9255 SE 120TH LOOP, SUMMERFIELD, FL, 34491
Active113 days on marketListed Mar 31, 2026MLS #G5109712
About this home
9255 SE 120TH LOOP
Executive styled home on a private lot in Wellington in Del Webb's Spruce Creek Golf & Country Club. No close neighbors on the other side of the fence. Great curb appeal. Designer drive and walkway with façade brick to accentuate the total package. Low maintenance landscaping. Glass leaded double door entry into the foyer, formal living/dining rooms featuring wood-like tiles for easy maintenance with a slider to the lanai. Open floor plan that flows effortlessly into the heart of the home. Large gourmet kitchen with island and one-level breakfast bar, Quartz counter tops, back splash and stainless-steel appliances (2018), solar tube, LED lighting and so much more. Adjacent family room with slider to the lanai and entry into the library. The library has the same wood-like tiles, chair rail moldings and built-in storage. The other two bedrooms and large bath that is accessible from one of the bedrooms and hallway are also accessible from this area. Primary suite is on the other side of the home with double door entry, a large master en-suite bath with large walk-in shower, private water closet and clothes closet. The primary suite features the same wood-like tiles with a slider to the lanai as well. Inside laundry with storage and utility sink and washer & dryer (2018). Lanai is enclosed and climate control with a mini split (6/2024) and features acrylic windows with roller shades (2020) and carpeting on the floor. Patio located from the enclosed lanai provides solitude and peace and quiet. Great for grilling and enjoying the Florida lifestyle. Oversized 2-car garage plus golf cart bay, pull-down storage plus wall storage. Windows in the garage doors for natural lighting plus key-less entry feature. New roof, entire exterior re-painted and new stone façade on front of home (2020). HVAC (2014). Gas water heater (2022). Re-piped (12/2021) Great home for entertaining visitors or a perfect “staycation” for year-round pampering. Make it yours today.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,806
Sqft
0.2 ac
Lot size
2
Garage
2004
Year built
One
Levels
$174
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,811 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,811/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.9%
$/sqft vs SPRUCE CREEK GC
$174 vs $190
Days on market
113 vs 50 typical
Where $174/sqft sits among the 51 homes for sale in SPRUCE CREEK GC
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$285K → $258K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
26 of 51
SPRUCE CREEK GC have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 78% above the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 9255 SE 120TH LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$519,000
12971 SE 90TH COURT ROAD · same community
3 bd · 2 ba · 2,581 sqft · $201/sqft · 1 DOM
Sold · Jan ’26$365,000
13195 SE 93RD CIRCLE · same community
3 bd · 2.5 ba · 2,266 sqft · $161/sqft · 177 DOM
Sold · Sep ’25$390,000
13165 SE 93RD CIRCLE · same community
3 bd · 2.5 ba · 2,261 sqft · $172/sqft · 77 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9255 SE 120TH LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9255 SE 120TH LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9255 SE 120TH LOOP FAQs
What would the monthly payment be for 9255 SE 120TH LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,811/mo — principal and interest, the actual property-tax bill, the $214/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9255 SE 120TH LOOP?+
The association fee works out to $214 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9255 SE 120TH LOOP?+
The most recent tax bill on record (2025) was $4,105. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9255 SE 120TH LOOP?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $489,000, this home is listed about 69% above the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 9255 SE 120TH LOOP?+
Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PREMIER REALTY LADY LK · Diane Siefkas. MLS #G5109712.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Summerfield homes, in your inbox
Like 9255 SE 120TH LOOP but not quite? A daily digest of every new listing in Summerfield — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →