13225 COUNTRY CLUB DRIVE, TAVARES, FL, 32778
Active25 days on marketListed Jul 24, 2026MLS #G5115477
About this home
13225 COUNTRY CLUB DRIVE
Live the Florida Waterfront Lifestyle on the Harris Chain of Lakes! This charming 3-bedroom, 2-bath home (with the third bedroom also making a perfect home office) offers an open, inviting floor plan and breathtaking panoramic canal views from the spacious family room. Step outside to your private boathouse and enjoy direct access to Lake County's renowned Harris Chain of Lakes, famous for world-class bass fishing, boating, waterfront dining, and endless recreational opportunities. Cruise by boat to charming waterfront towns, restaurants, and entertainment while enjoying one of Central Florida's most sought-after lake lifestyles. This well-maintained home has been thoughtfully updated, including a NEW ROOF (2023), NEW HVAC (2023), NEW refrigerator (2023), NEW electrical circuit breaker panel (2024), double-pane windows, NEW Maytag washer and dryer (2022), fresh exterior paint (2026), and hurricane shutters for added storm protection and peace of mind. Additional features include a surge protector, irrigation pump with the irrigation system supplied by the canal, Massey pest and termite protection, a well-maintained seawall, an updated bathroom, an inside utility room, a covered front porch, carport, and a spacious storage shed with abundant shelving. Bring your decorating ideas and make this waterfront gem your own while enjoying spectacular water views every day. The open floor plan offers comfortable living and is perfect for entertaining family and friends. The friendly community offers an incredibly low HOA of just $700 per year, which includes your water bill, access to the private boat ramp, and the community clubhouse. Enjoy friendly neighbors and a true sense of community. Conveniently located just minutes from Downtown Tavares, known as America's Seaplane City, where you'll enjoy waterfront restaurants, festivals, shopping, and entertainment. You're also just a short drive from historic Downtown Mount Dora, famous for its boutiques, dining, art festivals, and year-round events. Daily conveniences, medical facilities, shopping, and restaurants are all nearby, with easy access to US-441, SR-19, Florida's Turnpike, Orlando, the world-famous theme parks, and Orlando International Airport. Whether you're looking for a full-time residence, a winter retreat, or a weekend getaway, this home offers an exceptional opportunity to enjoy one of Central Florida's most desirable waterfront lifestyles. Don't miss your chance to own a slice of paradise on the beautiful Harris Chain of Lakes!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,532
Sqft
0.14 ac
Lot size
1965
Year built
One
Levels
$300
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,306 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,306/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+32%
$/sqft vs Tavares actives
$300 vs $192
Days on market
25 vs 49 typical
Where $300/sqft sits among the 245 Tavares actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tavares
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tavares. See the full Tavares guide →
TAVARES 32778 — neighborhood snapshot
Population
25,099
Median age
53.8
Median income
$61,815
Median home value
$241,500
Avg household
2.16
Households w/ children
2,209
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tavares market
$318K → $313K
Tavares median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
114 of 245
Tavares actives have cut their price
Median sold price, Tavares, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% above the TAVARES 32778 median. See the full Tavares market guide →
Paper trail
This home's history
Reality check
What actually sold near 13225 COUNTRY CLUB DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$450,000
26611 BIMINI DRIVE · same community
3 bd · 2 ba · 1,552 sqft · $290/sqft · 5 DOM
Sold · May ’26$350,000
26632 W COVE DRIVE · same community
2 bd · 2 ba · 1,246 sqft · $281/sqft · 1 DOM
Sold · Sep ’25$339,900
13442 LEAPING WATER WAY
3 bd · 2 ba · 1,540 sqft · $221/sqft · 136 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13225 COUNTRY CLUB DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13225 COUNTRY CLUB DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13225 COUNTRY CLUB DRIVE FAQs
What would the monthly payment be for 13225 COUNTRY CLUB DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,306/mo — principal and interest, the actual property-tax bill, the $58/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13225 COUNTRY CLUB DRIVE?+
The association fee works out to $58 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13225 COUNTRY CLUB DRIVE?+
The most recent tax bill on record (2025) was $2,126. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13225 COUNTRY CLUB DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tavares?+
At $459,900, this home is listed about 40% above the Tavares median of $329,245. The market section on this page shows how the area is trending.
Which schools are assigned to 13225 COUNTRY CLUB DRIVE?+
Tavares High School (high), Tavares Elementary School (elementary), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WATSON REALTY CORP · Nancy McCloskey. MLS #G5115477.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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