
1200 PENINSULA DRIVE, TAVARES, FL, 32778
Active113 days on marketListed Apr 3, 2026MLS #G5110404
About this home
1200 PENINSULA DRIVE
Welcome to an extraordinary lakefront estate in Tavares, gracefully positioned on a private peninsula along the coveted Harris Chain of Lakes. This exclusive enclave of 17 parcels is the most sought after address in Tavares. Encompassing 6,288 square feet, this timeless Cape Cod-style residence, built in 1997, blends classic architectural charm with expansive living spaces and an unparalleled waterfront lifestyle. This .9-acre home site sits at the water’s edge dotted with stately cypress trees. The sunsets are spectacular year-round and no two are alike! Boasting 5 bedrooms, 4 full baths, and 2 half baths, this thoughtfully designed 6,288 square foot home offers both elegance and functionality. The main level features a spacious primary suite, providing privacy and convenience, while rich wood floors and a stunning double-sided gas fireplace create warmth and sophistication throughout the living areas. At the heart of the home, an inviting eat-in kitchen flows seamlessly into the family room, where vaulted ceilings with tongue-and-groove detailing and a cozy fireplace create an ideal gathering space. This open-air kitchen offers a connection to the family room, kitchen dining area, and family room with vast water views of Lake Harris. Upstairs, three additional bedrooms and two full baths provide comfortable accommodations, while a separate oversized bunk room above the garage offers the perfect retreat for small guests. An additional private suite above the garage—complete with its own living room, bedroom, and full bath—adds flexibility for multi-generational living or extended stays. Designed for effortless indoor-outdoor living, the expansive covered brick lanai is a true showpiece. Complete with a gas firepit, built-in grill station, and dedicated dining area, this space is perfect for entertaining while enjoying serene lake views and unforgettable sunsets. This covered lanai creates an abundant space for luxury dining and entertaining by the water. Step outside to a resort-style setting designed for both relaxation and entertaining. A free-form in-ground pool creates a private oasis, perfectly complemented by the expansive covered brick lanai. Surrounded by lush landscaping and serene water views, this outdoor space captures the essence of Florida luxury living—ideal for hosting or unwinding poolside as the sun sets over the lake. A lighted paver path leads to the covered boathouse featuring 2 boat slips with automated covers and electric lifts. This is a premium, ShoreStation dock and boat lift system which enhances the waterfront experience, offering durability, convenience, and immediate access to the Chain. With direct entry to the Harris Chain of Lakes, enjoy world-class boating, fishing, and waterfront dining right from your backyard. Live like you are on vacation with the 15,088-acre Lake Harris as your backyard or explore the 75,000+ acres of the Harris Chain of Lakes, offering old Florida scenery, waterfront dining options, and quaint, walkable downtowns. In approximately 10 minutes by boat, you can arrive at downtown Tavares, "America's Seaplane City," or the charming historic streets of Mount Dora, celebrated for its exceptional dining, boutique shopping, and year-round festivals. A rare offering where refined design meets relaxed waterfront living—this is lakefront luxury at its finest! Home to be sold completely furnished (inquire for more details) See you at sunset!
Facts & features
The home at a glance
5
Bedrooms
5
Bathrooms
6,288
Sqft
0.91 ac
Lot size
3
Garage
1997
Year built
Two
Levels
$348
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$15,225 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$15,225/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tavares actives
$348 vs $193
Days on market
113 vs 40 typical
Where $348/sqft sits among the 247 Tavares actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tavares
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tavares. See the full Tavares guide →
TAVARES 32778 — neighborhood snapshot
Population
25,099
Median age
53.8
Median income
$61,815
Median home value
$241,500
Avg household
2.16
Households w/ children
2,209
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tavares market
$324K → $345K
Tavares median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
120 of 247
Tavares actives have cut their price
Median sold price, Tavares, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 565% above the TAVARES 32778 median. See the full Tavares market guide →
Paper trail
This home's history
Reality check
What actually sold near 1200 PENINSULA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$2,100,000
1420 PENINSULA DRIVE · same community
4 bd · 4.5 ba · 5,279 sqft · $398/sqft · 9 DOM
Sold · Feb ’26$1,650,000
1640 PENINSULA DRIVE · same community
3 bd · 3 ba · 3,894 sqft · $424/sqft · 23 DOM
Sold · Jun ’26$2,350,000
11148 LANE PARK ROAD
4 bd · 5 ba · 6,028 sqft · $390/sqft · 471 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1200 PENINSULA DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1200 PENINSULA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1200 PENINSULA DRIVE FAQs
What would the monthly payment be for 1200 PENINSULA DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $15,225/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1200 PENINSULA DRIVE?+
The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1200 PENINSULA DRIVE?+
The most recent tax bill on record (2025) was $27,986. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1200 PENINSULA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tavares?+
At $2,189,000, this home is listed about 563% above the Tavares median of $329,999. The market section on this page shows how the area is trending.
Which schools are assigned to 1200 PENINSULA DRIVE?+
Tavares High School (high), Tavares Elementary School (elementary), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$2,189,000 runs 565% above the TAVARES 32778 median — but at 6,288 sqft it's also nearly 4 times the size of the typical Tavares listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
113 days on market against a Tavares median of 40 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $2,350,000, now $2,189,000 — a $161K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PARRISH REALTY GROUP INC · Lisa Sconyers. MLS #G5110404.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Tavares homes, in your inbox
Like 1200 PENINSULA DRIVE but not quite? A daily digest of every new listing in Tavares — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →


