David Ramirez
$447,000$465,0002 bd2 ba2,570 sqft$174 /sqft$3,651 /mo all-in ↓

187 BALMY COAST ROAD, GROVELAND, FL, 34736

Active80 days on marketListed May 21, 2026MLS #G5112413

Reduced $18KSingle Family ResidenceCASCADES/GROVELAND PH 1

About this home

187 BALMY COAST ROAD

*PRICE REDUCED & GOLF CART INCLUDED makes this jewel a GREAT VALUE! • BEAUTIFULLY UPGRADED & METICULOUSLY MAINTAINED TRILOGY HOME in a premier resort-style community • OVERSIZED CORNER LOT with exceptional curb appeal • VALUABLE RECENT UPGRADES, BRAND NEW 2026 ROOF, TESLA SOLAR SYSTEM for Energy Efficiency PAID OFF 20 YEAR LEASE, NEW WATER SOFTENER NEW CONTROLLED SPRINKLER SYSTEM • INVITING EXTERIOR FEATURES Screened Front Porch Designer Front Door with Sidelight • OPEN-CONCEPT FLOOR PLAN designed for comfort and entertaining • 2 BEDROOMS | 2 BATHS | VERSATILE DEN • PRIVATE GUEST BEDROOM Ideal for Guests • UPGRADED TILE & LVP FLOORING Clean, Stylish & Low Maintenance • CUSTOM DESIGN DETAILS Mosaic Custom Tile Inlay in Foyer Distinctive Architectural Arches • UPDATED KITCHEN FEATURES UPDATED WHITE 42" CABINETS, GORGEOUS WHITE QUARTZ COUNTER TOPS Gas Stove Custom Pantry Under-Cabinet Lighting NEWER APPLIANCES ABUNDANCE OF STORAGE • OVERSIZED PRIMARY SUITE RETREAT Custom Remote Blackout Shades YOUR DREAM, MASSIVE BUILT IN DESIGN CLOSET cleverly designed with Custom Direct Access to Laundry Room • ENCLOSED FLORIDA ROOM / LANAI Additional Heated & Air-Conditioned Living Space Split A/C Unit for Year-Round Comfort • FLEXIBLE SMART SPACE Ideal for Laundry, Office, Craft Room, or Hobbies • IMPRESSIVE GARAGE Shark-Coating Flooring Storage Cabinets Amazing Storage Space Inside and Out • PEACE OF MIND FEATURES Twice-Yearly A/C Service Termite Bond Numerous Functional Upgrades • BONUS Furniture Negotiable Piano Negotiable • TRILOGY RESORT LIFESTYLE Guard-Gated Community 57,000 SQ FT MAGNOLIA HOUSE Full-Service Restaurant & Bar Two Fitness Centers Indoor & Outdoor Pools + Spas Walking Trail & Dog Park Tennis, Pickleball & Bocce Golf Simulator & Billiards Poker Lounge, Dance Studio & Massage Room 50+ Clubs, Concerts & Social Activities • HOA INCLUDES Lawn & Shrub Maintenance Cable + Internet + Landline Home Security Monitoring Street Maintenance & Lighting Guard-Gated Entrance Clubhouse Amenities • RARE OPPORTUNITY — Luxury, practicality, and resort living in one exceptional home. Don’t miss this one-of-a-kind Trilogy gem! • More than a home — it’s a lifestyle upgrade. Live Your BEST LIFE at Trilogy Orlando!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

2,570

Sqft

0.24 ac

Lot size

2

Garage

2014

Year built

One

Levels

$174

Per sqft

Negotiable55+ community

Inside

FlooringCeramic Tile · Engineered Hardwood · Epoxy · Luxury Vinyl
AppliancesCooktop · Dishwasher · Disposal · Dryer · Exhaust Fan · Gas Water Heater · Microwave · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingNatural Gas
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ParkingGarage Door Opener
ExteriorIrrigation System · Outdoor Kitchen · Private Mailbox · Private Yard · Sidewalk · Sliding Doors

Community & fees

HOA fee$578/mo
Taxes (2025)$1,010/yr
PetsCats OK, Dogs OK
CommunityAssociation Recreation - Owned · Clubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Irrigation-Reclaimed Water · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Private · Sewer Connected · Solar · Sprinkler Meter · Sprinkler Recycled · Underground Utilities · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,651 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,631
FHA mortgage insurance (est.)$198
Property tax — 2025 actual bill$84
HOA fee — from the listing$578
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,645Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,645
Interest rate6.00%
Loan term

Estimated payment

$3,651/mo

Principal & interest$2,631
FHA mortgage insurance (est.)$198
Property taxes (actual bill)$84
HOA / condo fee$578
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $447K
$429KedgeAI estimate $536,704 · range $446K$623K$648K

vs edgeAI estimate

−16.7%

$/sqft vs Groveland actives

$174 vs $201

Days on market

80 vs 47 typical

Where $174/sqft sits among the 225 Groveland actives

96 · this home
81
23
3
8
14
$152–192$192–232$232–271$271–311$311–351$351+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Groveland

Map of 187 BALMY COAST ROAD

Drive times from this address

Downtown Orlando36 min
Universal Orlando39 min
Walt Disney World44 min
Orlando Int’l Airport (MCO)51 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Groveland. See the full Groveland guide →

The numbers that matter

The Groveland market

Seller’s marketLeans seller3.6 months of inventoryBuyer’s market

$378K$405K

Groveland median sold, yr/yr

98.5%

Sale-to-list ratio (12 mo)

111 of 225

Groveland actives have cut their price

Median sold price, Groveland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 12% above the Groveland median. See the full Groveland market guide →

Paper trail

This home's history

CurrentPrice reduced to $447,000 $18K
May 21, 2026Listed at $465,000 · 80 days on market since
2014Built · CASCADES/GROVELAND PH 1

Reality check

What actually sold near 187 BALMY COAST ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

623 CONSERVATION BOULEVARDSold · Jan ’26

$525,000

623 CONSERVATION BOULEVARD

3 bd · 3 ba · 2,360 sqft · $222/sqft · 47 DOM

815 HIDDEN MOSS DRIVESold · Apr ’26

$440,000

815 HIDDEN MOSS DRIVE

2 bd · 2.5 ba · 2,339 sqft · $188/sqft · 223 DOM

178 SILVER MAPLE ROADSold · Jun ’26

$465,000

178 SILVER MAPLE ROAD

3 bd · 2.5 ba · 2,247 sqft · $207/sqft · 39 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 187 BALMY COAST ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 187 BALMY COAST ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

187 BALMY COAST ROAD FAQs

What would the monthly payment be for 187 BALMY COAST ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,651/mo — principal and interest, the actual property-tax bill, the $578/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 187 BALMY COAST ROAD?+

The association fee works out to $578 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 187 BALMY COAST ROAD?+

The most recent tax bill on record (2025) was $1,010. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 187 BALMY COAST ROAD?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Groveland?+

At $447,000, this home is listed about 12% above the Groveland median of $398,995. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$447,000 runs 12% above the Groveland median — but at 2,570 sqft it's also 32% larger than the typical Groveland listing.

02Know the monthly fee

The association fee is $578/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03The price has already moved

Listed at $465,000, now $447,000 — a $18K cut. The full history is in the market section below.

Listing courtesy of COMMUNITY ELITE REALTY · Nancy Aitken. MLS #G5112413.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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