13233 COUNTRY CLUB, TAVARES, FL, 32778
Active13 days on marketListed Jul 28, 2026MLS #G5115595
About this home
13233 COUNTRY CLUB
Build Your Dream Home on the Harris Chain of Lakes! This exceptional canal-front homesite offers wide, deep-water canal frontage with direct access to Lake County's renowned Harris Chain of Lakes, one of Central Florida's premier destinations for boating, fishing, and waterfront living. Best of all, the property already features a seawall, providing a valuable head start on building your dream waterfront retreat. Choose your own builder and design the home you've always envisioned while enjoying a lifestyle centered around the water. The Harris Chain of Lakes is nationally recognized for its world-class bass fishing, regularly hosting major professional fishing tournaments and attracting anglers from across the country. Spend your days boating, kayaking, paddleboarding, skiing, or simply cruising the interconnected lakes, where you'll discover charming waterfront towns, marinas, parks, and numerous lakeside restaurants perfect for stopping in for lunch, dinner, or a refreshing drink. Whether you're looking for adventure on the water, breathtaking sunsets, abundant wildlife, or a peaceful place to call home, this property offers it all. Don't miss this rare opportunity to build on a beautiful waterfront lot with direct access to one of Florida's most sought-after lake chains. Your waterfront dream starts here! ***HOME NEXT DOOR IS LISTED FOR SALE TOO
Facts & features
The home at a glance
0.14 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,216 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,216/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Tavares
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tavares. See the full Tavares guide →
TAVARES 32778 — neighborhood snapshot
Population
25,099
Median age
53.8
Median income
$61,815
Median home value
$241,500
Avg household
2.16
Households w/ children
2,209
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tavares market
$318K → $313K
Tavares median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
Median sold price, Tavares, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 54% below the TAVARES 32778 median. See the full Tavares market guide →
Paper trail
This home's history
Reality check
What actually sold near 13233 COUNTRY CLUB
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$350,000
26632 W COVE DRIVE · same community
2 bd · 2 ba · 1,246 sqft · $281/sqft · 1 DOM
Sold · Feb ’26$450,000
26611 BIMINI DRIVE · same community
3 bd · 2 ba · 1,552 sqft · $290/sqft · 5 DOM
Sold · May ’26$97,000
26143 ROSE LANE
2 bd · 2 ba · 952 sqft · $102/sqft · 142 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13233 COUNTRY CLUB — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13233 COUNTRY CLUB — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13233 COUNTRY CLUB FAQs
What would the monthly payment be for 13233 COUNTRY CLUB?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,216/mo — principal and interest, the actual property-tax bill, the $29/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13233 COUNTRY CLUB?+
The association fee works out to $29 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13233 COUNTRY CLUB?+
The most recent tax bill on record (2025) was $940. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13233 COUNTRY CLUB?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tavares?+
At $149,900, this home is listed about 55% below the Tavares median of $336,800. The market section on this page shows how the area is trending.
Which schools are assigned to 13233 COUNTRY CLUB?+
Tavares High School (high), Tavares Elementary School (elementary), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WATSON REALTY CORP · Nancy McCloskey. MLS #G5115595.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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