David Ramirez
$492,0003 bd2 ba1,842 sqft$267 /sqft$3,484 /mo all-in ↓

1230 DESILVA STREET, THE VILLAGES, FL, 32159

Active31 days on marketListed Jul 9, 2026MLS #G5114625

Single Family ResidenceVILLAGES/SUMTER

About this home

1230 DESILVA STREET

GOLF COURSE & WATER VIEWS • BOND PAID • CUSTOM VERA CRUZ • A VIEW LIKE THIS & only ONE neighbor on one side is a true treasure. Beautifully maintained AND UPGRADED 3-bedroom, 2-bath home in the Village of Hacienda North! Quick GOLF CART ride to Spanish Springs & Lake Sumter Landing Squares. Major updates include a designer kitchen a new HVAC heat pump (2025) and TANKLESS WATER HEATER. ***This home is offered TURNKEY, making your move effortless. *** Be sure to search the address on YOUTUBE for a virtual walk-through. Nestled among lush tropical landscaping and surrounded by the scenic beauty of the Hacienda Championship Golf Course, this home welcomes you with a covered and SCREENED FRONT PORCH—the perfect place to enjoy your morning coffee or evening breeze. Inside, you'll find laminate flooring and 18-inch tile throughout (NO CARPET), soaring ceilings, ELEGANT CROWN MOLDING, multiple solar tubes, and ceiling fans, creating a bright, open, and inviting atmosphere. The spacious living room opens directly to the EXPANSIVE ENCLOSED LANAI, the true showpiece of the home. Surrounded by windows, it showcases breathtaking views of the championship golf course's rolling fairways, majestic oak trees, and serene pond, creating an ideal space for relaxing or entertaining year-round. The beautifully updated kitchen features CUSTOM WHITE CABINETRY, stunning GRANITE countertops, a large window above the sink, and STAINLESS-STEEL appliances (2023). It flows seamlessly into the dining and family room, where a charming bay window fills the space with natural light. The spacious primary suite offers high ceilings, two walk-in closets, and an en suite bath featuring granite countertops, split dual vanities, a dedicated makeup area, and a walk-in shower. A pocket door separates the guest wing from the main living area, creating a private retreat. Two guest bedrooms are positioned on either side of the guest bathroom, offering comfort and privacy for family and visitors. The interior laundry room provides convenient access to the two-car garage which includes a utility sink hookup and pull-down attic stairs for additional storage. Located in one of The Villages' most peaceful and private neighborhoods with no through traffic, Hacienda North offers exceptional convenience to Spanish Springs Town Square, Lake Sumter Landing Market Square, La Hacienda Regional Recreation Center and Sports Pool, Cordoba Family Pool, Tierra Del Sol Adult Pool, UF Health Spanish Plaines Hospital, shopping, restaurants, medical offices, and everyday conveniences. ADDITIONAL FEATURES: Water Softener • Whole-House Surge Protector • ROOF 2014 • Driveway, sidewalk & porch pavers

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,842

Sqft

0.17 ac

Lot size

2

Garage

1996

Year built

One

Levels

$267

Per sqft

Golf Course & Water viewTurnkey55+ community

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator · Washer · Water Softener
InteriorAttic Ventilator · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Primary Bedroom Main Floor · Skylight(s) · Solid Wood Cabinets · Split Bedroom · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump
FurnishedTurnkey

Outside & construction

RoofShingle
ConstructionVinyl Siding · Wood Frame
FoundationSlab
ViewGolf Course · Water
FacesSoutheast
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System

Community & fees

Taxes (2025)$2,522/yr
PetsCats OK, Dogs OK
CommunityDeed Restrictions · Dog Park · Golf Carts OK · Golf · Park · Playground · Pool · Restaurant · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Public · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,484 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,896
FHA mortgage insurance (est.)$218
Property tax — 2025 actual bill$210
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,220Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,220
Interest rate6.00%
Loan term

Estimated payment

$3,484/mo

Principal & interest$2,896
FHA mortgage insurance (est.)$218
Property taxes (actual bill)$210
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $492K
$390KedgeAI estimate $431,316 · range $406K$473K$512K

vs edgeAI estimate

+14.1%

$/sqft vs VILLAGES/SUMTER

$267 vs $266

Days on market

31 vs 52 typical

Where $267/sqft sits among the 28 homes for sale in VILLAGES/SUMTER

16
6 · this home
1
3
0
2
$208–267$267–326$326–384$384–443$443–502$502+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside The Villages

Map of 1230 DESILVA STREET

Drive times from this address

Downtown Orlando68 min
Universal Orlando71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know The Villages. See the full The Villages guide →

THE VILLAGES 32159 — neighborhood snapshot

Population

30,846

Median age

68.7

Median income

$57,536

Median home value

$272,100

Avg household

1.83

Households w/ children

1,240

For the school run

Lake County School District

ElementaryThe Villages Elementary Of Lady Lake School★★★★★
MiddleCarver Middle School★★★★
HighLeesburg High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The The Villages market

Seller’s marketSeller’s market2.6 months of inventoryBuyer’s market

$365K$340K

The Villages median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

18 of 28

VILLAGES/SUMTER have cut their price

Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 55% above the THE VILLAGES 32159 median. See the full The Villages market guide →

Paper trail

This home's history

Jul 9, 2026Listed at $492,000 · 31 days on market since
1996Built · VILLAGES/SUMTER

Reality check

What actually sold near 1230 DESILVA STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3978 NOTTINGHAM LOOPSold · Dec ’25

$435,000

3978 NOTTINGHAM LOOP · same community

3 bd · 2 ba · 1,854 sqft · $235/sqft · 0 DOM

710 ANTONIA LANESold · Feb ’26

$360,000

710 ANTONIA LANE · same community

3 bd · 2 ba · 1,924 sqft · $187/sqft · 252 DOM

1450 LUCKETT COURTSold · Dec ’25

$454,900

1450 LUCKETT COURT · same community

3 bd · 2 ba · 1,925 sqft · $236/sqft · 14 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1230 DESILVA STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1230 DESILVA STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

1230 DESILVA STREET FAQs

What would the monthly payment be for 1230 DESILVA STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,484/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1230 DESILVA STREET?+

The most recent tax bill on record (2025) was $2,522. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1230 DESILVA STREET?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in The Villages?+

At $492,000, this home is listed about 25% above the The Villages median of $394,950. The market section on this page shows how the area is trending.

Which schools are assigned to 1230 DESILVA STREET?+

The Villages Elementary Of Lady Lake School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REAL BROKER, LLC · Kimberly McElroy LLC. MLS #G5114625.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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