David Ramirez
$6,500,000$15,000,000$37,970 /mo all-in ↓

8834 WINTER GARDEN VINELAND ROAD, ORLANDO, FL, 32836

Active184 days on marketListed Feb 11, 2026MLS #G5107472

Reduced $8.5MWaterfrontROYAL RANCH ESTATES

About this home

8834 WINTER GARDEN VINELAND ROAD

Now offered as an individual parcel following completion of a recent survey, this Lake Mabel homesite offers the opportunity to create a custom waterfront estate from the ground up. Spanning 4.82± acres with 145± feet of shoreline, the property provides the ideal setting for a legacy residence within one of Central Florida’s most prestigious lakefront corridors. Surrounded by fewer than 40 estate homes, the 394-acre spring-fed waters of Lake Mabel provide an exceptional lifestyle for boating, waterskiing, paddleboarding, fishing, gorgeous Florida sunsets, and views of Magic Kingdom fireworks—all from your own backyard. Mature trees, expansive water views, and a peaceful sense of privacy create an extraordinary setting for a home designed entirely around your vision. Lake Mabel is among Central Florida’s most exclusive private lakes, with no public boat ramp. Much of the lake’s remaining shoreline is owned by Walt Disney World and remains undeveloped, helping preserve the lake’s natural beauty, privacy, and remarkably low-density character. Ideally situated within one of the region’s most desirable luxury corridors, the property is just minutes from the Butler Chain of Lakes, Isleworth, Keene’s Pointe, Golden Oak at Walt Disney World, Windermere Preparatory School, and the Lake Sheen corridor, providing convenient access to private clubs, championship golf, fine dining, shopping, and Orlando’s renowned attractions. The existing modular home conveys as-is. Applications have been submitted to obtain the permits necessary for its future demolition, creating what will become a true blank canvas for a custom waterfront estate. Zoned R-CE, the property also supports an equestrian lifestyle as permitted by Orange County. Future use and development remain subject to zoning, environmental regulations, and applicable governmental approvals. For those seeking an even larger waterfront opportunity, this property may also be purchased together with the adjacent Lake Mabel parcel, creating an extraordinary combined offering of 9.48± acres and 307± feet of shoreline. The adjacent parcel features an existing residence, offering additional flexibility for those envisioning a larger legacy estate or multigenerational retreat.

Facts & features

The home at a glance

4.81 ac

Lot size

WaterfrontCity & Water viewPets allowed

Inside

Outside & construction

ViewCity · Water
FacesNortheast

Community & fees

Taxes (2024)$3,589/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Available
WaterPrivate · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$37,970 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$35,074
PMI (est., until 20% equity)$2,438
Property tax — 2024 actual bill$299
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $650,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $650,000
Interest rate6.00%
Loan term

Estimated payment

$37,970/mo

Principal & interest$35,074
PMI (est., until 20% equity)$2,438
Property taxes (actual bill)$299
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Orlando

Map of 8834 WINTER GARDEN VINELAND ROAD

Drive times from this address

Walt Disney World17 min
Universal Orlando21 min
Downtown Orlando28 min
Orlando Int’l Airport (MCO)33 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

ORLANDO 32836 — neighborhood snapshot

Population

24,648

Median age

39.3

Median income

$111,921

Median home value

$637,300

Avg household

2.72

Households w/ children

3,070

For the school run

Orange County School District

ElementaryCastleview Elementary★★★★★
MiddleHorizon West Middle★★★★
HighWindermere High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$400K$395K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 619% above the ORLANDO 32836 median. See the full Orlando market guide →

Paper trail

This home's history

CurrentPrice reduced to $6,500,000 $8.5M
Feb 11, 2026Listed at $15,000,000 · 184 days on market since

Reality check

What actually sold near 8834 WINTER GARDEN VINELAND ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10206 FALLSGROVE STREETSold · Jun ’26

$412,500

10206 FALLSGROVE STREET

3 bd · 2.5 ba · 1,491 sqft · $277/sqft · 17 DOM

10116 FALLSGROVE STREETSold · Jul ’26

$370,000

10116 FALLSGROVE STREET

3 bd · 2.5 ba · 1,491 sqft · $248/sqft · 324 DOM

10250 FALLSGROVE STREETSold · May ’26

$415,000

10250 FALLSGROVE STREET

3 bd · 2.5 ba · 1,578 sqft · $263/sqft · 29 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8834 WINTER GARDEN VINELAND ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8834 WINTER GARDEN VINELAND ROAD — before you fall in love.

See it in person

Schedule a tour

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Straight answers

8834 WINTER GARDEN VINELAND ROAD FAQs

What would the monthly payment be for 8834 WINTER GARDEN VINELAND ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $37,970/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 8834 WINTER GARDEN VINELAND ROAD?+

The most recent tax bill on record (2024) was $3,589. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8834 WINTER GARDEN VINELAND ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $6,500,000, this home is listed about 1588% above the Orlando median of $385,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8834 WINTER GARDEN VINELAND ROAD?+

Castleview Elementary (elementary), Horizon West Middle (middle), Windermere High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$6,500,000 runs 619% above the ORLANDO 32836 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

184 days on market against a Orlando median of 42 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Castleview Elementary, Horizon West Middle, Windermere High — Horizon West Middle rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $15,000,000, now $6,500,000 — a $8.5M cut. The full history is in the market section below.

Listing courtesy of OLYMPUS EXECUTIVE REALTY INC · Jessica George. MLS #G5107472.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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