1197 PORT BLUE WAY, LADY LAKE, FL, 32159
Active176 days on marketListed Feb 13, 2026MLS #G5108175
About this home
1197 PORT BLUE WAY
**QUICK CLOSE AVAILABLE**Welcome to this NEW CONSTRUCTION 3-BEDROOM, 2.5-BATH NEPTUNE MODEL townhome located in the growing HAMMOCK OAKS community in LADY LAKE, just outside The Villages. Ideally positioned LESS THAN 2 MILES from LAKE SUMTER LANDING and SPANISH SPRINGS TOWN SQUARE, you’ll enjoy quick access to shopping, dining, nightly entertainment, medical, and everyday conveniences. This BRIGHT, OPEN-CONCEPT floor plan offers comfortable, energy-efficient living with thoughtful upgrades and modern finishes throughout. The main living area features TILE FLOORING FROM THE FRONT ENTRY THROUGH THE KITCHEN, while the bedrooms and stairs are finished with comfortable carpeting. The kitchen is the heart of the home with a LARGE ISLAND, GRANITE COUNTERTOPS, ALL-WHITE CABINETRY, and GE STAINLESS STEEL APPLIANCES, including a WASHER & DRYER. QR codes for appliance information and an ECOBEE WIFI THERMOSTAT add smart-home convenience. Enjoy a COVERED ENTRY and an OPEN LANAI overlooking a peaceful RETENTION POND, creating a relaxing outdoor space. Walk-in closets provide ample storage, and the HVAC system is conveniently located in the second-floor closet. Over $7,000 IN UPGRADES include tile flooring, cabinetry, and blinds throughout. Located in one of the CLOSEST BUILDINGS TO THE COMMUNITY AMENITIES, residents enjoy easy access to the POOL, CABANA, MAIL CENTER, DOG PARK, PLAYGROUND, and NATURE TRAIL. Hammock Oaks is a NEW, RAPIDLY GROWING COMMUNITY designed for convenience and lifestyle just outside The Villages. Future area growth adds even more value, with a NEW WALMART MARKET AND GAS STATION currently being built at the entrance to the community. Whether you're looking for low-maintenance living or a prime investment near The Villages, this home offers LOCATION, LIFESTYLE, AND MODERN DESIGN in one of Lady Lake’s newest communities.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,662
Sqft
0.06 ac
Lot size
1
Garage
2025
Year built
Two
Levels
$165
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,291 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,291/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.6%
$/sqft vs Lady Lake actives
$165 vs $200
Days on market
176 vs 54 typical
Where $165/sqft sits among the 199 Lady Lake actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lady Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lady Lake. See the full Lady Lake guide →
LADY LAKE 32159 — neighborhood snapshot
Population
30,846
Median age
68.7
Median income
$57,536
Median home value
$272,100
Avg household
1.83
Households w/ children
1,240
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lady Lake market
$306K → $320K
Lady Lake median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
96 of 199
Lady Lake actives have cut their price
Median sold price, Lady Lake, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% below the LADY LAKE 32159 median. See the full Lady Lake market guide →
Paper trail
This home's history
Reality check
What actually sold near 1197 PORT BLUE WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$410,000
461 TROY LOOP
3 bd · 2 ba · 1,661 sqft · $247/sqft · 201 DOM
Sold · Oct ’25$335,000
470 MONETTA LANE
3 bd · 2 ba · 1,667 sqft · $201/sqft · 34 DOM
Sold · Feb ’26$375,000
1731 MOUNT CARMEL TERRACE
3 bd · 2 ba · 1,655 sqft · $227/sqft · 138 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1197 PORT BLUE WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1197 PORT BLUE WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1197 PORT BLUE WAY FAQs
What would the monthly payment be for 1197 PORT BLUE WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,291/mo — principal and interest, the actual property-tax bill, the $105/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1197 PORT BLUE WAY?+
The association fee works out to $105 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1197 PORT BLUE WAY?+
The most recent tax bill on record (2025) was $3,505. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1197 PORT BLUE WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lady Lake?+
At $274,000, this home is listed about 19% below the Lady Lake median of $339,495. The market section on this page shows how the area is trending.
Which schools are assigned to 1197 PORT BLUE WAY?+
The Villages Elementary Of Lady Lake School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LADY LAKE 32159 market on paper
$274,000 is 14% below the LADY LAKE 32159 median of $317,700, and at $165/sqft it sits under the Lady Lake average of $235.
02Time on market is leverage
176 days on market against a Lady Lake median of 54 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $279,000, now $274,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXECUTIVES IN THE VILLAGES · Melissa Huennekens. MLS #G5108175.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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