Lot 34 S CAROLINA STREET, HAWTHORNE, FL, 32640
Active140 days on marketListed Mar 25, 2026MLS #OM721429
About this home
Lot 34 S CAROLINA STREET
7 Acres. Pie-Shaped, Approximately 1,500ft x 150ft. Less Than 2 Miles to Alachua County. Located in Putnam County, Which Has an Impact Fee Moratorium, Saving a Buyer $10,000. Pay The $200 Permit Fee and Move a Mobile Home on Property. No Other Fees. Zoned Agricultural, Farm, Animals, Manufactured Home, Mobile Home, Residential, Single-Family. Please Check All This Information With Putnam County to Confirm.
Facts & features
The home at a glance
7 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$544 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$544/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Hawthorne
Get to know Hawthorne. See the full Hawthorne guide →
HAWTHORNE 32640 — neighborhood snapshot
Population
10,780
Median age
46.2
Median income
$58,727
Median home value
$153,600
Avg household
2.51
Households w/ children
1,120
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hawthorne market
$220K → $275K
Hawthorne median sold, yr/yr
94.9%
Sale-to-list ratio (12 mo)
Median sold price, Hawthorne, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% below the HAWTHORNE 32640 median. See the full Hawthorne market guide →
Paper trail
This home's history
Reality check
What actually sold near Lot 34 S CAROLINA STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$210,000
151 LAKE GALILEE DRIVE · same community
4 bd · 2 ba · 1,560 sqft · $135/sqft · 59 DOM
Sold · Jul ’26$33,000
235 OAKCREST DRIVE
2 bd · 1 ba · 672 sqft · $49/sqft · 87 DOM
Sold · Nov ’25$190,000
136 OAK WAY
3 bd · 2 ba · 1,169 sqft · $163/sqft · 114 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about Lot 34 S CAROLINA STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for Lot 34 S CAROLINA STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
Lot 34 S CAROLINA STREET FAQs
What would the monthly payment be for Lot 34 S CAROLINA STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $544/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on Lot 34 S CAROLINA STREET?+
The most recent tax bill on record (2025) was $61. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hawthorne?+
At $59,900, this home is listed about 78% below the Hawthorne median of $269,900. The market section on this page shows how the area is trending.
Which schools are assigned to Lot 34 S CAROLINA STREET?+
Ochwilla Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ROBB HARRISON REALTY INC · Phil Stern. MLS #OM721429.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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