David Ramirez
$639,900$649,9003 bd2 ba2,004 sqft$319 /sqft$4,103 /mo all-in ↓

7240 SE 172ND LEGACY LANE, THE VILLAGES, FL, 32162

Active52 days on marketListed Jun 27, 2026MLS #G5114354

Reduced $10KPrivate poolSingle Family ResidenceTHE VILLAGES

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About this home

7240 SE 172ND LEGACY LANE

Virtually Staged. POOL HOME! GOLF CART GARAGE! BOND PAID! NEW ROOF (2020)! NEW HVAC (2020) HOT WATER HEATER (2014)! Welcome to this beautifully REFRESHED 3-Bedroom, 2-Bath Lantana Designer Home located in the highly desirable Village of Chatham, offering exceptional privacy and an outstanding location near Calumet Grove amenities. This move-in-ready home combines modern updates, functional living spaces, and outdoor living at its finest. From the moment you arrive, you'll appreciate the DECORATIVE STAMPED CONCRETE DRIVEWAY, beautifully manicured landscaping, and GOLF CART GARAGE. Inside, the open floor plan is filled with natural light thanks to multiple SOLAR TUBES AND VAULTED CEILINGS. The whole house features INTERIOR FRESHLY PAINTED, NEW QUARTZ COUNTERTOPS, NEW SINKS, NEW FAUCETS, and UPDATED CABINETRY. The kitchen features UPGRADED STAINLESS STEEL APPLIANCES, a GAS COOKTOP, and a WI-FI ENABLED OVEN—perfect for today's home chef. LUXURY VINYL PLANK FLOORING flows throughout the home, complemented by UPDATED LIGHTING and a desirable SPLIT BEDROOM FLOOR PLAN that provides privacy for owners and guests alike. and a beautiful BAY WINDOW in the front room, while every bedroom offers generous closet space! INSIDE LAUNDRY ROOM WITH BUILT-IN CABINETS AND A STORAGE CLOSET. The garage has been FRESHLY PAINTED, INCLUDING THE FLOOR, convenient PULL-DOWN ATTIC STAIRS, and an innovative GARAGE SCREEN SYSTEM that operates on the garage door track, allowing you to enjoy fresh air while maintaining privacy. Step outside to your private backyard retreat featuring a sparkling POOL surrounded by a BIRDCAGE ENCLOSURE, offering peaceful privacy and the perfect setting for relaxing or entertaining year-round. LOCATION! LOCATION! LOCATION! The Village of Chatham offers easy golf cart access to everything that makes The Villages lifestyle so desirable. Just minutes away, you'll enjoy the Calumet Grove Rec Center, Chatham Rec Center, First Responders Rec Center, Mubury Grove Rec Center, neighborhood pools, executive golf courses, and the popular Nancy Lopez Legacy Country Club with championship golf, dining, and social activities. Nearby shopping, restaurants, medical facilities, and everyday conveniences are all easily accessible, while Spanish Springs Town Square is just a short golf cart ride away for nightly live entertainment, dining, shopping, and special events. This exceptional home truly offers the perfect combination of UPDATES, PRIVACY, A POOL, A GOLF CART GARAGE, AND AN INCREDIBLE LOCATION. Schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,004

Sqft

0.19 ac

Lot size

2

Garage

2003

Year built

One

Levels

$319

Per sqft

Private poolPool view55+ community

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Gas Water Heater · Ice Maker · Microwave · Range · Refrigerator · Washer
InteriorHigh Ceilings · Open Floorplan · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingNatural Gas

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewPool
FacesEast
ParkingGolf Cart Garage · Golf Cart Parking
ExteriorIrrigation System · Lighting · Rain Gutters

Community & fees

Taxes (2025)$3,002/yr
CommunityCommunity Mailbox · Deed Restrictions · Dog Park · Gated Community - Guard · Gated Community - No Guard · Golf Carts OK · Golf · Park · Playground · Pool · Racquetball · Restaurant · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,103 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,453
PMI (est., until 20% equity)$240
Property tax — 2025 actual bill$250
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $63,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $63,990
Interest rate6.00%
Loan term

Estimated payment

$4,103/mo

Principal & interest$3,453
PMI (est., until 20% equity)$240
Property taxes (actual bill)$250
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $640K
$598KedgeAI estimate $687,878 · range $622K$805K$837K

vs edgeAI estimate

−7%

$/sqft vs THE VILLAGES

$319 vs $251

Days on market

52 vs 50 typical

Where $319/sqft sits among the 213 homes for sale in THE VILLAGES

52
63
48
20
10 · this home
20
$201–228$228–255$255–282$282–309$309–336$336+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside The Villages

Map of 7240 SE 172ND LEGACY LANE

Drive times from this address

Downtown Orlando67 min
Universal Orlando70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know The Villages. See the full The Villages guide →

THE VILLAGES 32162 — neighborhood snapshot

Population

54,019

Median age

74.2

Median income

$73,927

Median home value

$358,100

Avg household

1.72

Households w/ children

135

For the school run

Sumter County School District

ElementaryWildwood Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The The Villages market

Seller’s marketSeller’s market2.5 months of inventoryBuyer’s market

$365K$360K

The Villages median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

119 of 213

THE VILLAGES have cut their price

Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 83% above the THE VILLAGES 32162 median. See the full The Villages market guide →

Paper trail

This home's history

CurrentPrice reduced to $639,900 $10K
Jun 27, 2026Listed at $649,900 · 52 days on market since
2003Built · THE VILLAGES

Reality check

What actually sold near 7240 SE 172ND LEGACY LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2184 MARKRIDGE LOOPSold · Dec ’25

$450,000

2184 MARKRIDGE LOOP · same community

3 bd · 2 ba · 1,939 sqft · $232/sqft · 22 DOM

2108 CLARKS HILL WAYSold · Dec ’25

$530,000

2108 CLARKS HILL WAY · same community

3 bd · 2 ba · 1,927 sqft · $275/sqft · 9 DOM

4528 HAYWARD PATHSold · Mar ’26

$540,000

4528 HAYWARD PATH · same community

3 bd · 3 ba · 1,911 sqft · $283/sqft · 103 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7240 SE 172ND LEGACY LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7240 SE 172ND LEGACY LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

7240 SE 172ND LEGACY LANE FAQs

What would the monthly payment be for 7240 SE 172ND LEGACY LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,103/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 7240 SE 172ND LEGACY LANE?+

The most recent tax bill on record (2025) was $3,002. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in The Villages?+

At $639,900, this home is listed about 68% above the The Villages median of $379,900. The market section on this page shows how the area is trending.

Which schools are assigned to 7240 SE 172ND LEGACY LANE?+

Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$639,900 runs 83% above the THE VILLAGES 32162 median — but at 2,004 sqft it's also 31% larger than the typical The Villages listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $649,900, now $639,900 — a $10K cut. The full history is in the market section below.

Listing courtesy of REALTY EXECUTIVES IN THE VILLAGES · Melissa Huennekens. MLS #G5114354.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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