David Ramirez
$475,000$485,0003 bd2.5 ba2,244 sqft$212 /sqft$3,943 /mo all-in ↓

1074 AVENIDA SONOMA, LADY LAKE, FL, 32159

Active76 days on marketListed May 22, 2026MLS #G5112559

Reduced $10KVillaTHE VILLAGES

About this home

1074 AVENIDA SONOMA

BOND PAID! TURNKEY! SELLER FINANCING AVAILABLE! Prime Spanish Springs Location! Welcome to paradise in the highly sought-after Vista Sonoma Villas in the Village of Spanish Springs, one of the most desirable locations in The Villages, Florida. This beautifully maintained 3-bedroom, 2.5-bath villa offers 2,244 heated square feet of spacious living and is being offered TURNKEY, making your move to The Villages simple and stress-free. Seller financing is available, providing a unique opportunity for qualified buyers. (Golf cart and jukebox are available separately and are not included in the turnkey package.) Major updates include: Roof replaced in 2019 HVAC replaced in 2018 Rear screened birdcage added in 2006 Please see the attached permits for documentation of these improvements. The Vista Sonoma Property Owners Association provides exceptional low-maintenance living by caring for the community landscaping, lawn mowing, irrigation systems and water for those landscaped areas, along with termite bond coverage and treatment. Spend less time on exterior maintenance and more time enjoying everything The Villages has to offer. Inside, you'll find an inviting open floor plan filled with natural light. The kitchen features granite countertops, abundant cabinetry, and generous workspace, making it ideal for both everyday living and entertaining. The spacious first-floor primary suite offers convenience and privacy with a large walk-in closet and en-suite bath. Upstairs, guests will appreciate two generously sized bedrooms, a full bathroom, and a versatile loft area that works perfectly as a home office, den, hobby room, or additional gathering space. Step outside to the screened birdcage, creating a comfortable outdoor living area that's perfect for morning coffee, evening cocktails, or entertaining family and friends while enjoying Florida's beautiful weather. Additional features include a one-car garage plus a dedicated golf cart garage, providing plenty of storage for both vehicles and all your Villages lifestyle essentials. Located just minutes from Spanish Springs Town Square, you'll enjoy nightly live entertainment, restaurants, shopping, community events, and dancing. Nearby attractions include The Sharon L. Morse Performing Arts Center, Spanish Springs Lanes, Hacienda Hills Golf & Country Club, De La Vista Executive Golf Course, and Tierra Del Sol Country Club, along with recreation centers, swimming pools, pickleball, walking paths, and hundreds of clubs and activities that make The Villages one of America's premier active adult communities. Whether you're searching for a turnkey home in The Villages, a villa near Spanish Springs, a BOND PAID home, a seller-financed home, or a low-maintenance Florida retirement home, this exceptional property offers the perfect combination of location, quality, lifestyle, and value. Don't miss this rare opportunity to own a beautifully maintained, BOND PAID, TURNKEY villa in the heart of The Villages with seller financing available. Schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,244

Sqft

0.21 ac

Lot size

1

Garage

2001

Year built

Two

Levels

$212

Per sqft

Turnkey55+ communityPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Primary Bedroom Main Floor · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryGas Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingNatural Gas
FurnishedTurnkey

Outside & construction

RoofTile
ConstructionStucco
FoundationSlab
FacesNorth
ParkingGarage Door Opener · Golf Cart Parking
ExteriorIrrigation System

Community & fees

HOA fee$237/mo
Taxes (2025)$6,471/yr
PetsYes
CommunityDeed Restrictions · Dog Park · Fitness Center · Golf Carts OK · Golf · No Truck/RV/Motorcycle Parking · Playground · Pool · Restaurant · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Natural Gas Connected · Public · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,943 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,796
FHA mortgage insurance (est.)$210
Property tax — 2025 actual bill$539
HOA fee — from the listing$237
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,625Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,625
Interest rate6.00%
Loan term

Estimated payment

$3,943/mo

Principal & interest$2,796
FHA mortgage insurance (est.)$210
Property taxes (actual bill)$539
HOA / condo fee$237
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs THE VILLAGES

$212 vs $251

Days on market

76 vs 53 typical

Where $212/sqft sits among the 220 homes for sale in THE VILLAGES

56 · this home
75
46
17
11
15
$194–228$228–263$263–297$297–331$331–366$366+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Orange Blossom Gardens

Map of 1074 AVENIDA SONOMA inside its neighborhood boundary

Drive times from this address

Downtown Orlando66 min
Universal Orlando69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lady Lake. See the full Lady Lake guide →

Orange Blossom Gardens — neighborhood snapshot

Population

6,637

Median age

73

Median income

$46,704

Median home value

$235,284

Avg household

2

Households w/ children

17%

For the school run

Lake County School District

ElementaryThe Villages Elementary Of Lady Lake School★★★★★
MiddleCarver Middle School★★★★
HighLeesburg High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lady Lake market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$306K$320K

Lady Lake median sold, yr/yr

96.5%

Sale-to-list ratio (12 mo)

124 of 220

THE VILLAGES have cut their price

Median sold price, Lady Lake, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 49% above the LADY LAKE 32159 median. See the full Lady Lake market guide →

Paper trail

This home's history

CurrentPrice reduced to $475,000 $10K
May 22, 2026Listed at $485,000 · 76 days on market since
2001Built · THE VILLAGES

Reality check

What actually sold near 1074 AVENIDA SONOMA

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1903 IBARRA PLACESold · Dec ’25

$495,000

1903 IBARRA PLACE · same community

3 bd · 2 ba · 2,310 sqft · $214/sqft · 1 DOM

1198 READING ROADSold · May ’26

$544,000

1198 READING ROAD · same community

3 bd · 2.5 ba · 2,168 sqft · $251/sqft · 23 DOM

728 DOWDING WAYSold · Dec ’25

$850,000

728 DOWDING WAY · same community

3 bd · 2 ba · 2,443 sqft · $348/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1074 AVENIDA SONOMA — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1074 AVENIDA SONOMA — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

1074 AVENIDA SONOMA FAQs

What would the monthly payment be for 1074 AVENIDA SONOMA?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,943/mo — principal and interest, the actual property-tax bill, the $237/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1074 AVENIDA SONOMA?+

The association fee works out to $237 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1074 AVENIDA SONOMA?+

The most recent tax bill on record (2025) was $6,471. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1074 AVENIDA SONOMA?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lady Lake?+

At $475,000, this home is listed about 40% above the Lady Lake median of $339,990. The market section on this page shows how the area is trending.

Which schools are assigned to 1074 AVENIDA SONOMA?+

The Villages Elementary Of Lady Lake School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REALTY EXECUTIVES IN THE VILLAGES · James Cooper. MLS #G5112559.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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