4044 MAXWELL TERRACE, THE VILLAGES, FL, 32163
Active91 days on marketListed May 4, 2026MLS #G5111719
About this home
4044 MAXWELL TERRACE
EXCEPTIONAL, WATERFRONT, 3/2 BLOCK and STUCCO, PRIVATE, END-UNIT Winslow C Bungalow Villa showcasing a SPECTACULAR PAVER PATIO and SCREENED LANAI overlooking SERENE WATER and PRESERVE VIEWS and featuring an EXPANSIVE, OVERSIZED 673sf TWO CAR + GOLF CAR garage in the highly desirable Village of Richmond! JUST MINUTES from Brownwood Paddock Square, this nearly NEW 2022 home delivers LOW-MAINTENANCE living paired with stylish MODERN design! DECORATIVELY PAINTED DRIVE and WALKWAYS, LOW-MAINTENANCE STONED landscaping beds with TIERED WALLS, QUAINT FRONT PORCH, and side-lit entry welcome you into the GENEROUS foyer. Soaring VAULTED ceilings and an OPEN CONCEPT layout seamlessly connect the living, dining, and kitchen areas, creating a BRIGHT and EXPANSIVE main living space. DIAGONAL TILE flooring adds visual interest, while TWO sets of DOUBLE windows fill the home with ABUNDANT NATURAL LIGHT. The AMAZING kitchen is a CULINARY HAVEN boasting LIGHT CHESTNUT cabinetry with PULL-OUTS, GRANITE countertops, TILE backsplash, STAINLESS appliances with GAS cooking, DOUBLE built-in PANTRY, CENTER ISLAND, and an EXPANSIVE U-shaped COUNTER-HEIGHT EAT-IN breakfast bar - perfect for casual dining. From the living room, FOUR-PANEL POCKET sliding glass doors invite you into the screened lanai featuring a DECORATIVELY PAINTED floor, two ceiling fans, REAR PRIVACY WALL, and exterior door leading to the EXPANSIVE side PAVER patio. This FABULOUS space is enhanced by PRIVACY walls and creates a SECLUDED OUTDOOR OASIS designed for both relaxation and entertaining. Overlooking PEACEFUL WATER and PRESERVE VIEWS, it offers a TRANQUIL, PICTURESQUE BACKDROP filled with NATURAL BEAUTY! Whether you’re enjoying a quiet morning coffee, unwinding at sunset, or hosting gatherings with friends and family, this inviting retreat captures the essence of Florida’s outdoor living at its finest! Back inside, the LUXURIOUS primary bedroom features TILE flooring, TRAY ceiling, DOUBLE windows, and a SPACIOUS CUSTOMIZED WALK-IN closet. Its en-suite bathroom boasts LIGHT CHESTNUT cabinetry, GRANITE countertops, DUAL sinks, built-in LINEN closet, TILE WALK-IN shower, and a SEPARATE water closet. Bedroom two offers TILE flooring, VAULTED ceiling, DOUBLE windows, and a built-in closet. The second bathroom features a LIGHT CHESTNUT vanity with GRANITE top, tub-and-shower combination, and a hall LINEN closet. The third bedroom - ideal for a home office or additional sleeping - boasts TILE flooring and a built-in closet. A CENTRALLY LOCATED, INTERIOR laundry room offers a UTILITY SINK and WHITE SHAKER cabinetry. Completing the package is an OVERSIZED 29’ x 26’ TWO-CAR + GOLF CART GARAGE with EPOXIED floors and attic access with stairs. DON’T MISS YOUR OPPORTUNITY to make this MAGNIFICENT HOME YOUR OWN! The Village of Richmond is JUST MINUTES to Brownwood Paddock Square with shopping, restaurants, and nightly live entertainment; Richmond, Clarendon, and Lake Okahumpka Recreation Centers; Richmond Pitch and Putt; Water Lily Bridge; Hogeye Preserve; the new Harry and the Natives Restaurant; the ever popular Edna's on the Green; Sawgrass Grove; the up and coming Eastport Town Center; Magnolia shopping plaza; and SR 44 and CR 466A with a plethora of shopping, restaurants, banks, medical, and more! PLEASE WATCH OUR WALKTHROUGH VIDEO of this EXQUISITE WATERFRONT HOME in a PRIME LOCATION and call today to schedule your Private Showing or Virtual Tour!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,969
Sqft
0.15 ac
Lot size
2
Garage
2022
Year built
One
Levels
$338
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,998 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,607/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+25.7%
$/sqft vs THE VILLAGES
$338 vs $251
Days on market
91 vs 47 typical
Where $338/sqft sits among the 227 homes for sale in THE VILLAGES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The Villages
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know The Villages. See the full The Villages guide →
THE VILLAGES 32163 — neighborhood snapshot
Population
30,886
Median age
70.1
Median income
$94,565
Median home value
$472,600
Avg household
1.85
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The The Villages market
$355K → $335K
The Villages median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
126 of 227
THE VILLAGES have cut their price
Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 45% above the THE VILLAGES 32163 median. See the full The Villages market guide →
Paper trail
This home's history
Reality check
What actually sold near 4044 MAXWELL TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$450,000
2184 MARKRIDGE LOOP · same community
3 bd · 2 ba · 1,939 sqft · $232/sqft · 22 DOM
Sold · Dec ’25$530,000
2108 CLARKS HILL WAY · same community
3 bd · 2 ba · 1,927 sqft · $275/sqft · 9 DOM
Sold · Mar ’26$540,000
4528 HAYWARD PATH · same community
3 bd · 3 ba · 1,911 sqft · $283/sqft · 103 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4044 MAXWELL TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4044 MAXWELL TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4044 MAXWELL TERRACE FAQs
What would the monthly payment be for 4044 MAXWELL TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,998/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4044 MAXWELL TERRACE?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4044 MAXWELL TERRACE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in The Villages?+
At $665,000, this home is listed about 77% above the The Villages median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4044 MAXWELL TERRACE?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$665,000 runs 45% above the THE VILLAGES 32163 median — but at 1,969 sqft it's also 29% larger than the typical The Villages listing.
02Trees/Woods & Water views
The trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $700,000, now $665,000 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PREMIER REALTY · Matthew Roberts Llc. MLS #G5111719.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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