3654 HIDDEN RIVER LANE, TAVARES, FL, 32778
Active64 days on marketListed May 28, 2026MLS #S5150154
About this home
3654 HIDDEN RIVER LANE
Virtually Staged. Under Construction. Nestled within this beautiful gated community the Beauclair Model by McCloskey Homes Inc. redefines waterfront luxury. This exquisite custom residence offers 4,071 sqft of refined living space on 1.5 private acres with 150 feet of direct waterfront on a freshwater canal that opens to the renowned Harris Chain of Lakes. Here, every detail has been thoughtfully curated to create a modern yet warmly inviting sanctuary—perfect for those who seek both sophistication and soulful comfort. *** Step through the steel front door and experience the foyers' soaring 16ft ceiling that create an immediate sense of grandeur. Rich wood trim and beams add architectural warmth. The open floor-plan leads to a dramatic great room with inset modern fireplace; built-in features and stunning finishes. The thoughtfully designed layout includes ceiling heights of 10-15ft throughout, four generous bedrooms, four luxurious baths, a dedicated office, and a formal dining room—ideal for both grand entertaining and everyday living. *** The heart of the Beauclair is its seamless connection to the outdoors. The stunning recreation room features dramatic cathedral ceiling, a full bathroom, a bar with cabinetry, and corner-opening sliders that dissolve the boundaries between inside and out. Open them to transform the space into a breezy, light-filled extension of the travertine deck and sparkling salt-water pool. Just beyond, an outdoor kitchen beckons for al fresco gatherings, complete with ice-maker, high-end grill and beverage centre. Whether hosting sunset soirées or quiet evenings under the stars, this is living that flows effortlessly between refined interiors and breathtaking natural surroundings. *** The gourmet kitchen is a masterpiece of function and beauty, complete with a hidden pantry for seamless organization and storage. Premium integrated appliances and high-end finishes make it a joy for both casual meals and culinary artistry *** Boasting 150 feet of shoreline on a peaceful freshwater canal with direct access to the Harris Chain of Lakes, the Beauclair offers unparalleled boating, fishing, and waterfront enjoyment. The expansive 1.5-acre lot provides privacy and space rarely found in today’s market—room for a future dock, lush landscaping, or simply savoring the tranquility. *** Modern in its clean lines and open concept, yet homely in its warmth and liveability, the Beauclair by McCloskey Homes Inc is more than a residence—it is a lifestyle. Built with uncompromising quality and attention to detail, this home is ready to welcome those who appreciate the finer things: privacy, luxury, and a deep connection to Florida’s natural beauty. Located just a few miles from Historic Mt Dora and under an hour from MCO International airport, Disney World and all the best that Central Florida has to offer. You can have it all. Hidden River Lakes – A private, gated enclave known for its serene setting and discerning residents. Offered exclusively through McCloskey Homes Inc. Contact us today to schedule your private preview and make the Beauclair your own.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
4,071
Sqft
1.49 ac
Lot size
3
Garage
2027
Year built
One
Levels
$540
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$13,308 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$13,308/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tavares actives
$540 vs $193
Days on market
64 vs 40 typical
Where $540/sqft sits among the 248 Tavares actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tavares
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tavares. See the full Tavares guide →
TAVARES 32778 — neighborhood snapshot
Population
25,099
Median age
53.8
Median income
$61,815
Median home value
$241,500
Avg household
2.16
Households w/ children
2,209
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tavares market
$324K → $345K
Tavares median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
116 of 248
Tavares actives have cut their price
Median sold price, Tavares, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 571% above the TAVARES 32778 median. See the full Tavares market guide →
Paper trail
This home's history
Reality check
What actually sold near 3654 HIDDEN RIVER LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$775,000
3607 HIDDEN RIVER LANE · same community
3 bd · 2.5 ba · 2,802 sqft · $277/sqft · 333 DOM
Sold · Nov ’25$825,000
3397 LAKE DIANE ROAD · same community
3 bd · 2 ba · 2,019 sqft · $409/sqft · -26 DOM
Sold · May ’26$699,000
3385 LAKE DIANE ROAD · same community
3 bd · 2 ba · 2,014 sqft · $347/sqft · 163 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3654 HIDDEN RIVER LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3654 HIDDEN RIVER LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3654 HIDDEN RIVER LANE FAQs
What would the monthly payment be for 3654 HIDDEN RIVER LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $13,308/mo — principal and interest, the actual property-tax bill, the $106/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3654 HIDDEN RIVER LANE?+
The association fee works out to $106 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3654 HIDDEN RIVER LANE?+
The most recent tax bill on record (2026) was $4,217. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3654 HIDDEN RIVER LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tavares?+
At $2,199,000, this home is listed about 566% above the Tavares median of $329,999. The market section on this page shows how the area is trending.
Which schools are assigned to 3654 HIDDEN RIVER LANE?+
Tavares High School (high), Tavares Elementary School (elementary), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of OLYMPUS EXECUTIVE REALTY INC · Tanya Pannett. MLS #S5150154.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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