David Ramirez
$299,000$385,0002 bd2 ba1,040 sqft$288 /sqft$2,281 /mo all-in ↓

9986 S FORESTLINE AVENUE, INVERNESS, FL, 34452

Active63 days on marketListed Jun 1, 2026MLS #O6405223

Reduced $86KManufactured Home000879 - HEATHERWOOD UNIT 2

About this home

9986 S FORESTLINE AVENUE

Virtually Staged. Ride straight from your property into the Withlacoochee State Forest! This rare equestrian retreat offers direct access to Trail 9, giving horse enthusiasts miles of scenic riding trails right from their own backyard. Situated on 2.43 beautifully fenced and cross-fenced acres beneath majestic oak trees, this property is designed for both horse lovers and outdoor enthusiasts. The equestrian facilities include a 2-stall horse barn with paddocks, oversized tack and feed rooms, a 40' x 60' pole barn, workshop, and well house with an outdoor shower—everything you need for horses, recreational vehicles, and country living. The charming 2-bedroom, 2-bath home features spacious covered front and back porches where you can relax, enjoy peaceful views, and watch wildlife in your own private oasis. Whether you're searching for a weekend trail-riding getaway, a full-time equestrian residence, or a private country retreat, this property offers a lifestyle that's becoming increasingly difficult to find. Located just minutes from shopping, dining, medical facilities, and the Gulf Coast, you'll enjoy the perfect balance of rural tranquility and everyday convenience. Don't miss this unique opportunity to own one of Inverness's most desirable trail-access horse properties. Schedule your private showing today and experience the best of Florida's equestrian lifestyle!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,040

Sqft

2.43 ac

Lot size

2001

Year built

One

Levels

$288

Per sqft

Trees/Woods viewPartially

Inside

FlooringCarpet · Laminate
AppliancesDishwasher · Electric Water Heater · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Thermostat
LaundryElectric Dryer Hookup · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric
FurnishedPartially

Outside & construction

RoofMetal
ConstructionVinyl Siding
FoundationOther
ViewTrees/Woods
FacesEast
ExteriorPrivate Yard · RV Hookup

Community & fees

Taxes (2025)$2,749/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,281 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,760
FHA mortgage insurance (est.)$132
Property tax — 2025 actual bill$229
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,465Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,465
Interest rate6.00%
Loan term

Estimated payment

$2,281/mo

Principal & interest$1,760
FHA mortgage insurance (est.)$132
Property taxes (actual bill)$229
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Inverness actives

$288 vs $178

Days on market

63 vs 25 typical

Where $288/sqft sits among the 188 Inverness actives

35
68
43
20
9 · this home
13
$97–140$140–184$184–227$227–270$270–313$313+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Inverness

Map of 9986 S FORESTLINE AVENUE

Get to know Inverness. See the full Inverness guide →

INVERNESS 34452 — neighborhood snapshot

Population

13,729

Median age

46.8

Median income

$58,199

Median home value

$207,200

Avg household

2.35

Households w/ children

1,419

For the school run

Citrus County School District

ElementaryPleasant Grove Elementary School★★★★★
MiddleInverness Middle School★★★★★
HighCitrus High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Inverness market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$240K$270K

Inverness median sold, yr/yr

96.2%

Sale-to-list ratio (12 mo)

92 of 188

Inverness actives have cut their price

Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 103% above the INVERNESS 34452 median. See the full Inverness market guide →

Paper trail

This home's history

CurrentPrice reduced to $299,000 $86K
Jun 1, 2026Listed at $385,000 · 63 days on market since
2001Built · 000879 - HEATHERWOOD UNIT 2

Reality check

What actually sold near 9986 S FORESTLINE AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9088 S BERKSHIRE AVENUESold · Apr ’26

$259,000

9088 S BERKSHIRE AVENUE

2 bd · 2 ba · 840 sqft · $308/sqft · 301 DOM

8780 S DEERSTALKER TERRACESold · Feb ’26

$215,000

8780 S DEERSTALKER TERRACE

2 bd · 1 ba · 728 sqft · $295/sqft · 1 DOM

10271 S EVANS POINTSold · Feb ’26

$331,500

10271 S EVANS POINT

3 bd · 2 ba · 1,420 sqft · $233/sqft · 292 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9986 S FORESTLINE AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9986 S FORESTLINE AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

9986 S FORESTLINE AVENUE FAQs

What would the monthly payment be for 9986 S FORESTLINE AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,281/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 9986 S FORESTLINE AVENUE?+

The most recent tax bill on record (2025) was $2,749. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Inverness?+

At $299,000, this home is listed about 16% above the Inverness median of $258,450. The market section on this page shows how the area is trending.

Which schools are assigned to 9986 S FORESTLINE AVENUE?+

Pleasant Grove Elementary School (elementary), Inverness Middle School (middle), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$299,000 runs 103% above the INVERNESS 34452 median.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

63 days on market against a Inverness median of 25 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $385,000, now $299,000 — a $86K cut. The full history is in the market section below.

Listing courtesy of REALTY ONE GROUP MVP · Jennifer Varnadoe. MLS #O6405223.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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