610 FOURTH AVENUE, LADY LAKE, FL, 32159
Active9 days on marketListed Jul 16, 2026MLS #G5115210
About this home
610 FOURTH AVENUE
UNBEATABLE LADY LAKE LOCATION! 2BR/2BA Gem in Quiet, Established Neighborhood – Close to Harris Chain of Lakes with No HOA! Stop spending hours in traffic and start enjoying the perfect Central Florida lifestyle! Nestled in a peaceful, quiet, and established Lady Lake neighborhood with mature trees and no HOA, this solid 2-bedroom, 2-bathroom home with a 1-car garage is the ultimate launching pad for work and play. Enjoy an incredibly quick, stress-free drive into the heart of The Villages for dining and shopping, a direct 1-hour commute to Western Orlando, and weekends spent on the water with the beautiful Harris Chain of Lakes just minutes from your front door! A true outdoor lover's dream, this property features an incredible oversized backyard and dedicated, unrestricted space for your RV and boat parking—allowing you to keep all of your recreational gear safely on-site without any costly storage fees or nosey HOA rules. Tailored to fit your goals: First-Time Buyers: Stop paying rent! This solid, functional home is your chance to build instant sweat equity by bringing your own design ideas and minor cosmetic updates in a lovely, long-standing community. Retired Looking to Downsize: Enjoy peaceful, single-level living in a serene, established neighborhood with a massive yard for pets, gardening, or outdoor relaxation—plus unparalleled access to local golf and dining. Savvy Investors: Capitalize on an exceptionally strong, high-demand commuter rental market. Tenant demand is naturally high in quiet, safe, and established neighborhoods with no HOA restrictions. Affordable homes in Lady Lake with this size lot, parking freedom, and stellar location are practically extinct. This property is priced for immediate action and will be sold quickly. Schedule your tour today and beat the rush!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,080
Sqft
0.3 ac
Lot size
1
Garage
1985
Year built
One
Levels
$213
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,903 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,903/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.2%
$/sqft vs Lady Lake actives
$213 vs $195
Days on market
9 vs 50 typical
Where $213/sqft sits among the 204 Lady Lake actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lady Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lady Lake. See the full Lady Lake guide →
LADY LAKE 32159 — neighborhood snapshot
Population
30,846
Median age
68.7
Median income
$57,536
Median home value
$272,100
Avg household
1.83
Households w/ children
1,240
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lady Lake market
$306K → $305K
Lady Lake median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
96 of 204
Lady Lake actives have cut their price
Median sold price, Lady Lake, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% below the LADY LAKE 32159 median. See the full Lady Lake market guide →
Paper trail
This home's history
Reality check
What actually sold near 610 FOURTH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$228,500
602 THIRD AVENUE · same community
2 bd · 2 ba · 1,080 sqft · $212/sqft · 23 DOM
Sold · May ’26$215,000
623 THIRD AVENUE · same community
2 bd · 2 ba · 1,186 sqft · $181/sqft · 32 DOM
Sold · May ’26$175,000
415 FIRST DRIVE · same community
2 bd · 1 ba · 832 sqft · $210/sqft · 44 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 610 FOURTH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 610 FOURTH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
610 FOURTH AVENUE FAQs
What would the monthly payment be for 610 FOURTH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,903/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 610 FOURTH AVENUE?+
The most recent tax bill on record (2025) was $3,453. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 610 FOURTH AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lady Lake?+
At $230,000, this home is listed about 29% below the Lady Lake median of $325,000. The market section on this page shows how the area is trending.
Which schools are assigned to 610 FOURTH AVENUE?+
The Villages Elementary Of Lady Lake School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Yvonne Vance. MLS #G5115210.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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