David Ramirez
$400,000$415,0002 bd2 ba2,197 sqft$182 /sqft$3,354 /mo all-in ↓

228 BAYOU BEND ROAD, GROVELAND, FL, 34736

Active36 days on marketListed Jul 1, 2026MLS #G5114506

Reduced $15KSingle Family ResidenceCASCADES/GROVELAND PH 1

About this home

228 BAYOU BEND ROAD

Virtually Staged. Move-in ready and perfectly situated on a premium homesite with tranquil conservation views and no rear neighbors, this beautifully maintained 2-bedroom, 2-bath home with a den offers 2,197 square feet of comfortable living in the highly sought-after 55+ resort-style Trilogy community. A welcoming front porch, paver driveway, and oversized 2.5-car garage create exceptional curb appeal. Inside, the spacious open-concept floor plan seamlessly connects the living, dining, and kitchen areas, making it ideal for both everyday living and entertaining. The gourmet kitchen is thoughtfully designed with granite countertops, 42-inch cabinetry with crown molding and under-cabinet lighting, stainless steel appliances including a gas range and French door refrigerator, tile backsplash, center island, breakfast bar, and a separate breakfast nook. The versatile den provides the perfect space for a home office, hobby room, or additional living area. The spacious primary suite features a walk-in closet with custom organizers and a luxurious en suite bath with dual vanities, a relaxing garden tub, and a glass-enclosed walk-in shower. A generously sized guest bedroom and full bath are located on the opposite side of the home, creating an ideal, private guest retreat. The laundry room is equipped with additional cabinetry and countertop workspace for added convenience. Enjoy peace of mind with numerous upgrades, including paid-off solar panels, fresh exterior paint (June 2026), AC (2024), double-pane windows, and radiant barrier. Step outside to the screened lanai and enjoy peaceful conservation views—an ideal setting for your morning coffee or evening relaxation. Living in Trilogy means enjoying one of Central Florida's premier active adult lifestyles, with access to the spectacular 57,000-square-foot Magnolia House clubhouse featuring an on-site restaurant and bar, event center with concerts and live entertainment, culinary kitchen, art studio, billiards, poker, golf simulator, state-of-the-art fitness center, indoor and outdoor resort-style pools, tennis courts, pickleball courts, bocce ball, basketball, and an endless calendar of clubs, activities, and social events. The gated community also offers 24-hour guarded security, while the HOA includes lawn maintenance, cable television, and high-speed internet, allowing you to enjoy a truly maintenance-free lifestyle. This exceptional home offers the perfect combination of comfort, privacy, energy efficiency, and world-class amenities, all in one of Central Florida's most desirable active adult communities. *Aerial photo property lines are an estimate and to be verified by buyer.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

2,197

Sqft

0.21 ac

Lot size

2

Garage

2014

Year built

One

Levels

$182

Per sqft

55+ communityPets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Primary Bedroom Main Floor · Stone Counters · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ParkingOversized
ExteriorPrivate Mailbox · Sidewalk · Sliding Doors

Community & fees

HOA fee$578/mo
Taxes (2025)$1,010/yr
PetsNumber Limit, Yes
CommunityBuyer Approval Required · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Natural Gas Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,354 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,355
FHA mortgage insurance (est.)$177
Property tax — 2025 actual bill$84
HOA fee — from the listing$578
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,000
Interest rate6.00%
Loan term

Estimated payment

$3,354/mo

Principal & interest$2,355
FHA mortgage insurance (est.)$177
Property taxes (actual bill)$84
HOA / condo fee$578
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $400K
$384KedgeAI estimate $458,692 · range $447K$489K$508K

vs edgeAI estimate

−12.8%

$/sqft vs Groveland actives

$182 vs $202

Days on market

36 vs 48 typical

Where $182/sqft sits among the 222 Groveland actives

94 · this home
81
22
3
8
14
$153–192$192–232$232–272$272–312$312–351$351+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Groveland

Map of 228 BAYOU BEND ROAD

Drive times from this address

Downtown Orlando36 min
Universal Orlando39 min
Walt Disney World44 min
Orlando Int’l Airport (MCO)51 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Groveland. See the full Groveland guide →

The numbers that matter

The Groveland market

Seller’s marketLeans seller3.5 months of inventoryBuyer’s market

$378K$400K

Groveland median sold, yr/yr

98.5%

Sale-to-list ratio (12 mo)

111 of 222

Groveland actives have cut their price

Median sold price, Groveland, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

CurrentPrice reduced to $400,000 $15K
Jul 1, 2026Listed at $415,000 · 36 days on market since
2014Built · CASCADES/GROVELAND PH 1

Reality check

What actually sold near 228 BAYOU BEND ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

163 BAYOU BEND ROADSold · Jun ’26

$427,500

163 BAYOU BEND ROAD

2 bd · 2 ba · 2,197 sqft · $195/sqft · 74 DOM

178 SILVER MAPLE ROADSold · Jun ’26

$465,000

178 SILVER MAPLE ROAD

3 bd · 2.5 ba · 2,247 sqft · $207/sqft · 39 DOM

128 BALMY COAST ROADSold · Jun ’26

$579,000

128 BALMY COAST ROAD

2 bd · 2.5 ba · 2,140 sqft · $271/sqft · 36 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 228 BAYOU BEND ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 228 BAYOU BEND ROAD — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

228 BAYOU BEND ROAD FAQs

What would the monthly payment be for 228 BAYOU BEND ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,354/mo — principal and interest, the actual property-tax bill, the $578/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 228 BAYOU BEND ROAD?+

The association fee works out to $578 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 228 BAYOU BEND ROAD?+

The most recent tax bill on record (2025) was $1,010. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 228 BAYOU BEND ROAD?+

The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Groveland?+

At $400,000, this home is priced right at the Groveland median.

Listing courtesy of KELLER WILLIAMS ELITE PARTNERS III REALTY · Brandie Mathison-Klein. MLS #G5114506.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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