, airy layout perfect for a full-time residence or a lucrative short-term rental. The outdoor living spaces feature a stargazing deck with a gas fire pit, a traditional fire pit, and a custom wooden deck currently outfitted for a large glamping yurt (tent included). A standout feature is the pure, spring-fed water system sourced directly from an underground head spring, delivering crystal-clear Florida water to every tap.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,093

Sqft

5.06 ac

Lot size

2009

Year built

Two

Levels

$319

Per sqft

Trees/Woods viewTurnkeyPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorAttic Fan · Ceiling Fan(s) · High Ceilings · Open Floorplan · Vaulted Ceiling(s)
LaundryInside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral
FurnishedTurnkey

Outside & construction

RoofMetal
ConstructionBlock · Concrete · Metal Siding
FoundationSlab
ViewTrees/Woods
FacesNorth
ParkingOther
ExteriorBalcony · Fire Pit · Private Entrance · Private Yard

Community & fees

Taxes (2025)$494/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Water Connected
WaterPrivate · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,407 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,052
FHA mortgage insurance (est.)$154
Property tax — 2025 actual bill$41
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,198Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,198
Interest rate6.00%
Loan term

Estimated payment

$2,407/mo

Principal & interest$2,052
FHA mortgage insurance (est.)$154
Property taxes (actual bill)$41
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Fort White actives

$319 vs $224

Days on market

74 vs 71 typical

Where $319/sqft sits among the 13 Fort White actives

5
3
2 · this home
1
1
1
$114–192$192–271$271–350$350–428$428–507$507+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Fort White

Map of 694 SW QUARTER LANE

Get to know Fort White. See the full Fort White guide →

FORT WHITE 32038 — neighborhood snapshot

Population

10,035

Median age

51.2

Median income

$58,075

Median home value

$179,300

Avg household

2.58

Households w/ children

1,072

For the school run

Columbia County School District

ElementaryFort White Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Fort White market

Seller’s marketLeans seller3.7 months of inventoryBuyer’s market

$330K$351K

Fort White median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

9 of 13

Fort White actives have cut their price

Median sold price, Fort White, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 35% above the FORT WHITE 32038 median. See the full Fort White market guide →

Paper trail

This home's history

CurrentPrice reduced to $348,500 $10K
May 22, 2026Listed at $358,900 · 74 days on market since
2009Built · ICHETUCKNEE WILDERNESS SUB

Reality check

What actually sold near 694 SW QUARTER LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1494 SW SPRUCE ROADSold · Apr ’26

$140,000

1494 SW SPRUCE ROAD

3 bd · 2 ba · 1,248 sqft · $112/sqft · 5 DOM

322 SW CANTALOUPE AVENUESold · Nov ’25

$300,000

322 SW CANTALOUPE AVENUE

3 bd · 2 ba · 924 sqft · $325/sqft · 32 DOM

341 SW YALE TERRACESold · Apr ’26

$165,000

341 SW YALE TERRACE

2 bd · 1 ba · 644 sqft · $256/sqft · 17 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 694 SW QUARTER LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 694 SW QUARTER LANE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

694 SW QUARTER LANE FAQs

What would the monthly payment be for 694 SW QUARTER LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,407/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 694 SW QUARTER LANE?+

The most recent tax bill on record (2025) was $494. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 694 SW QUARTER LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Fort White?+

At $348,500, this home is listed about 4% below the Fort White median of $364,500. The market section on this page shows how the area is trending.

Which schools are assigned to 694 SW QUARTER LANE?+

Fort White Elementary School (elementary) — Columbia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$348,500 runs 35% above the FORT WHITE 32038 median.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03The price has already moved

Listed at $358,900, now $348,500 — a $10K cut. The full history is in the market section below.

Listing courtesy of STELLAR NON-MEMBER OFFICE · Non-Member Agent. MLS #J1001175.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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694 SW QUARTER LANE, FORT WHITE, FL — 3 Bed, 2 Bath — $348,500 | CENTURY 21 Edge