22726 WINTERWILLOW LANE, EUSTIS, FL, 32736
Active89 days on marketListed Apr 21, 2026MLS #O6399871
About this home
22726 WINTERWILLOW LANE
Welcome to your private slice of country paradise at 22726 Winterwillow Lane—an exceptional farm property or luxury ranch offering nearly 10 high-and-dry, mostly cleared acres in a desirable NO FLOOD ZONE with no HOA restrictions. This thoughtfully designed 3-bedroom, 2-bathroom residence with just under 2,000 square feet of living space is perfectly positioned for optimum sun exposure, filling the home with abundant natural light throughout. Built with clear span trusses and no load-bearing interior walls, future renovations and reconfigurations are effortless. A welcoming double-door entry opens to a spacious interior featuring a formal dining room and a large living room centered around a cozy wood-burning fireplace. Brand-new French doors lead to a beautifully enclosed patio with newly tiled flooring, creating the perfect extension of indoor and outdoor living space. The home also features stylish no-carpet flooring throughout and a spacious kitchen with classic wood cabinetry, a center cooking island, and a charming breakfast nook overlooking the serene backyard setting. The private primary retreat offers elegant tray ceilings, a jetted soaking tub, walk-in shower, and generous walk-in closet. The oversized laundry room provides extensive storage, while the freshly updated garage includes repainted walls, refinished flooring, and additional attic storage space. Major updates include A/C replaced in 2025, Roof 2022, and a newer water heater for added peace of mind. Outdoors, the possibilities are endless—ideal for horses, cattle, chickens, and farm animals, complete with a chicken coop and chickens included. Mature fruit trees including fig, loquat, and grapefruit add charm and homestead appeal. Conveniently located near Downtown Eustis, you’ll enjoy a vibrant lakefront community known for its charming boutiques, local restaurants, waterfront festivals, farmers markets, live entertainment, and scenic Ferran Park on beautiful Lake Eustis. Whether you envision a working homestead, equestrian estate, or peaceful ranch retreat, this one-of-a-kind property offers space, freedom, and endless opportunity.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,920
Sqft
9.98 ac
Lot size
2
Garage
1999
Year built
One
Levels
$357
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,735 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,735/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23.4%
$/sqft vs ACREAGE & UNREC
$357 vs $381
Days on market
89 vs 36 typical
Where $357/sqft sits among the 124 homes for sale in ACREAGE & UNREC
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Eustis
Drive times from this address
Get to know Eustis. See the full Eustis guide →
EUSTIS 32736 — neighborhood snapshot
Population
11,582
Median age
49.5
Median income
$83,727
Median home value
$352,100
Avg household
2.76
Households w/ children
929
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Eustis market
$336K → $355K
Eustis median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
43 of 124
ACREAGE & UNREC have cut their price
Median sold price, Eustis, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 47% above the EUSTIS 32736 median. See the full Eustis market guide →
Paper trail
This home's history
Reality check
What actually sold near 22726 WINTERWILLOW LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$326,000
13135 YELLOW BLUFF ROAD · same community
4 bd · 2.5 ba · 1,820 sqft · $179/sqft · 0 DOM
Sold · Dec ’25$210,000
103 SPENCER LOOP · same community
3 bd · 3 ba · 1,728 sqft · $122/sqft · 3 DOM
Sold · Jan ’26$250,000
4040 MULLENS ROAD · same community
4 bd · 2 ba · 1,712 sqft · $146/sqft · 26 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 22726 WINTERWILLOW LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 22726 WINTERWILLOW LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
22726 WINTERWILLOW LANE FAQs
What would the monthly payment be for 22726 WINTERWILLOW LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,735/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 22726 WINTERWILLOW LANE?+
The most recent tax bill on record (2025) was $7,468. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Eustis?+
At $685,000, this home is listed about 79% above the Eustis median of $382,500. The market section on this page shows how the area is trending.
Which schools are assigned to 22726 WINTERWILLOW LANE?+
Eustis Middle School (middle), Eustis High School (high), Eustis Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$685,000 runs 47% above the EUSTIS 32736 median.
02Park/Greenbelt & Trees/Woods views
The park/greenbelt and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
89 days on market against a Eustis median of 36 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $710,000, now $685,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CREEGAN GROUP · Chris Creegan. MLS #O6399871.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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