102 NE 931ST STREET, BRANFORD, FL, 32008
Active332 days on marketListed Sep 9, 2025MLS #GC533628
About this home
102 NE 931ST STREET
Suwannee Riverfront Home & Airbnb Retreat with Private Dock! This fully furnished waterfront home on the Suwannee River offers the perfect blend of Florida riverfront living, vacation rental income, and outdoor adventure. Featuring a beautifully updated 3BR/2BA main home plus a separate 2BR/1BA furnished guest apartment, this property is ideal for a multi-generational family, mother-in-law suite, or turnkey Airbnb investment property. Inside, you’ll find a remodeled kitchen, updated guest bath, new flooring, and comfortable open living spaces designed for relaxing riverfront living. The expansive screened porch overlooks the Suwannee River and creates the perfect setting for morning coffee, sunset views, and entertaining guests. Outdoor features include a spacious deck, patio, covered boat dock, and private access for boating, fishing, kayaking, and canoeing adventures. Located near Florida’s famous natural springs, this move-in ready waterfront retreat offers excellent Airbnb income potential. A newly installed elevator adds convenience, accessibility, and value to this unique waterfront property. Whether you’re searching for a Suwannee River vacation home, furnished waterfront property, Airbnb-ready investment, or private Florida riverfront retreat, this one-of-a-kind home delivers the ultimate boating and waterfront lifestyle.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,297
Sqft
0.59 ac
Lot size
1973
Year built
Two
Levels
$250
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,798 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,798/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Branford actives
$250 vs $282
Days on market
332 vs 31 typical
Where $250/sqft sits among the 15 Branford actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Branford
Get to know Branford. See the full Branford guide →
BRANFORD 32008 — neighborhood snapshot
Population
6,263
Median age
39.9
Median income
$49,277
Median home value
$167,600
Avg household
2.56
Households w/ children
711
For the school run
Lafayette County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Branford market
$199K → $345K
Branford median sold, yr/yr
95.5%
Sale-to-list ratio (12 mo)
7 of 15
Branford actives have cut their price
Median sold price, Branford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 125% above the BRANFORD 32008 median. See the full Branford market guide →
Paper trail
This home's history
Reality check
What actually sold near 102 NE 931ST STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$155,000
6669 NW 36TH LANE
3 bd · 2 ba · 1,360 sqft · $114/sqft · 202 DOM
Sold · Feb ’26$190,000
337 NE 937TH AVENUE
3 bd · 2 ba · 1,176 sqft · $162/sqft · 87 DOM
Sold · Jul ’26$180,000
3520 NW 67TH TERRACE
2 bd · 2 ba · 1,038 sqft · $173/sqft · 27 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 102 NE 931ST STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 102 NE 931ST STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
102 NE 931ST STREET FAQs
What would the monthly payment be for 102 NE 931ST STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,798/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 102 NE 931ST STREET?+
The most recent tax bill on record (2024) was $3,904. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Branford?+
At $574,000, this home is listed about 15% above the Branford median of $499,500. The market section on this page shows how the area is trending.
Which schools are assigned to 102 NE 931ST STREET?+
Lafayette Elementary School (elementary) — Lafayette County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$574,000 runs 125% above the BRANFORD 32008 median — but at 2,297 sqft it's also 18% larger than the typical Branford listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
332 days on market against a Branford median of 31 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Lafayette Elementary School — Lafayette Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $590,000, now $574,000 — a $16K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of UNITED COUNTRY SMITH & ASSOCIATES - NEWBERRY · Dawn McGee. MLS #GC533628.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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