David Ramirez
Pending
$329,0002 bd2.5 ba1,607 sqft$205 /sqft$2,395 /mo all-in ↓

17901 PALM STREET, UMATILLA, FL, 32784

Pending37 days on marketListed Jun 18, 2026MLS #TB8519360

Private poolSingle Family ResidenceSILVER BEACH HEIGHTS

About this home

17901 PALM STREET

Welcome to 17901 Palm Street, a beautifully updated 2-bedroom, 2.5-bath home offering approximately 1,607 square feet of living space on a spacious 0.33-acre lot. This move-in-ready property has been thoughtfully renovated from top to bottom, combining modern finishes with major system upgrades for peace of mind. Step inside to discover fresh interior paint, brand-new luxury vinyl plank flooring and carpet throughout, updated lighting and hardware, and a bright, welcoming floor plan. The completely remodeled kitchen features custom cabinetry, stunning stone countertops, and stylish finishes that make it the true centerpiece of the home. Recent improvements include: • New exterior and interior paint • New custom kitchen cabinetry • Newly installed custom stone countertops • New luxury vinyl plank flooring and carpet throughout • New lighting and hardware throughout the home • New electrical devices throughout the house • New plumbing fixtures throughout the home • New electrical panel • New water heater • New drainfield Outside, enjoy the Florida lifestyle with your own pool and generous backyard space, perfect for entertaining, relaxing, or creating your dream outdoor oasis. Situated in Umatilla, known as "Nature's Hometown," this home offers convenient access to local lakes, parks, and outdoor recreation while maintaining a peaceful small-town atmosphere. With extensive upgrades already completed, this turnkey home is ready for its next owner to move in and enjoy. Schedule your private showing today!

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

1,607

Sqft

0.33 ac

Lot size

2

Garage

1981

Year built

One

Levels

$205

Per sqft

Private pool

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorOpen Floorplan
LaundryElectric Dryer Hookup · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesSouth
ParkingDriveway · Off Street
ExteriorNone

Community & fees

Taxes (2025)$1,827/yr

Utilities & systems

UtilitiesSewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,395 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,937
FHA mortgage insurance (est.)$146
Property tax — 2025 actual bill$152
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,515Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,515
Interest rate6.00%
Loan term

Estimated payment

$2,395/mo

Principal & interest$1,937
FHA mortgage insurance (est.)$146
Property taxes (actual bill)$152
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Umatilla

Map of 17901 PALM STREET

Drive times from this address

Downtown Orlando61 min
Universal Orlando65 min
Walt Disney World71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Umatilla. See the full Umatilla guide →

UMATILLA 32784 — neighborhood snapshot

Population

9,859

Median age

45.2

Median income

$69,633

Median home value

$237,300

Avg household

2.47

Households w/ children

1,175

For the school run

Lake County School District

MiddleUmatilla Middle School★★★★★
HighUmatilla High School★★★★★
ElementaryUmatilla Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Umatilla market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$332K$323K

Umatilla median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

Median sold price, Umatilla, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 14% above the UMATILLA 32784 median. See the full Umatilla market guide →

Paper trail

This home's history

Jun 18, 2026Listed at $329,000 · 37 days on market since
1981Built · SILVER BEACH HEIGHTS

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 17901 PALM STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 17901 PALM STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

17901 PALM STREET FAQs

What would the monthly payment be for 17901 PALM STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,395/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 17901 PALM STREET?+

The most recent tax bill on record (2025) was $1,827. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Umatilla?+

At $329,000, this home is listed about 3% below the Umatilla median of $340,000. The market section on this page shows how the area is trending.

Which schools are assigned to 17901 PALM STREET?+

Umatilla Middle School (middle), Umatilla High School (high), Umatilla Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LKV REALTY, LLC · Bryan Rhoads. MLS #TB8519360.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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