1371 NW 12TH LANE, LAKE PANASOFFKEE, FL, 33538
Active123 days on marketListed Apr 11, 2026MLS #G5110759
About this home
1371 NW 12TH LANE
Welcome to this charming home located in the community of Montgomery Acres in Lake Panasoffkee! Situated on a spacious .35-acre lot, this 2-bedroom, 2 bath home offers a great opportunity for affordable living. This home features a functional layout that creates a warm and inviting atmosphere perfect for both relaxing and entertaining. The primary suite includes a full bath The property provides ample outdoor space for relaxing, entertaining under the covered porch or storing your recreational toys under the carport. With just minutes from Lake Panasoffkee, known for some of the best freshwater fishing in Central Florida, you'll have easy access to boating, bass fishing, and enjoying the natural beauty of the area. Also, conveniently located near I-75, making for an easy commute to nearby towns and amenities. So, schedule a showing today and go fishing tomorrow!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
960
Sqft
0.34 ac
Lot size
2000
Year built
One
Levels
$151
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,130 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,130/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+20.8%
$/sqft vs Lake Panasoffkee actives
$151 vs $172
Days on market
123 vs 50 typical
Where $151/sqft sits among the 41 Lake Panasoffkee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Panasoffkee
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Panasoffkee. See the full Lake Panasoffkee guide →
LAKE PANASOFFKEE 33538 — neighborhood snapshot
Population
5,748
Median age
47.6
Median income
$48,951
Median home value
$157,200
Avg household
2.13
Households w/ children
692
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Panasoffkee market
$194K → $166K
Lake Panasoffkee median sold, yr/yr
92.4%
Sale-to-list ratio (12 mo)
26 of 41
Lake Panasoffkee actives have cut their price
Median sold price, Lake Panasoffkee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% below the LAKE PANASOFFKEE 33538 median. See the full Lake Panasoffkee market guide →
Paper trail
This home's history
Reality check
What actually sold near 1371 NW 12TH LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$225,000
426 NW 5TH ROAD
2 bd · 2 ba · 960 sqft · $234/sqft · 73 DOM
Sold · Apr ’26$125,000
1361 NW 12TH LANE
2 bd · 2 ba · 960 sqft · $130/sqft · 118 DOM
Sold · Oct ’25$160,000
2298 CR 423
3 bd · 2 ba · 960 sqft · $167/sqft · 169 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1371 NW 12TH LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1371 NW 12TH LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1371 NW 12TH LANE FAQs
What would the monthly payment be for 1371 NW 12TH LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,130/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1371 NW 12TH LANE?+
The most recent tax bill on record (2025) was $629. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lake Panasoffkee?+
At $145,000, this home is listed about 21% below the Lake Panasoffkee median of $184,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1371 NW 12TH LANE?+
Lake Panasoffkee Elementary School (elementary), South Sumter Middle School (middle) — Sumter County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the LAKE PANASOFFKEE 33538 market on paper
$145,000 is 16% below the LAKE PANASOFFKEE 33538 median of $172,000, and at $151/sqft it sits under the Lake Panasoffkee average of $187.
02Time on market is leverage
123 days on market against a Lake Panasoffkee median of 50 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Lake Panasoffkee Elementary School, South Sumter Middle School — South Sumter Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $150,000, now $145,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CONNIE MAHAN REAL ESTATE GROUP · KRISTI KERSEY. MLS #G5110759.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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