David Ramirez

INDIAN TRAIL, EUSTIS, FL, 32726

Active71 days on marketListed May 8, 2026MLS #G5111847

WaterfrontEUSTIS BRIGHTWATER PLACE

About this home

INDIAN TRAIL

This isn’t just another waterfront lot with the same recycled “paradise awaits” description. This is one of those properties where you can actually picture the life that comes with it. Build your dream home right on Lake Eustis with direct access to the entire Harris Chain of Lakes — where boat days turn into waterfront dinners, sunset cruises become part of your routine, and weekends feel different out here. The lot gives you the freedom to create something custom instead of settling for somebody else’s idea of lake living. Plenty of room to design the kind of home that fits the way you actually want to live — whether that’s quiet mornings on the dock, entertaining friends by the water, or simply having the view you’ve worked hard for. Good waterfront is getting harder to find, especially on the Chain. Once you stand out here, you’ll understand why buyers wait for properties like this.

Facts & features

The home at a glance

0.54 ac

Lot size

WaterfrontPets allowed

Inside

Outside & construction

Community & fees

HOA fee$29/mo
Taxes (2025)$3,501/yr
PetsYes
CommunityDock · Water Access · Deed Restrictions

Utilities & systems

UtilitiesBB/HS Internet Capable · Cable Available · Electricity Available · Natural Gas Available · Phone Available · Telephone Nearby · Water Nearby
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,457 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,718
PMI (est., until 20% equity)$258
Property tax — 2025 actual bill$292
HOA fee — from the listing$29
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $68,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $68,900
Interest rate6.00%
Loan term

Estimated payment

$4,457/mo

Principal & interest$3,718
PMI (est., until 20% equity)$258
Property taxes (actual bill)$292
HOA / condo fee$29
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Eustis

Map of INDIAN TRAIL

Drive times from this address

Downtown Orlando59 min
Universal Orlando60 min
Orlando Int’l Airport (MCO)68 min
Walt Disney World72 min

Get to know Eustis. See the full Eustis guide →

EUSTIS 32726 — neighborhood snapshot

Population

23,885

Median age

40.6

Median income

$60,750

Median home value

$230,400

Avg household

2.38

Households w/ children

2,736

For the school run

Lake County School District

HighEustis High School★★★★★
MiddleEustis Middle School★★★★
ElementaryTriangle Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Eustis market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$336K$355K

Eustis median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

Median sold price, Eustis, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 136% above the EUSTIS 32726 median. See the full Eustis market guide →

Paper trail

This home's history

May 8, 2026Listed at $689,000 · 71 days on market since

Reality check

What actually sold near INDIAN TRAIL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3241 INDIAN TRAILSold · Nov ’25

$430,000

3241 INDIAN TRAIL · same community

3 bd · 2.5 ba · 1,895 sqft · $227/sqft · 57 DOM

36424 S FISH CAMP ROADSold · Mar ’26

$258,000

36424 S FISH CAMP ROAD

3 bd · 1.5 ba · 1,050 sqft · $246/sqft · 2 DOM

12 KRISTIN LANESold · May ’26

$250,000

12 KRISTIN LANE

3 bd · 2 ba · 1,053 sqft · $237/sqft · 21 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about INDIAN TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for INDIAN TRAIL — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

INDIAN TRAIL FAQs

What would the monthly payment be for INDIAN TRAIL?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,457/mo — principal and interest, the actual property-tax bill, the $29/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at INDIAN TRAIL?+

The association fee works out to $29 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on INDIAN TRAIL?+

The most recent tax bill on record (2025) was $3,501. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at INDIAN TRAIL?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Eustis?+

At $689,000, this home is listed about 80% above the Eustis median of $382,500. The market section on this page shows how the area is trending.

Which schools are assigned to INDIAN TRAIL?+

Eustis High School (high), Eustis Middle School (middle), Triangle Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of HANSON REAL ESTATE GROUP, INC. · Cheryl Mullen PA. MLS #G5111847.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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