David Ramirez
$415,990$419,9903 bd2 ba1,864 sqft$223 /sqft$3,044 /mo all-in ↓

243 BLUEGRASS WAY, ST AUGUSTINE, FL, 32092

Active8 days on marketListed Jul 12, 2026MLS #G5115016

Priced 13% below the ST AUGUSTINE 32092 medianReduced $4KNew constructionSingle Family ResidenceTRAILMARK

About this home

243 BLUEGRASS WAY

Under Construction. * Sample Photos *The Avondale single-story floor plan offers 1,864 square feet of thoughtfully designed living space in the Trailmark community. This home features an open and inviting layout with laminate flooring throughout the main living areas, creating a clean and modern feel. The gourmet kitchen serves as the heart of the home, showcasing white cabinetry, modern appliances, ample counter space, and a stylish 3x8 kitchen backsplash. The open-concept design connects the kitchen, dining, and living areas, making it ideal for everyday living and entertaining. With a spacious single-level layout and well-planned design, the Avondale offers comfort, function, and timeless style. Sample photos shown. To gain entrance to this home and learn more about available buyer incentives, please visit the model center.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,864

Sqft

0.15 ac

Lot size

2

Garage

2026

Year built

One

Levels

$223

Per sqft

Pets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Microwave · Range
InteriorOpen Floorplan
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionCement Siding
FoundationSlab
FacesNorth
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System

Community & fees

HOA fee$8/mo
Taxes (2025)$2,919/yr
PetsYes
CommunityDeed Restrictions

Utilities & systems

UtilitiesCable Available · Electricity Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,044 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,449
FHA mortgage insurance (est.)$184
Property tax — 2025 actual bill$243
HOA fee — from the listing$8
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,560Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,560
Interest rate6.00%
Loan term

Estimated payment

$3,044/mo

Principal & interest$2,449
FHA mortgage insurance (est.)$184
Property taxes (actual bill)$243
HOA / condo fee$8
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $416K
$388KedgeAI estimate $411,557 · range $404K$424K$441K

vs edgeAI estimate

+1.1%

$/sqft vs TRAILMARK

$223 vs $228

Days on market

8 vs 39 typical

Where $223/sqft sits among the 9 homes for sale in TRAILMARK

2
1
1
1 · this home
0
4
$200–207$207–215$215–222$222–229$229–237$237+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Trailmark

Map of 243 BLUEGRASS WAY inside its neighborhood boundary

Get to know St Augustine. See the full St Augustine guide →

Trailmark — neighborhood snapshot

Population

1,245

Median age

37

Median income

$151,277

Median home value

$497,970

Avg household

3

Households w/ children

281

For the school run

St. Johns County School District

ElementaryPicolata Crossing Elementary School★★★★
MiddlePacetti Bay Middle School★★★★
HighTocoi Creek High School★★★★
HighFirst Coast Technical College
Mky- Head Start /Dpp Pk School

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Augustine market

Seller’s marketSeller’s market2.9 months of inventoryBuyer’s market

$450K$400K

St Augustine median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

2 of 9

TRAILMARK have cut their price

Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 13% below the ST AUGUSTINE 32092 median. See the full St Augustine market guide →

Paper trail

This home's history

CurrentPrice reduced to $415,990 $4K
Jul 12, 2026Listed at $419,990 · 8 days on market since
2026Built · TRAILMARK

Reality check

What actually sold near 243 BLUEGRASS WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

630 FARMFIELD DRIVESold · Dec ’25

$392,500

630 FARMFIELD DRIVE · same community

3 bd · 2 ba · 1,864 sqft · $211/sqft · 0 DOM

59 GRASSMERE COURTSold · Dec ’25

$435,821

59 GRASSMERE COURT · same community

3 bd · 2 ba · 1,864 sqft · $234/sqft · 23 DOM

560 FARMFIELD DRIVESold · Dec ’25

$403,000

560 FARMFIELD DRIVE · same community

3 bd · 2 ba · 1,864 sqft · $216/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 243 BLUEGRASS WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 243 BLUEGRASS WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

243 BLUEGRASS WAY FAQs

What would the monthly payment be for 243 BLUEGRASS WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,044/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 243 BLUEGRASS WAY?+

The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 243 BLUEGRASS WAY?+

The most recent tax bill on record (2025) was $2,919. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 243 BLUEGRASS WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Augustine?+

At $415,990, this home is listed about 5% below the St Augustine median of $439,900. The market section on this page shows how the area is trending.

Which schools are assigned to 243 BLUEGRASS WAY?+

Picolata Crossing Elementary School (elementary), Pacetti Bay Middle School (middle), Tocoi Creek High School (high), First Coast Technical College (high), Mky- Head Start /Dpp Pk School () — St. Johns County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ST AUGUSTINE 32092 market on paper

$415,990 is 13% below the ST AUGUSTINE 32092 median of $479,990, and at $223/sqft it sits under the St Augustine average of $309.

02Strong assigned schools

Picolata Crossing Elementary School, Pacetti Bay Middle School, Tocoi Creek High School, First Coast Technical College, Mky- Head Start /Dpp Pk School — Picolata Crossing Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $419,990, now $415,990 — a $4K cut. The full history is in the market section below.

Listing courtesy of OLYMPUS EXECUTIVE REALTY INC · Nancy Pruitt, PA. MLS #G5115016.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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