David Ramirez
$430,000$445,0004 bd3 ba2,025 sqft$212 /sqft$3,487 /mo all-in ↓

28 SEASONS COURT, ST AUGUSTINE, FL, 32092

Active161 days on marketListed Feb 12, 2026MLS #FC315942

Priced 10% below the ST AUGUSTINE 32092 medianReduced $15KSingle Family ResidenceTRAILMARK

About this home

28 SEASONS COURT

Make sure to check out the Virtual Tour for a 3D Model w/ Walkthrough, Floor Plan w/ Measurements, Video, & more! Step inside this 2022 Lennar build located in the Trailmark Community offering 4 bedrooms, 3 bathrooms, a 2-car garage, and 2,025 square feet of thoughtfully designed living space, 2,643 under roof, and feel the difference the moment you pass through the oversized foyer. Wood-look tile pulls you forward, running seamlessly through the home like it’s giving you the grand tour. The split bedroom layout understands that togetherness is great and privacy is priceless. A true guest wing with two bedrooms and a full bath keeps visitors comfortable while preserving quiet in the rest of the house. High flat ceilings throughout the home adds volume, and smart details like the inside laundry room and extra closets exactly where you need them make everyday living feel effortless. Upgraded R15 insulation, along with an insulated garage, adds comfort and efficiency behind the scenes. Front and center, the living room, dining space, and kitchen come together in an open concept featuring quartz countertops, stainless steel appliances, and a gas range that handles movie night, holidays, and random Tuesday pizza night with equal ease. The owner’s suite is the kind of retreat that makes hitting snooze tempting. HUGE dual walk-in closets mean you might finally win the storage battle (in an effort to save costs Lennar stopped doing these and reduced the number of windows in the home on the newer versions of this floor plan), and the spa-inspired bathroom turns rushed mornings into a calmer start. Outside, the upgrades keep coming. An extended brick paver patio is ready for grilling, relaxing, and hosting the friends and family get togethers more often. The widened paver driveway adds both curb appeal and convenience, providing extra space and a dry path to the front door, even after a Florida afternoon rain shower. The garage is equally impressive with an epoxy-coated floor for easy cleanup and a polished finish that looks as good as it performs. Practical upgrades continue behind the scenes with a tankless water heater and whole-home water softener system already in place. Even better, this floor plan is no longer available from the builder, so you get the perks of new construction without the timeline, decisions, or surprise delays! Life in Trailmark means resort-style amenities just minutes away, from pools and fitness areas to trails, parks, and kayaking along Six Mile Creek. When it’s time to head out, Interstate 95 is close for an easy run to Jacksonville or a quick trip south to historic St. Augustine, about 15 miles away, packed with restaurants, shopping, and charm. Jacksonville International Airport is roughly a 45-minute drive, and daily conveniences, groceries, and local favorites are under 10 minutes from the front door. This is more than a house, it’s a lifestyle upgrade with a head start. Homes like this have a way of getting claimed quickly, so make your move before someone else is already unpacking!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,025

Sqft

0.17 ac

Lot size

2

Garage

2022

Year built

One

Levels

$212

Per sqft

Garden & Trees/Woods viewNegotiablePets allowed

Inside

FlooringTile
AppliancesDishwasher · Exhaust Fan · Microwave · Range · Refrigerator · Tankless Water Heater · Water Softener
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric · Heat Pump
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionConcrete · Vinyl Siding · Wood Frame
FoundationSlab
ViewGarden · Trees/Woods
FacesSoutheast
ParkingDriveway · Ground Level · Off Street
ExteriorGarden · Irrigation System · Lighting · Rain Gutters · Sliding Doors

Community & fees

HOA fee$8/mo
Taxes (2025)$7,164/yr
PetsCats OK, Dogs OK, Yes
CommunityClubhouse · Dog Park · Fitness Center · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,487 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,531
FHA mortgage insurance (est.)$190
Property tax — 2025 actual bill$597
HOA fee — from the listing$8
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,050Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,050
Interest rate6.00%
Loan term

Estimated payment

$3,487/mo

Principal & interest$2,531
FHA mortgage insurance (est.)$190
Property taxes (actual bill)$597
HOA / condo fee$8
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $430K
$398KedgeAI estimate $429,425 · range $415K$466K$484K

vs edgeAI estimate

+0.1%

$/sqft vs TRAILMARK

$212 vs $240

Days on market

161 vs 39 typical

Where $212/sqft sits among the 8 homes for sale in TRAILMARK

1
0 · this home
1
2
0
4
$200–207$207–215$215–222$222–229$229–237$237+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Trailmark

Map of 28 SEASONS COURT inside its neighborhood boundary

Get to know St Augustine. See the full St Augustine guide →

Trailmark — neighborhood snapshot

Population

1,245

Median age

37

Median income

$151,277

Median home value

$497,970

Avg household

3

Households w/ children

281

For the school run

St. Johns County School District

ElementaryPicolata Crossing Elementary School★★★★
MiddlePacetti Bay Middle School★★★★
HighTocoi Creek High School★★★★
HighFirst Coast Technical College
Mky- Head Start /Dpp Pk School

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Augustine market

Seller’s marketSeller’s market2.9 months of inventoryBuyer’s market

$450K$400K

St Augustine median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

2 of 8

TRAILMARK have cut their price

Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 10% below the ST AUGUSTINE 32092 median. See the full St Augustine market guide →

Paper trail

This home's history

CurrentPrice reduced to $430,000 $15K
Feb 12, 2026Listed at $445,000 · 161 days on market since
2022Built · TRAILMARK

Reality check

What actually sold near 28 SEASONS COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

610 FARMFIELD DRIVESold · Apr ’26

$405,000

610 FARMFIELD DRIVE · same community

4 bd · 2.5 ba · 1,968 sqft · $206/sqft · 93 DOM

809 FARMFIELD DRIVESold · May ’26

$400,000

809 FARMFIELD DRIVE · same community

3 bd · 2 ba · 1,864 sqft · $215/sqft · 0 DOM

664 FARMFIELD DRIVESold · May ’26

$412,990

664 FARMFIELD DRIVE · same community

3 bd · 2 ba · 1,864 sqft · $222/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 28 SEASONS COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 28 SEASONS COURT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

28 SEASONS COURT FAQs

What would the monthly payment be for 28 SEASONS COURT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,487/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 28 SEASONS COURT?+

The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 28 SEASONS COURT?+

The most recent tax bill on record (2025) was $7,164. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 28 SEASONS COURT?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Augustine?+

At $430,000, this home is listed about 2% below the St Augustine median of $439,900. The market section on this page shows how the area is trending.

Which schools are assigned to 28 SEASONS COURT?+

Picolata Crossing Elementary School (elementary), Pacetti Bay Middle School (middle), Tocoi Creek High School (high), First Coast Technical College (high), Mky- Head Start /Dpp Pk School () — St. Johns County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the ST AUGUSTINE 32092 market on paper

$430,000 is 10% below the ST AUGUSTINE 32092 median of $479,990, and at $212/sqft it sits under the St Augustine average of $309.

02Garden & Trees/Woods views

The garden and trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

161 days on market against a St Augustine median of 39 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Picolata Crossing Elementary School, Pacetti Bay Middle School, Tocoi Creek High School, First Coast Technical College, Mky- Head Start /Dpp Pk School — Picolata Crossing Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $445,000, now $430,000 — a $15K cut. The full history is in the market section below.

Listing courtesy of EXP REALTY LLC · Joshua Hanoud, PA. MLS #FC315942.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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28 SEASONS COURT, ST AUGUSTINE, FL — 4 Bed, 3 Bath — $430,000 | CENTURY 21 Edge