13718 COUNTY ROAD 109D-3, LADY LAKE, FL, 32159
Active24 days on marketListed Jul 10, 2026MLS #G5114867
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About this home
13718 COUNTY ROAD 109D-3
Virtually Staged. Welcome to your private country retreat in Lady Lake! Nestled on ½ acre in the desirable Oakland Hills community, this beautifully maintained 5-bedroom, 3-bath manufactured home offers the perfect blend of comfort, functionality, and outdoor living, with no HOA and no CDD. Inside, you’ll find a spacious open floor plan featuring high ceilings, and double-pane windows that provide energy efficiency and abundant natural light throughout. The large eat-in kitchen features new stainless steel appliances and flows seamlessly into an expansive adjoining space that can be used as a formal dining room or an additional family room, offering flexibility to fit your lifestyle and entertaining needs. The home’s fifth bedroom offers exceptional versatility and is located just off the primary suite with additional access from the main living area. Whether used as a guest bedroom, nursery, home office, craft room, reading room, or private retreat, this spacious room provides endless possibilities to meet your needs. Step outside and enjoy the Florida lifestyle from the newly added 12’ x 16’ covered deck, the perfect place to relax with your morning coffee or entertain family and friends. The property also includes a 12’ x 24’ shed with electricity, providing exceptional storage, workshop, or hobby space. For RV owners, this property is truly move-in ready with a dedicated 50-amp RV space complete with full hookups, including electric, water, and sewer—ideal for travelers or visiting guests. Recent improvements provide added peace of mind, including: New A/C (2025), Roof (2022), New asphalt driveway, Carport added (2025), Septic inspected and pumped (2023) Situated just minutes from The Villages, you’ll enjoy convenient access to shopping, dining, golf, medical facilities, and entertainment, without paying Village fees. Whether you’re looking for a full-time residence, seasonal retreat, or investment opportunity, this property offers exceptional space, flexibility, and value. Schedule your private showing today and discover everything this exceptional Lady Lake property has!
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,176
Sqft
0.5 ac
Lot size
2008
Year built
One
Levels
$131
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,052 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,052/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lady Lake actives
$131 vs $198
Days on market
24 vs 50 typical
Where $131/sqft sits among the 206 Lady Lake actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lady Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lady Lake. See the full Lady Lake guide →
LADY LAKE 32159 — neighborhood snapshot
Population
30,846
Median age
68.7
Median income
$57,536
Median home value
$272,100
Avg household
1.83
Households w/ children
1,240
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lady Lake market
$306K → $305K
Lady Lake median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
99 of 206
Lady Lake actives have cut their price
Median sold price, Lady Lake, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% below the LADY LAKE 32159 median. See the full Lady Lake market guide →
Paper trail
This home's history
Reality check
What actually sold near 13718 COUNTY ROAD 109D-3
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$223,000
13877 COUNTY ROAD 109F
4 bd · 2 ba · 1,960 sqft · $114/sqft · 104 DOM
Sold · Nov ’25$302,500
7823 COUNTY ROAD 109
4 bd · 2 ba · 1,932 sqft · $157/sqft · 29 DOM
Sold · Jun ’26$840,000
7 HICKORY HEAD HAMMOCK
4 bd · 3 ba · 2,792 sqft · $301/sqft · 57 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13718 COUNTY ROAD 109D-3 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13718 COUNTY ROAD 109D-3 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13718 COUNTY ROAD 109D-3 FAQs
What would the monthly payment be for 13718 COUNTY ROAD 109D-3?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,052/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13718 COUNTY ROAD 109D-3?+
The most recent tax bill on record (2025) was $1,057. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lady Lake?+
At $285,000, this home is listed about 12% below the Lady Lake median of $325,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13718 COUNTY ROAD 109D-3?+
The Villages Elementary Of Lady Lake School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PREMIER REALTY LADY LK · Naomi Nicola. MLS #G5114867.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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