David Ramirez
$446,000$499,5004 bd2 ba2,028 sqft$220 /sqft$3,443 /mo all-in ↓

3258 HOLLEY TERRACE, THE VILLAGES, FL, 32163

Active142 days on marketListed Mar 18, 2026MLS #G5109554

Priced 5% below the THE VILLAGES 32163 medianReduced $54KSingle Family ResidenceTHE VILLAGES

Come see it

Upcoming open house

Sat, Aug 8

10:00 AM – 12:00 PM

4 BED immaculate PUTNAM Model I Pine Hills - 28 x 21 XXL pristine garage !! Enclosed lanai - improved PRICE ! ROOM FOR POOL ! Don't miss out on this home ! Ready for move-in.

About this home

3258 HOLLEY TERRACE

PRICE IMPROVEMENT – MOVE-IN READY! ROOM FOR A POOL ! Rarely available and highly sought-after, this 4-Bedroom Putnam Designer Home in the Village of Pine Hills offers the space, privacy, and location that today's buyers are searching for. Built in 2016 and meticulously maintained, this home combines modern construction, an exceptional floor plan, and a beautifully private backyard setting that is increasingly difficult to find in The Villages. NO BOND! NEW ROOF 2024!  Check out the walk-through video attached under the TOUR link.  With 4 true bedrooms, 2 bathrooms, and an OVERSIZED 28' x 21' GARAGE featuring durable epoxy floors, this home provides the flexibility needed for guests, hobbies, a home office, fitness space, or multi-generational living. Whether you're hosting family visits or simply want room to spread out, this floor plan delivers. Step inside to discover soaring volume ceilings, abundant natural light, and an open-concept design that creates a bright and welcoming atmosphere. The spacious living and dining areas flow seamlessly into the kitchen, offering generous cabinetry, ample counter space, and a charming breakfast nook perfect for casual dining or morning coffee. You'll appreciate the easy-care lifestyle with NO CARPETING throughout the home, creating a clean, updated look and effortless maintenance. One of the home's standout features is the enclosed, climate-controlled lanai, providing valuable year-round living space ideal for entertaining, relaxing, reading, or enjoying Florida's beautiful weather in comfort. The spacious primary suite offers a peaceful retreat with room for additional seating, while the ensuite bathroom features dual vanities, a large Roman-style tiled shower with built-in bench seating, and an oversized walk-in closet. Three additional guest bedrooms provide versatility rarely found in The Villages, making this home perfect for those who need extra space without compromise. Outside, enjoy the privacy of the rear yard, creating a serene setting for outdoor relaxation and entertaining. The oversized garage provides excellent storage options for vehicles, golf carts, tools, and recreational equipment. Located in one of the most desirable areas of The Villages, Pine Hills continues to attract buyers seeking newer homes, beautiful surroundings, and convenient access to everything that makes The Villages lifestyle so popular. Enjoy nearby championship and executive golf courses, recreation centers, walking and biking paths, pickleball, pools, and the shopping, dining, and nightly entertainment of Brownwood Paddock Square just minutes away. Opportunities to own a pristine 4-bedroom designer home with a private backyard, oversized garage, enclosed lanai, NO BOND, and a NEW ROOF in Pine Hills are exceptionally limited. Schedule your private showing today and discover why this home stands out from the rest.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,028

Sqft

0.18 ac

Lot size

2

Garage

2016

Year built

One

Levels

$220

Per sqft

55+ communityPets allowed

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorEating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationSlab
FacesEast
ExteriorIrrigation System · Rain Gutters

Community & fees

Taxes (2025)$5,522/yr
PetsYes
CommunityClubhouse · Community Mailbox · Deed Restrictions · Dog Park · Gated Community - Guard · Gated Community - No Guard · Golf Carts OK · Golf

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Phone Available · Sewer Available · Sewer Connected · Street Lights · Underground Utilities · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,443 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,626
FHA mortgage insurance (est.)$197
Property tax — 2025 actual bill$460
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,610Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,610
Interest rate6.00%
Loan term

Estimated payment

$3,443/mo

Principal & interest$2,626
FHA mortgage insurance (est.)$197
Property taxes (actual bill)$460
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $446K
$428KedgeAI estimate $485,951 · range $478K$500K$519K

vs edgeAI estimate

−8.2%

$/sqft vs THE VILLAGES

$220 vs $250

Days on market

142 vs 53 typical

Where $220/sqft sits among the 223 homes for sale in THE VILLAGES

55 · this home
69
51
19
12
17
$194–226$226–258$258–291$291–323$323–355$355+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside The Villages

Map of 3258 HOLLEY TERRACE

Drive times from this address

Downtown Orlando63 min
Universal Orlando66 min
Walt Disney World74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know The Villages. See the full The Villages guide →

THE VILLAGES 32163 — neighborhood snapshot

Population

30,886

Median age

70.1

Median income

$94,565

Median home value

$472,600

Avg household

1.85

For the school run

Sumter County School District

ElementaryWildwood Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The The Villages market

Seller’s marketSeller’s market2.5 months of inventoryBuyer’s market

$365K$360K

The Villages median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

127 of 223

THE VILLAGES have cut their price

Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 5% below the THE VILLAGES 32163 median. See the full The Villages market guide →

Paper trail

This home's history

CurrentPrice reduced to $446,000 $54K
Mar 18, 2026Listed at $499,500 · 142 days on market since
2016Built · THE VILLAGES

Reality check

What actually sold near 3258 HOLLEY TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2184 MARKRIDGE LOOPSold · Dec ’25

$450,000

2184 MARKRIDGE LOOP · same community

3 bd · 2 ba · 1,939 sqft · $232/sqft · 22 DOM

2108 CLARKS HILL WAYSold · Dec ’25

$530,000

2108 CLARKS HILL WAY · same community

3 bd · 2 ba · 1,927 sqft · $275/sqft · 9 DOM

4528 HAYWARD PATHSold · Mar ’26

$540,000

4528 HAYWARD PATH · same community

3 bd · 3 ba · 1,911 sqft · $283/sqft · 103 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3258 HOLLEY TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3258 HOLLEY TERRACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

3258 HOLLEY TERRACE FAQs

What would the monthly payment be for 3258 HOLLEY TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,443/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3258 HOLLEY TERRACE?+

The most recent tax bill on record (2025) was $5,522. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3258 HOLLEY TERRACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in The Villages?+

At $446,000, this home is listed about 14% above the The Villages median of $389,900. The market section on this page shows how the area is trending.

Which schools are assigned to 3258 HOLLEY TERRACE?+

Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the THE VILLAGES 32163 market on paper

$446,000 is 5% below the THE VILLAGES 32163 median of $467,450, and at $220/sqft it sits under the The Villages average of $270.

02Time on market is leverage

142 days on market against a The Villages median of 53 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $499,500, now $446,000 — a $54K cut. The full history is in the market section below.

Listing courtesy of REALTY EXECUTIVES IN THE VILLAGES · Patti Belton. MLS #G5109554.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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