3115 ZANDER DRIVE, GRAND ISLAND, FL, 32735
Active18 days on marketListed Jul 19, 2026MLS #G5115279
About this home
3115 ZANDER DRIVE
This 4 bedroom, 2 bath home with no rear neighbors and a water view is now available! All energy/storm Saver windows and sliding door installed in 2021. Whole house generator and propane tank installed in 2021. 2021 vinyl floors installed in living room and primary suite. As you enter the home, there is a flex space that could be a home office or additional living area. This open floor plan was made for entertaining. The kitchen has 42" cabinets and plenty of counterspace with a center island overlooks the dining and living area. The primary suite has a large walk in closet, double sinks and a glass shower. Great layout with bedrooms 2-4 all together plus guest bath that features a tub/shower combo. Enjoy your evenings on your oversized patio with pavers, fully screened and overlooking the walking path and water. The spa is included in the sale of the home. This community is centrally located and features a community pool, basketball courts, walking trail and a playground.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,064
Sqft
0.2 ac
Lot size
2014
Year built
One
Levels
$182
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,831 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,831/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.3%
$/sqft vs Grand Island actives
$182 vs $178
Days on market
18 vs 19 typical
Where $182/sqft sits among the 22 Grand Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Grand Reserve, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
Rental comps for this area are thin right now — ask us for a hand-pulled rent analysis alongside the short-term projection.
Where it sits
Inside Grand Reserve
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Grand Reserve is a short-term-rental community. See the full guide →
GRAND ISLAND 32735 — neighborhood snapshot
Population
5,346
Median age
48.7
Median income
$68,503
Median home value
$252,500
Avg household
2.54
Households w/ children
587
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Grand Island market
$332K → $383K
Grand Island median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
12 of 22
Grand Island actives have cut their price
Median sold price, Grand Island, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 3115 ZANDER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$340,000
2566 LIMERICK CIRCLE · same community
3 bd · 2.5 ba · 2,099 sqft · $162/sqft · 265 DOM
Sold · May ’26$365,000
3207 ZANDER DRIVE · same community
4 bd · 2 ba · 2,017 sqft · $181/sqft · 44 DOM
Sold · Jan ’26$310,000
2718 LIMERICK CIRCLE · same community
4 bd · 2 ba · 1,883 sqft · $165/sqft · 180 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3115 ZANDER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3115 ZANDER DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3115 ZANDER DRIVE FAQs
What would the monthly payment be for 3115 ZANDER DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,831/mo — principal and interest, the actual property-tax bill, the $134/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3115 ZANDER DRIVE?+
The association fee works out to $134 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3115 ZANDER DRIVE?+
The most recent tax bill on record (2025) was $1,965. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 3115 ZANDER DRIVE be rented short-term?+
Yes — this home sits inside Grand Reserve, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 3115 ZANDER DRIVE?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Grand Island?+
At $375,000, this home is priced right at the Grand Island median.
Which schools are assigned to 3115 ZANDER DRIVE?+
Treadway Elementary School (elementary), Eustis High School (high), Eustis Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of TOUCHSTONE REAL ESTATE · Cindy Coldren. MLS #G5115279.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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