David Ramirez
$749,000$899,0003 bd2 ba2,192 sqft$342 /sqft$4,866 /mo all-in ↓

140 BAY MAR DRIVE, FORT MYERS BEACH, FL, 33931

Active589 days on marketListed Dec 31, 2024MLS #GC527057

Reduced $150KPrivate poolFully furnishedSingle Family ResidenceCASE

About this home

140 BAY MAR DRIVE

Welcome to your dream home in the heart of Fort Myers Beach! This beautifully furnished 3-bedroom, 2-bathroom oasis offers a perfect blend of comfort, style, and convenience. Located at 140 Bay Mar Drive, this property provides an exceptional opportunity to have your own piece of paradise in a prime location. This home is being offered fully furnished so you can move right in and start enjoying the coastal lifestyle with no hassle. Upon moving, you can enjoy peace of mind as this home had a new roof installed in 2022. HVAC, pool pump and hurricane rated sliding glass doors in 2024. The ground floor was professionally renovated last month the second floor was not damaged by Hurricane Ian, showcasing the home's resilience and solid construction. Enjoy relaxing in the Florida sun at your private screened pool or take advantage of convenient easement access to both the beach and bay. This property offers a unique blend of modern amenities and coastal charm, making it an ideal retreat for relaxation. Whether you are looking for a permanent residence, vacation home, or investment property, 140 Bay Mar Dr is perfect.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,192

Sqft

0.2 ac

Lot size

1

Garage

1975

Year built

Two

Levels

$342

Per sqft

Private poolCity viewFurnished

Inside

FlooringLuxury Vinyl · Tile
AppliancesBuilt-In Oven · Dishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Thermostat · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Heat Pump
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationSlab
ViewCity
FacesSouth
ParkingDriveway · Garage Faces Side · Off Street · On Street
ExteriorSliding Doors

Community & fees

Taxes (2023)$4,604/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Fire Hydrant · Phone Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,866 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,042
PMI (est., until 20% equity)$281
Property tax — 2023 actual bill$384
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $74,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $74,900
Interest rate6.00%
Loan term

Estimated payment

$4,866/mo

Principal & interest$4,042
PMI (est., until 20% equity)$281
Property taxes (actual bill)$384
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Case

Map of 140 BAY MAR DRIVE inside its neighborhood boundary

Get to know Fort Myers Beach. See the full Fort Myers Beach guide →

Case — neighborhood snapshot

Population

499

Median age

68

Median income

$9,067

Median home value

$734,433

Avg household

2

Households w/ children

13%

For the school run

Lee County School District

ElementaryFort Myers Beach Elementary School★★★★★
MiddleLexington Middle School★★★★★
HighCypress Lake High School★★★★★
MiddleCypress Lake Middle School★★★★
HighSouth Fort Myers High School★★★★
HighEstero High School★★★★★
MiddleThree Oaks Middle School★★★★
MiddleBonita Springs Middle Center For The Arts★★★★★
HighBonita Springs High School★★★★★
HighFort Myers High School★★★★★
HighDunbar High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Fort Myers Beach market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$465K$1.4M

Fort Myers Beach median sold, yr/yr

92.6%

Sale-to-list ratio (12 mo)

Median sold price, Fort Myers Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 36% above the FORT MYERS BEACH 33931 median. See the full Fort Myers Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $749,000 $150K
Dec 31, 2024Listed at $899,000 · 589 days on market since
1975Built · CASE

Reality check

What actually sold near 140 BAY MAR DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

231 STERLING AVENUESold · May ’26

$1,525,000

231 STERLING AVENUE

3 bd · 3 ba · 1,820 sqft · $838/sqft · 56 DOM

Nearby listingSold · Nov ’25

$540,000

Nearby listing

4 bd · 3 ba · 1,808 sqft · $299/sqft

Nearby listingSold · Nov ’25

$540,000

Nearby listing

4 bd · 3 ba · 1,808 sqft · $299/sqft

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 140 BAY MAR DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 140 BAY MAR DRIVE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

140 BAY MAR DRIVE FAQs

What would the monthly payment be for 140 BAY MAR DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,866/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 140 BAY MAR DRIVE?+

The most recent tax bill on record (2023) was $4,604. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Fort Myers Beach?+

At $749,000, this home is listed about 36% above the Fort Myers Beach median of $549,900. The market section on this page shows how the area is trending.

Which schools are assigned to 140 BAY MAR DRIVE?+

Fort Myers Beach Elementary School (elementary), Lexington Middle School (middle), Cypress Lake High School (high), Cypress Lake Middle School (middle), South Fort Myers High School (high), Estero High School (high), Three Oaks Middle School (middle), Bonita Springs Middle Center For The Arts (middle), Bonita Springs High School (high), Fort Myers High School (high), Dunbar High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$749,000 runs 36% above the FORT MYERS BEACH 33931 median — but at 2,192 sqft it's also nearly twice the size of the typical Fort Myers Beach listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

589 days on market against a Fort Myers Beach median of 113 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Fort Myers Beach Elementary School, Lexington Middle School, Cypress Lake High School, Cypress Lake Middle School, South Fort Myers High School, Estero High School, Three Oaks Middle School, Bonita Springs Middle Center For The Arts, Bonita Springs High School, Fort Myers High School, Dunbar High School — Fort Myers Beach Elementary School rates 5 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $899,000, now $749,000 — a $150K cut. The full history is in the market section below.

Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE GVILLE · Jeff Johnson. MLS #GC527057.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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