203 CHESTERWOOD ROAD, ST AUGUSTINE, FL, 32084
Active108 days on marketListed Apr 13, 2026MLS #G5110850
About this home
203 CHESTERWOOD ROAD
Beautifully maintained home in Ravenswood Village in St. Augustine, showing like new and lightly lived in by owner. This move-in ready property features an open concept layout with abundant natural light and modern finishes throughout. Upgrades include a custom built closet shelving unit in the master bedroom and pantry in the kitchen. Fresh interior paint, an upgraded garage with painted walls and durable painted floor coating. All window blinds convey. Conveniently located just minutes from Historic Downtown St. Augustine, offering easy access to dining, shopping, beaches, and major highways. One of Floridas top destination cities. Furniture can be purchased separately..
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,669
Sqft
0.12 ac
Lot size
2
Garage
2024
Year built
One
Levels
$209
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,738 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,738/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12.7%
$/sqft vs St Augustine actives
$209 vs $244
Days on market
108 vs 39 typical
Where $209/sqft sits among the 173 St Augustine actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Augustine
Get to know St Augustine. See the full St Augustine guide →
ST AUGUSTINE 32084 — neighborhood snapshot
Population
36,998
Median age
43.9
Median income
$72,965
Median home value
$295,000
Avg household
2.43
Households w/ children
3,332
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$450K → $400K
St Augustine median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
76 of 173
St Augustine actives have cut their price
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% above the ST AUGUSTINE 32084 median. See the full St Augustine market guide →
Paper trail
This home's history
Reality check
What actually sold near 203 CHESTERWOOD ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$250,000
8209 RUGBY COURT · same community
3 bd · 2 ba · 1,622 sqft · $154/sqft · 170 DOM
Sold · Jan ’26$275,000
8402 ROXBORO DRIVE · same community
3 bd · 2 ba · 1,607 sqft · $171/sqft · 161 DOM
Sold · Jun ’26$307,400
8103 ROXBORO DRIVE · same community
3 bd · 2 ba · 1,749 sqft · $176/sqft · 43 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 203 CHESTERWOOD ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 203 CHESTERWOOD ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
203 CHESTERWOOD ROAD FAQs
What would the monthly payment be for 203 CHESTERWOOD ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,738/mo — principal and interest, the actual property-tax bill, the $38/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 203 CHESTERWOOD ROAD?+
The association fee works out to $38 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 203 CHESTERWOOD ROAD?+
The most recent tax bill on record (2025) was $3,974. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 203 CHESTERWOOD ROAD?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Augustine?+
At $349,000, this home is listed about 21% below the St Augustine median of $439,900. The market section on this page shows how the area is trending.
Which schools are assigned to 203 CHESTERWOOD ROAD?+
St. Augustine High School (high), First Coast Technical College (high), Sebastian Middle School (middle), Crookshank Elementary School (elementary), Mky- Head Start /Dpp Pk School () — St. Johns County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SHIPES AND LAWRENCE, INC. · Kathleen Lawrence. MLS #G5110850.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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