1827 SW SHILOH STREET, FORT WHITE, FL, 32038
Active430 days on marketListed Jun 8, 2025MLS #GC531577
About this home
1827 SW SHILOH STREET
Expansive 20-Acre private estate with custom concrete block home - where space, privacy, and versatility come together on this stunning 20.08-acre property, made up of two 10.04-acre parcels. The custom-built, concrete block home with a charming brick veneer sits on the front parcel, while the second, fully buildable 10-acre tract stretches out directly behind—ideal for a future guest home, investment build, or simply to enjoy as your own wooded retreat. Spanning over 3,662 square feet of heated and cooled space, the residence features 4 bedrooms, 3.5 bathrooms, and plenty of flexible living areas. Inside, you’ll find a spacious living room centered around a floor-to-ceiling stone fireplace, a kitchen with newer stainless steel appliances, breakfast bar, and an accent stone wall that adds warmth and charm. The formal dining room offers ample space for entertaining, and a large bonus room could easily serve as a home office, playroom, gym, or additional living space. The master suite is privately situated on one side of the home, boasting its own stone fireplace, large walk-in closet, dual vanities, walk-in shower, and a relaxing garden tub. On the opposite side, three guest bedrooms offer plenty of room for family or visitors—two bedrooms share a bathroom with double sinks, while the third bedroom includes a private bath and its own entrance, making it perfect for an in-law suite or guest quarters. Additional features include a laundry room, half bath, and an attached two-car garage. Outside, the fully fenced property is scattered with majestic oak trees, a private dirt bike track for outdoor enthusiasts, and plenty of cleared space around the home while the back 10 acres remain nicely wooded—perfect for nature walks, hunting, or total seclusion. No HOA, low Columbia County taxes, and easy access to some of Florida’s best natural treasures—just minutes from the Ichetucknee and Santa Fe Rivers, local springs, and a short drive to High Springs or Gainesville for dining, shopping, and medical facilities. Whether you're looking for multi-generational living, a peaceful homestead, or future investment opportunities—this one-of-a-kind property checks all the boxes.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,662
Sqft
20.08 ac
Lot size
2
Garage
2004
Year built
One
Levels
$198
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,678 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,678/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs NOT IN SUBDIVISION
$198 vs $256
Days on market
430 vs 70 typical
Where $198/sqft sits among the 127 homes for sale in NOT IN SUBDIVISION
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fort White
Get to know Fort White. See the full Fort White guide →
FORT WHITE 32038 — neighborhood snapshot
Population
10,035
Median age
51.2
Median income
$58,075
Median home value
$179,300
Avg household
2.58
Households w/ children
1,072
For the school run
Columbia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort White market
$330K → $351K
Fort White median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
60 of 127
NOT IN SUBDIVISION have cut their price
Median sold price, Fort White, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 171% above the FORT WHITE 32038 median. See the full Fort White market guide →
Paper trail
This home's history
Reality check
What actually sold near 1827 SW SHILOH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$580,000
23225 NW COUNTY RD. 236 · same community
5 bd · 4 ba · 4,366 sqft · $133/sqft · 146 DOM
Sold · Jan ’26$35,658
308 MARTIN LUTHER KING BOULEVARD · same community
4 bd · 2 ba · 2,712 sqft · $13/sqft · 43 DOM
Sold · Dec ’25$485,000
4510 CINDY ROAD · same community
4 bd · 4 ba · 2,520 sqft · $192/sqft · 86 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1827 SW SHILOH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1827 SW SHILOH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1827 SW SHILOH STREET FAQs
What would the monthly payment be for 1827 SW SHILOH STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,678/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1827 SW SHILOH STREET?+
The most recent tax bill on record (2024) was $4,014. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Fort White?+
At $725,000, this home is listed about 91% above the Fort White median of $379,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1827 SW SHILOH STREET?+
Fort White Elementary School (elementary) — Columbia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$725,000 runs 171% above the FORT WHITE 32038 median — but at 3,662 sqft it's also nearly twice the size of the typical Fort White listing.
02Time on market is leverage
430 days on market against a Fort White median of 70 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $850,000, now $725,000 — a $125K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of GARRETT REALTY · Katie Garrett. MLS #GC531577.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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