TBD LOT 01000 SILVER DRIVE, UMATILLA, FL, 32784
Active131 days on marketListed Mar 24, 2026MLS #G5109980
About this home
TBD LOT 01000 SILVER DRIVE
Pre-Construction. To be built. The stunning Haven Floor Plan offers 2,403 sq ft of beautifully curated living space, designed with both comfort and style in mind. This thoughtfully planned layout includes 4 bedrooms, 3 baths plus study. Throughout the home, you’ll find soaring 10-foot ceilings, detailed crown molding, and upgraded baseboards that enhance the elevated, custom feel Kevco is known for. Enjoy true lakefront living with approximately 117 feet of frontage on South Twin Lake in Umatilla—an ideal setting for peaceful mornings, sunset views, and the relaxed Florida lifestyle. The open-concept design centers around a gorgeous designer kitchen featuring quartz countertops, upgraded cabinetry, warm wood accents, a generous island, and stylish lighting. Wood-look flooring, shiplap details, and premium finishes flow seamlessly from room to room. The primary suite feels like a private retreat, offering a spa-inspired bath with a freestanding tub, walk-in shower with decorative tile inlay, dual vanities, and a spacious walk-in closet. This is a fantastic opportunity to build with Kevco and select YOUR own custom finishes and design options, ensuring the home reflects your personal style. Quality construction includes energy-efficient features, double-pane windows, premium trim work, and Kevco’s signature craftsmanship. As Lake County’s most award-winning and trusted custom home builder—with over 40 years of innovation, integrity, and excellence, Kevco continues to deliver exceptional value and enduring quality. Enjoy peaceful lake views, an optional HOA, and the rare combination of new construction, acreage, and waterfront living—all just minutes from Umatilla, Eustis, and Mount Dora.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,498
Sqft
2.3 ac
Lot size
3
Garage
2027
Year built
One
Levels
$285
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,363 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,363/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+41.5%
$/sqft vs Umatilla actives
$285 vs $231
Days on market
131 vs 58 typical
Where $285/sqft sits among the 80 Umatilla actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Umatilla
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Umatilla. See the full Umatilla guide →
UMATILLA 32784 — neighborhood snapshot
Population
9,859
Median age
45.2
Median income
$69,633
Median home value
$237,300
Avg household
2.47
Households w/ children
1,175
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Umatilla market
$332K → $323K
Umatilla median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
38 of 80
Umatilla actives have cut their price
Median sold price, Umatilla, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 132% above the UMATILLA 32784 median. See the full Umatilla market guide →
Paper trail
This home's history
Reality check
What actually sold near TBD LOT 01000 SILVER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$380,000
41348 SILVER DRIVE · same community
3 bd · 2 ba · 1,776 sqft · $214/sqft · 109 DOM
Sold · Aug ’25$292,000
18015 PALM STREET · same community
3 bd · 2 ba · 1,724 sqft · $169/sqft · 57 DOM
Sold · Jan ’26$255,000
18015 BEACH STREET · same community
3 bd · 2 ba · 1,440 sqft · $177/sqft · 156 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about TBD LOT 01000 SILVER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for TBD LOT 01000 SILVER DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
TBD LOT 01000 SILVER DRIVE FAQs
What would the monthly payment be for TBD LOT 01000 SILVER DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,363/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on TBD LOT 01000 SILVER DRIVE?+
The most recent tax bill on record (2025) was $1,152. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at TBD LOT 01000 SILVER DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Umatilla?+
At $711,725, this home is listed about 109% above the Umatilla median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to TBD LOT 01000 SILVER DRIVE?+
Umatilla Middle School (middle), Umatilla High School (high), Umatilla Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$711,725 runs 132% above the UMATILLA 32784 median — but at 2,498 sqft it's also 51% larger than the typical Umatilla listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
131 days on market against a Umatilla median of 58 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $945,000, now $711,725 — a $233K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DUNN REALTY · Genevieve Matos. MLS #G5109980.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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