1975 E CR412 ROAD, LAKE PANASOFFKEE, FL, 33538
Active24 days on marketListed Jul 9, 2026MLS #O6422038
About this home
1975 E CR412 ROAD
PRICE HAS BEEN REDUCED BY 15K! ALL OFFERS CONSIDERED BY OWNER. Welcome home to this spacious 3-bedroom, 2-bath manufactured home with a dedicated study/den, perfectly situated on a generous 0.315-acre corner lot with beautiful views of Lake Panasoffkee. Whether you're looking for a full-time residence, weekend retreat, or investment opportunity, this property offers plenty of space both inside and out. One of the standout features is the enormous covered, screened-in porch that stretches the full length of the home—an ideal place to enjoy your morning coffee, entertain family and friends, or simply relax while taking in the peaceful lake views and Florida breezes. Inside, you'll find a comfortable floor plan with a versatile study/den that can serve as a home office, hobby room, or guest space. The convenient interior laundry room adds everyday functionality, while the spacious corner lot provides plenty of room for gardening, outdoor activities, or additional storage. Enjoy the charm of lakeview living with the convenience of nearby shopping, dining, boating, fishing, and recreation. If you've been searching for affordable Florida living with scenic views and plenty of outdoor living space, this is a property you won't want to miss. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,596
Sqft
0.31 ac
Lot size
1993
Year built
One
Levels
$97
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,210 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,210/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lake Panasoffkee actives
$97 vs $172
Days on market
24 vs 36 typical
Where $97/sqft sits among the 39 Lake Panasoffkee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Panasoffkee
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Panasoffkee. See the full Lake Panasoffkee guide →
LAKE PANASOFFKEE 33538 — neighborhood snapshot
Population
5,748
Median age
47.6
Median income
$48,951
Median home value
$157,200
Avg household
2.13
Households w/ children
692
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Panasoffkee market
$215K → $212K
Lake Panasoffkee median sold, yr/yr
92.8%
Sale-to-list ratio (12 mo)
24 of 39
Lake Panasoffkee actives have cut their price
Median sold price, Lake Panasoffkee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% below the LAKE PANASOFFKEE 33538 median. See the full Lake Panasoffkee market guide →
Paper trail
This home's history
Reality check
What actually sold near 1975 E CR412 ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$70,000
3809 CR 405N · same community
3 bd · 2 ba · 1,420 sqft · $49/sqft · 43 DOM
Sold · May ’26$159,900
2380 NW 34TH PLACE · same community
1 bd · 1 ba · 1,104 sqft · $145/sqft · 45 DOM
Sold · Jun ’26$120,000
46 WILDERNESS DRIVE
3 bd · 2 ba · 1,568 sqft · $77/sqft · 105 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1975 E CR412 ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1975 E CR412 ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1975 E CR412 ROAD FAQs
What would the monthly payment be for 1975 E CR412 ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,210/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1975 E CR412 ROAD?+
The most recent tax bill on record (2025) was $838. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1975 E CR412 ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Panasoffkee?+
At $154,900, this home is listed about 18% below the Lake Panasoffkee median of $190,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1975 E CR412 ROAD?+
Lake Panasoffkee Elementary School (elementary), South Sumter Middle School (middle) — Sumter County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAKE PANASOFFKEE 33538 market on paper
$154,900 is 10% below the LAKE PANASOFFKEE 33538 median of $172,000, and at $97/sqft it sits under the Lake Panasoffkee average of $185.
02Strong assigned schools
Lake Panasoffkee Elementary School, South Sumter Middle School — South Sumter Middle School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $169,900, now $154,900 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Tim Doty. MLS #O6422038.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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