David Ramirez
$299,900$325,0003 bd2 ba1,260 sqft$238 /sqft$2,123 /mo all-in ↓

2457 S SUMMERWOOD POINT, INVERNESS, FL, 34450

Active44 days on marketListed Jun 20, 2026MLS #G5113716

Reduced $25KWaterfrontSingle Family ResidenceWATER OAKS

About this home

2457 S SUMMERWOOD POINT

BANG FOR YOUR BUCK! That's what you're getting with this NEWLY RENOVATED concrete block home. Tastefully done and pretty neutral so that you can add your own personal touches. Let me also mention that it has a LAKEFRONT VIEW! Nestled high upon the banks of a small lake teeming with wildlife, you can watch the native birds as they stroll the banks and bask in the sun, or you could slip down to the water and cast a line. Either way you'll love the view from the nicely sized fenced back yard. If sunrises are your thing, you can sit out in the Florida room in the ac or with the windows open and enjoy a cup of coffee and watch the sun come up over the trees to the East. Now let's talk about this ABSOLUTELY FANTASTIC home!! This home is just about as close to new as you can get. Newly renovated, nearly everything in the home is brand new! Starting at the top, the roof is only 3 years old, exterior paint is new, exterior doors are new, inside you'll find all new flooring throughout the entire home, fresh paint on all the walls and ceilings, both bathrooms are completely brand new from the floor to the ceiling as well, including toilets and sinks, tub/shower, fixtures etc. All bedrooms have new bedroom and closet doors and shelving. Every window also has a new blind. What about the kitchen you ask? Well... the kitchen has all brand new cabinets and granite countertops, new pantry door and shelving, and for reliability ALL STAINLESS APPLIANCES ARE BRAND NEW AND CONVEY!!! That's right, new fridge, range, range hood/microwave, dishwasher, and garbage disposal. Just off the kitchen you can sit and enjoy the lake view from the bay windows. The indoor laundry room is a HUGE convenience as well. And you guessed it, everything in there is new also! With a cute barn style, sliding door entry there's no interference with your breakfast nook area. And new shelving and cabinets for storage with granite countertop matching the kitchen. There's also direct access to the garage from the laundry area as well. I also NEED TO TELL YOU that there's no need to "sweat" about this Florida summer heat. BECAUSE... YEP! BRAND NEW HVAC!!! Every light fixture, fan, and outlet are new as well. So, schedule a showing QUICK!! This home won't last long with all that it has to offer at this price.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,260

Sqft

0.34 ac

Lot size

1

Garage

1987

Year built

One

Levels

$238

Per sqft

Waterfront

Inside

FlooringLaminate
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Stone Counters · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Brick
FoundationSlab
FacesWest
ExteriorPrivate Mailbox · Private Yard · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$775/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,123 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,765
FHA mortgage insurance (est.)$133
Property tax — 2025 actual bill$65
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,497Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,497
Interest rate6.00%
Loan term

Estimated payment

$2,123/mo

Principal & interest$1,765
FHA mortgage insurance (est.)$133
Property taxes (actual bill)$65
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $300K
$213KedgeAI estimate $249,755 · range $222K$320K$333K

vs edgeAI estimate

+20.1%

$/sqft vs Inverness actives

$238 vs $178

Days on market

44 vs 42 typical

Where $238/sqft sits among the 189 Inverness actives

36
68
43
19 · this home
10
13
$97–140$140–183$183–227$227–270$270–313$313+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Inverness

Map of 2457 S SUMMERWOOD POINT

Get to know Inverness. See the full Inverness guide →

INVERNESS 34450 — neighborhood snapshot

Population

10,408

Median age

59.5

Median income

$48,955

Median home value

$210,200

Avg household

2.04

Households w/ children

604

For the school run

Citrus County School District

ElementaryInverness Primary School★★★★★
HighCitrus High School★★★★★
MiddleInverness Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Inverness market

Seller’s marketLeans seller3.6 months of inventoryBuyer’s market

$235K$265K

Inverness median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

92 of 189

Inverness actives have cut their price

Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 71% above the INVERNESS 34450 median. See the full Inverness market guide →

Paper trail

This home's history

CurrentPrice reduced to $299,900 $25K
Jun 20, 2026Listed at $325,000 · 44 days on market since
1987Built · WATER OAKS

Reality check

What actually sold near 2457 S SUMMERWOOD POINT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2457 S SUMMERWOOD POINTSold · Jan ’26

$175,000

2457 S SUMMERWOOD POINT · same community

3 bd · 2 ba · 1,260 sqft · $139/sqft · 74 DOM

9350 E FINWOOD COURTSold · Jan ’26

$340,000

9350 E FINWOOD COURT · same community

3 bd · 2 ba · 1,390 sqft · $245/sqft · 12 DOM

9293 E WINDWOOD LOOPSold · Nov ’25

$260,000

9293 E WINDWOOD LOOP · same community

3 bd · 2 ba · 1,492 sqft · $174/sqft · 9 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2457 S SUMMERWOOD POINT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2457 S SUMMERWOOD POINT — before you fall in love.

See it in person

Schedule a tour

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Straight answers

2457 S SUMMERWOOD POINT FAQs

What would the monthly payment be for 2457 S SUMMERWOOD POINT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,123/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2457 S SUMMERWOOD POINT?+

The most recent tax bill on record (2025) was $775. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Inverness?+

At $299,900, this home is listed about 16% above the Inverness median of $258,250. The market section on this page shows how the area is trending.

Which schools are assigned to 2457 S SUMMERWOOD POINT?+

Inverness Primary School (elementary), Citrus High School (high), Inverness Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$299,900 runs 71% above the INVERNESS 34450 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $325,000, now $299,900 — a $25K cut. The full history is in the market section below.

Listing courtesy of CONNIE MAHAN REAL ESTATE GROUP · Beau Stevenson. MLS #G5113716.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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2457 S SUMMERWOOD POINT, INVERNESS, FL — 3 Bed, 2 Bath — $299,900 | CENTURY 21 Edge