270 BAY STREET, HAWTHORNE, FL, 32640
Active575 days on marketListed Jan 6, 2025MLS #GC527148
About this home
270 BAY STREET
Welcome to this beautifully remodeled 2-bedroom, 1-bathroom mobile home nestled in the serene and picturesque Lak-A-Wana Lake Gardens community. Offering 500 square feet of thoughtfully designed living space, this cozy retreat blends modern comfort with rustic charm, making it the perfect haven for a full-time residence, a peaceful getaway, or even a vacation rental. Step inside and be greeted by a bright, airy interior adorned with soft, neutral tones that create a soothing, welcoming atmosphere. The efficient kitchen is both stylish and practical, featuring ample storage and workspace, perfect for preparing everything from morning coffee to home-cooked meals with ease. Situated on a spacious double lot, this property offers plenty of room for outdoor enjoyment. Imagine sipping your morning coffee on a charming patio, creating a lush garden, hosting cozy fire pit gatherings under the stars, or simply relaxing in a peaceful seating area surrounded by the beauty of nature. Located just minutes from pristine lakes and scenic natural landscapes, this property also offers the convenience of being a short drive to Gainesville providing access to shopping, dining, and medical facilities while still enjoying a peaceful, nature-inspired setting.Owner financing. 40k down $750 a month for 6 years with qualifying.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
490
Sqft
0.2 ac
Lot size
1965
Year built
One
Levels
$122
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$578 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$578/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Hawthorne actives
$122 vs $181
Days on market
575 vs 62 typical
Where $122/sqft sits among the 59 Hawthorne actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hawthorne
Get to know Hawthorne. See the full Hawthorne guide →
HAWTHORNE 32640 — neighborhood snapshot
Population
10,780
Median age
46.2
Median income
$58,727
Median home value
$153,600
Avg household
2.51
Households w/ children
1,120
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hawthorne market
$220K → $350K
Hawthorne median sold, yr/yr
94.9%
Sale-to-list ratio (12 mo)
31 of 59
Hawthorne actives have cut their price
Median sold price, Hawthorne, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% below the HAWTHORNE 32640 median. See the full Hawthorne market guide →
Paper trail
This home's history
Reality check
What actually sold near 270 BAY STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$280,000
125 FLORADANDY ROAD
1 bd · 1 ba · 750 sqft · $373/sqft · 26 DOM
Sold · May ’26$340,000
1162 COUNTY ROAD 20A
2 bd · 1 ba · 1,072 sqft · $317/sqft · 0 DOM
Sold · Sep ’25$169,000
1902 STATE RD 20
3 bd · 1 ba · 1,303 sqft · $130/sqft · 251 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 270 BAY STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 270 BAY STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
270 BAY STREET FAQs
What would the monthly payment be for 270 BAY STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $578/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 270 BAY STREET?+
The most recent tax bill on record (2023) was $457. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hawthorne?+
At $60,000, this home is listed about 78% below the Hawthorne median of $267,450. The market section on this page shows how the area is trending.
Which schools are assigned to 270 BAY STREET?+
Ochwilla Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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