12130 SIESTA DRIVE, FORT MYERS BEACH, FL, 33931
Active535 days on marketListed Feb 21, 2025MLS #C7505669
About this home
12130 SIESTA DRIVE
Turnkey furnished Gulf-access pool home with 3 bedrooms plus a den and 2.5 baths on the main living level, plus private dockage directly across the street with two assigned boat slips, water, and electric. Located on Siesta Drive just minutes from Fort Myers Beach, Margaritaville, dining, shopping, and entertainment, this home is ideal as a second home, seasonal getaway, or vacation rental opportunity. Boaters will appreciate the direct Gulf access, deep-water canal, and quick ride to open water. Inside, the main living area is bright and welcoming, with high ceilings and abundant natural light creating an easy coastal feel. Outside, the private pool and spacious patio make the most of Florida living, whether you’re spending the day on the water or relaxing after the beach. The ground level offers additional flexible space currently used as a cabana, plus a full bath, providing extra room for guests, hobbies, storage, or future possibilities. A metal roof and low monthly fees add to the appeal. Enjoy the best of the Southwest Florida lifestyle with boating, beach days, and open water all close by. Schedule your private showing today.
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
1,850
Sqft
0.08 ac
Lot size
2
Garage
1988
Year built
Three Or More
Levels
$432
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,914 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,914/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Old Pelican Bay
Get to know Fort Myers Beach. See the full Fort Myers Beach guide →
Old Pelican Bay — neighborhood snapshot
Population
390
Median age
71
Median income
$120,313
Median home value
$610,700
Avg household
2
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort Myers Beach market
$465K → $1.4M
Fort Myers Beach median sold, yr/yr
92.6%
Sale-to-list ratio (12 mo)
Median sold price, Fort Myers Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 45% above the FORT MYERS BEACH 33931 median. See the full Fort Myers Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 12130 SIESTA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$530,000
12701 MASTIQUE BEACH BOULEVARD UNIT 503
3 bd · 2 ba · 1,956 sqft · $271/sqft · 48 DOM
Sold · Apr ’26$425,000
894 BUTTONWOOD DRIVE UNIT 221
2 bd · 2.5 ba · 1,134 sqft · $375/sqft · 9 DOM
Sold · Jan ’26$200,000
18044 San Carlos BLVD # 134, Other City - In The State Of Florida FL 33931
2 bd · 2.5 ba · 1,101 sqft · $182/sqft · 42 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12130 SIESTA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12130 SIESTA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12130 SIESTA DRIVE FAQs
What would the monthly payment be for 12130 SIESTA DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,914/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12130 SIESTA DRIVE?+
The most recent tax bill on record (2023) was $1,653. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12130 SIESTA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Fort Myers Beach?+
At $799,900, this home is listed about 45% above the Fort Myers Beach median of $549,900. The market section on this page shows how the area is trending.
Which schools are assigned to 12130 SIESTA DRIVE?+
Lexington Middle School (middle), Heights Elementary School (elementary), Cypress Lake High School (high), Cypress Lake Middle School (middle), Rayma C. Page Elementary School (elementary), South Fort Myers High School (high), Villas Elementary School (elementary), Tanglewood Elementary School (elementary), San Carlos Park Elementary School (elementary), Three Oaks Middle School (middle), Three Oaks Elementary School (elementary), Estero High School (high), Fort Myers High School (high), Spring Creek Elementary School (elementary), Pinewoods Elementary School (elementary), Dunbar High School (high), Bonita Springs Middle Center For The Arts (middle), Bonita Springs High School (high), Bonita Springs Elementary School (elementary) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$799,900 runs 45% above the FORT MYERS BEACH 33931 median — but at 1,850 sqft it's also 62% larger than the typical Fort Myers Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
535 days on market against a Fort Myers Beach median of 113 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Lexington Middle School, Heights Elementary School, Cypress Lake High School, Cypress Lake Middle School, Rayma C. Page Elementary School, South Fort Myers High School, Villas Elementary School, Tanglewood Elementary School, San Carlos Park Elementary School, Three Oaks Middle School, Three Oaks Elementary School, Estero High School, Fort Myers High School, Spring Creek Elementary School, Pinewoods Elementary School, Dunbar High School, Bonita Springs Middle Center For The Arts, Bonita Springs High School, Bonita Springs Elementary School — Cypress Lake Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $899,900, now $799,900 — a $100K cut. The full history is in the market section below.
Listing courtesy of CENTURY 21 SUNBELT REALTY · Kevin Daly. MLS #C7505669.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Fort Myers Beach homes, in your inbox
Like 12130 SIESTA DRIVE but not quite? A daily digest of every new listing in Fort Myers Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →