16028 PENDIO DRIVE, MONTVERDE, FL, 34756
Active2 days on marketListed Jul 21, 2026MLS #G5114876
About this home
16028 PENDIO DRIVE
Schedule a private tour today for this spectacular 5-bedroom, 4.5-bathroom home with a 3-car garage estate that seamlessly blends modern sophistication with everyday comfort. The expansive, light-filled open floor plan features striking floor-to-ceiling windows and custom zero corner sliding glass doors that frame views of your private outdoor living space. This masterfully updated estate offers a rare combination of community prestige, cutting-edge technology, and modern luxury. Premium Entertainment & Technology: Designed for the ultimate audiovisual experience, the home features professional-grade technology integrated inside and out:• Home Theater: A state-of-the-art entertainment room equipped with a premier JBL K2 Synthesis professional-grade home theater system.• Whole-Home Sound: A custom intercom and stereo system featuring high-performance Earthquake speakers throughout the interior.• Outdoor Audio: High-end Acoustical Resolution speakers seamlessly integrated into the patio design. Recent Upgrades & Turn-Key Refresh: The home has been meticulously updated with premium finishes and major mechanical improvements for ultimate peace of mind:• Systems & Appliances: New full HVAC system (both interior handler and exterior unit replaced in 2025 for the primary suite), a new tankless water heater dedicated to the primary suite, a new dishwasher (2 years old), and a brand-new washer and dryer set.• Primary Suite Retreat: Completely refreshed with new flooring in the bedroom and walk-in closet, new sinks and faucets, freshly painted white cabinetry, and a beautifully remodeled shower. The expansive closet features a new statement chandelier and newly added custom, lockable display cabinets perfect for secure storage, books, collectibles and wardrobe accessories.• Interior Updates: Fresh, modern interior paint spans across the family room, kitchen, hallways, entryway, dedicated home office (the 5th bedroom), sitting room, and four bedrooms.• Upgraded Flooring & Details: New, cohesive flooring installed in the private office (the 5th bedroom), sitting room, and two secondary bedrooms. Elegance is elevated throughout with new bathroom mirrors, dining room sconces, and updated exterior coach lights. The home comes with a Tesla car charger that has multiple attachments for different EV models. Storage aplenty throughout the home. Outdoor Living: Step outside into your personal paradise. The screen-free transition leads to a private pool and jacuzzi anchored by an outdoor fireplace, making it the perfect setting for year-round entertaining. The property's curb appeal is enhanced by newly updated, professional landscaping. Completing this remarkable property is an generous, fully fenced backyard ready for your personal touch. Experience Bella Collina lifestyle that has an exclusive gated 1,900-acres of rolling hills and pristine lakes. This premier community offers an unmatched gated resort lifestyle, complete with a Sir Nick Faldo championship golf course, luxury spa, fitness , pickleball, tennis facilities, and private clubhouse dining. The community is located approximately within 10 minutes of the prominent Montverde Academy, Florida Turnpike and 45 minutes of Theme Parks.
Facts & features
The home at a glance
5
Bedrooms
4.5
Bathrooms
5,660
Sqft
1.32 ac
Lot size
3
Garage
2009
Year built
One
Levels
$428
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$16,353 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$16,353/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.1%
Days on market
2 vs 78 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bella Collina
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Montverde. See the full Montverde guide →
Bella Collina — neighborhood snapshot
Population
466
Median age
40
Median income
$137,700
Median home value
$582,400
Avg household
3
Households w/ children
64%
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Montverde market
$820K → $778K
Montverde median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, Montverde, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 144% above the MONTVERDE 34756 median. See the full Montverde market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 16028 PENDIO DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16028 PENDIO DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
16028 PENDIO DRIVE FAQs
What would the monthly payment be for 16028 PENDIO DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $16,353/mo — principal and interest, the actual property-tax bill, the $410/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 16028 PENDIO DRIVE?+
The association fee works out to $410 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 16028 PENDIO DRIVE?+
The most recent tax bill on record (2025) was $21,456. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16028 PENDIO DRIVE?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Montverde?+
At $2,425,000, this home is listed about 189% above the Montverde median of $840,000. The market section on this page shows how the area is trending.
Which schools are assigned to 16028 PENDIO DRIVE?+
Lake Minneola High School (high), Grassy Lake Elementary School (elementary), East Ridge Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$2,425,000 runs 144% above the MONTVERDE 34756 median — but at 5,660 sqft it's also nearly twice the size of the typical Montverde listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 2 days on market in a Montverde market that averages 78 — if it fits, move quickly.
04Strong assigned schools
Lake Minneola High School, Grassy Lake Elementary School, East Ridge Middle School — Grassy Lake Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of KELLER WILLIAMS ELITE PARTNERS III REALTY · Lorie Gullian. MLS #G5114876.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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