20621 SHADY OAK LANE, EUSTIS, FL, 32736
Active44 days on marketListed Jun 10, 2026MLS #G5112714
About this home
20621 SHADY OAK LANE
Nestled on just over 5 acres of beautiful land, this charming 1990 wood-frame home offers the perfect blend of privacy, nature, and comfort. Surrounded by mature trees and open space, it's an ideal retreat for those who appreciate peaceful woodland views and fresh country air. The home's expansive, nearly wraparound design invites you to relax and enjoy the outdoors, whether you're sipping your morning coffee or reading a favorite book on the spacious screened rear porch. Thoughtfully designed with family living in mind, this well-maintained home has been lovingly owned by the same family since it was built. The open floor plan creates a warm and welcoming atmosphere, while the loft overlooking the living room provides a unique vantage point and a sense of connection throughout the home. This is a rare opportunity to own a property that combines character, space, and a true sense of home.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,110
Sqft
5.03 ac
Lot size
2
Garage
1990
Year built
Two
Levels
$283
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,540 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,540/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.5%
$/sqft vs NA
$283 vs $266
Days on market
44 vs 36 typical
Where $283/sqft sits among the 127 homes for sale in NA
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Eustis
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Eustis. See the full Eustis guide →
EUSTIS 32736 — neighborhood snapshot
Population
11,582
Median age
49.5
Median income
$83,727
Median home value
$352,100
Avg household
2.76
Households w/ children
929
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Eustis market
$336K → $355K
Eustis median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
55 of 127
NA have cut their price
Median sold price, Eustis, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 96% above the EUSTIS 32736 median. See the full Eustis market guide →
Paper trail
This home's history
Reality check
What actually sold near 20621 SHADY OAK LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$800,000
1751 SW 54TH COURT · same community
5 bd · 2.5 ba · 3,021 sqft · $265/sqft · 108 DOM
Sold · Feb ’26$167,000
Carr 681 kM.HM 11.7 BO. ISLOTE SEC MELILLA · same community
3 bd · 1 ba · 3,514 sqft · $48/sqft · 27 DOM
Sold · Feb ’26$429,900
37445 GRAYS AIRPORT ROAD · same community
4 bd · 2 ba · 2,496 sqft · $172/sqft · 50 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 20621 SHADY OAK LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20621 SHADY OAK LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
20621 SHADY OAK LANE FAQs
What would the monthly payment be for 20621 SHADY OAK LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,540/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 20621 SHADY OAK LANE?+
The most recent tax bill on record (2025) was $3,622. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 20621 SHADY OAK LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Eustis?+
At $879,900, this home is listed about 130% above the Eustis median of $382,500. The market section on this page shows how the area is trending.
Which schools are assigned to 20621 SHADY OAK LANE?+
Eustis Middle School (middle), Eustis High School (high), Eustis Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$879,900 runs 96% above the EUSTIS 32736 median — but at 3,110 sqft it's also 63% larger than the typical Eustis listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $899,900, now $879,900 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA REALTY · Joanne Levy. MLS #G5112714.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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