David Ramirez
$2,299,0006 bd4.5 ba4,229 sqft$544 /sqft$13,716 /mo all-in ↓

17531 COUNTY ROAD 455, MONTVERDE, FL, 34756

Active99 days on marketListed Apr 17, 2026MLS #G5111182

WaterfrontSingle Family ResidenceMARTELLE SHORES

About this home

17531 COUNTY ROAD 455

MONTVERDE hacienda offers ONE lakefront home, ONE commercial office & ONE lakefront buildable lot on LAKE FLORENCE! All parcel combined total 9.07 acres however only 1.33 acres are dry. The Lake house sits on .52 of an acre, the additional buildable lakefront lot is .29 of an acre and the commercial office sits on .52 of an acre with the remaining of the property in the lake. FIRST is the three bedroom~two bath LAKEFRONT HOME with 2337 heated SF & offers AMAZING VIEWS with LARGE picturesque windows to show off the lake and offer a panoramic high elevation view. The custom kitchen has solid wood cabinets (with plenty of storage with roll out shelves), quartz counter tops and stainless steel built in commercial KITCHEN AIDE appliances, including a separate drawer refrigerator AND an ice maker, for lake living! The living room is oversized with beamed cathedral ceilings and once again amazing views of the lake. Enjoy the wood burning stacked tile fireplace on those few Florida cold nights. The master bedroom measures a nice size, once again offers great lake views along with a nice sized walk in closet with custom adjustable shelving. The master bath has a walk in oversized shower with multiple shower heads, dual sinks & plenty of storage. The two remaining bedrooms are good size as well and one bedroom even has a barn door to offer a little privacy of that bedroom and the guest bath. The laundry room is OVERSIZED and could easily double as a craft room. Wood looking plank tile, crown molding and 5 1/4" base throughout. EXTENDED two car garage plus a garage door off the back to offer a great lake cross breeze ventilation while tinkering in the garage. Plenty of additional storage under the living room with exterior access. Enjoy the brick fire pit and lake views under the LARGE OAK TREES after a long day. The property is complete with a covered boat dock including hoist with power and water. METAL roof and AC was installed in 2018. NEXT is the buildable LAKEFRONT lot that measures .29 of an acre and you can't but notice the granddaddy OAK TREES. This parcel does offer a private boat ramp and you can BRING ANY BUILDER & NO TIME LIMIT to build. This parcel has a barn that measure approximately 1104 square feet and has two oversized stalls, two storage rooms additional covered space. LASTLY is the commercial office space which is zoned ORC, Office Residential Commercial. The property can be used as commercial OR residential! The building is 1892 SF heated & is currently being used as as office space however there are many options on the permitted use list. It currently has a reception area, three large office rooms, conference room, full size kitchen (complete with kitchen appliances) & an upstairs BONUS room currently being subleased. The bonus room has a kitchenette area, complete with a kitchen sink and drawer fridge. The bonus room space has a separate exterior entrance as well as an interior entrance and can be locked off. This building has two full bathrooms and one half bath. The building can also be used as a residence and would be a three bedroom ~ two full bath and one half bath and is pre plumbed/wired for a shower and stackable laundry in the handicap bathroom. Office completely remodeled in 2015. PLENTY of parking as well as an additional three bay carport. Entire property is fully irrigated by a 5 horse power pump from the lake plus multiple lamp post throughout to offer a nice evening ambiance. A MUST SEE!

Facts & features

The home at a glance

6

Bedrooms

4.5

Bathrooms

4,229

Sqft

9.07 ac

Lot size

2

Garage

1976

Year built

One

Levels

$544

Per sqft

WaterfrontFireplaceWater viewPets allowed

Inside

FlooringTile · Hardwood
AppliancesCooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionBlock · Cement Siding · Stucco · Wood Frame
FoundationCrawlspace · Slab
ViewWater
FacesNorth
ParkingGarage Door Opener · Oversized
ExteriorIrrigation System · Private Mailbox · Rain Gutters

Community & fees

Taxes (2024)$3,458/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Natural Gas Available
WaterCanal/Lake For Irrigation · Public

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$13,716 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$12,405
PMI (est., until 20% equity)$862
Property tax — 2024 actual bill$288
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $229,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $229,900
Interest rate6.00%
Loan term

Estimated payment

$13,716/mo

Principal & interest$12,405
PMI (est., until 20% equity)$862
Property taxes (actual bill)$288
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Montverde actives

$544 vs $302

Days on market

99 vs 78 typical

Where $544/sqft sits among the 62 Montverde actives

27
12
4
6
5 · this home
8
$205–288$288–371$371–454$454–537$537–620$620+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Montverde

Map of 17531 COUNTY ROAD 455

Drive times from this address

Downtown Orlando32 min
Universal Orlando35 min
Walt Disney World43 min
Orlando Int’l Airport (MCO)47 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Montverde. See the full Montverde guide →

The numbers that matter

The Montverde market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$820K$778K

Montverde median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

25 of 62

Montverde actives have cut their price

Median sold price, Montverde, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 174% above the Montverde median. See the full Montverde market guide →

Paper trail

This home's history

Apr 17, 2026Listed at $2,299,000 · 99 days on market since
1976Built · MARTELLE SHORES

Reality check

What actually sold near 17531 COUNTY ROAD 455

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

15350 ARABIAN WAYSold · Sep ’25

$1,390,000

15350 ARABIAN WAY

5 bd · 3.5 ba · 4,164 sqft · $334/sqft · 32 DOM

17550 COUNTY ROAD 455Sold · Jun ’26

$1,329,000

17550 COUNTY ROAD 455

5 bd · 4 ba · 4,347 sqft · $306/sqft · 234 DOM

16808 BOLSENA DRIVESold · Jul ’26

$2,548,000

16808 BOLSENA DRIVE

5 bd · 4.5 ba · 4,355 sqft · $585/sqft · 23 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 17531 COUNTY ROAD 455 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 17531 COUNTY ROAD 455 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

17531 COUNTY ROAD 455 FAQs

What would the monthly payment be for 17531 COUNTY ROAD 455?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $13,716/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 17531 COUNTY ROAD 455?+

The most recent tax bill on record (2024) was $3,458. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 17531 COUNTY ROAD 455?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Montverde?+

At $2,299,000, this home is listed about 174% above the Montverde median of $840,000. The market section on this page shows how the area is trending.

Listing courtesy of ARELLANO REALTY & INVESTMENTS · Karin Arellano. MLS #G5111182.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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