David Ramirez
$235,000$255,000$1,998 /mo all-in ↓

3231 LANDING VIEW, TAVARES, FL, 32778

Active196 days on marketListed Jan 9, 2026MLS #G5106402

Priced 29% below the TAVARES 32778 medianReduced $20KWaterfrontTAVARES ETOWAH PH 01

About this home

3231 LANDING VIEW

Build Your Dream on the Chain of Lakes – Homesite + 100’ Deeded Lakefront Included. A truly rare opportunity to create the lake lifestyle you’ve been dreaming of. This unique property offers a .52-acre homesite within the gated community of Etowah, along with a separate deeded lakefront parcel directly across Lake Shore Drive, featuring 100 feet of frontage on Lake Eustis—part of the highly sought-after Harris Chain of Lakes**. Design and build your custom home on the interior lot, then take full advantage of your private waterfront parcel—ideal for a future boathouse and direct access to endless boating, fishing, and waterfront adventures. From early morning cruises to unforgettable sunset views over Lake Eustis, this property delivers the true Florida lakefront experience. Ideally located just minutes from downtown Tavares, you’ll enjoy convenient access to waterfront dining, shopping, and everyday essentials, as well as nearby medical facilities including AdventHealth Waterman. Within Etowah, residents benefit from a range of amenities including a community pool, tennis courts, basketball court, playground, and scenic sidewalks—all included in the HOA. Properties that offer both a buildable homesite and separate deeded lakefront access on the Chain are exceptionally hard to find. Whether you’re envisioning a full-time residence or a seasonal retreat, this is your chance to secure a one-of-a-kind setting. Bring your builder, explore the possibilities, and start planning your future on the water. Schedule your private showing today and experience the potential for yourself.

Facts & features

The home at a glance

0.52 ac

Lot size

Waterfront

Inside

Outside & construction

Community & fees

HOA fee$140/mo
Taxes (2025)$2,533/yr
PetsCats OK, Dogs OK
CommunityAssociation Recreation - Owned · Deed Restrictions · Gated Community - No Guard · Playground · Pool

Utilities & systems

UtilitiesCable Available · Electricity Available · Phone Available · Sewer Available · Street Lights · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,998 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,383
FHA mortgage insurance (est.)$104
Property tax — 2025 actual bill$211
HOA fee — from the listing$140
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,225Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,225
Interest rate6.00%
Loan term

Estimated payment

$1,998/mo

Principal & interest$1,383
FHA mortgage insurance (est.)$104
Property taxes (actual bill)$211
HOA / condo fee$140
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Tavares

Map of 3231 LANDING VIEW

Drive times from this address

Downtown Orlando50 min
Universal Orlando54 min
Walt Disney World59 min
Orlando Int’l Airport (MCO)65 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tavares. See the full Tavares guide →

TAVARES 32778 — neighborhood snapshot

Population

25,099

Median age

53.8

Median income

$61,815

Median home value

$241,500

Avg household

2.16

Households w/ children

2,209

For the school run

Lake County School District

HighTavares High School★★★★★
ElementaryTavares Elementary School★★★★★
MiddleTavares Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tavares market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$324K$345K

Tavares median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

Median sold price, Tavares, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 29% below the TAVARES 32778 median. See the full Tavares market guide →

Paper trail

This home's history

CurrentPrice reduced to $235,000 $20K
Jan 9, 2026Listed at $255,000 · 196 days on market since

Reality check

What actually sold near 3231 LANDING VIEW

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3219 LANDING VIEWSold · Jul ’25

$763,000

3219 LANDING VIEW · same community

3 bd · 2 ba · 1,899 sqft · $402/sqft · 148 DOM

2903 ETOWAH PARK BOULEVARDSold · Apr ’26

$304,000

2903 ETOWAH PARK BOULEVARD · same community

4 bd · 2 ba · 1,941 sqft · $157/sqft · 47 DOM

1301 NORTH AVENUESold · Oct ’25

$199,000

1301 NORTH AVENUE

2 bd · 1 ba · 946 sqft · $210/sqft · 127 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3231 LANDING VIEW — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3231 LANDING VIEW — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3231 LANDING VIEW FAQs

What would the monthly payment be for 3231 LANDING VIEW?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,998/mo — principal and interest, the actual property-tax bill, the $140/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3231 LANDING VIEW?+

The association fee works out to $140 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3231 LANDING VIEW?+

The most recent tax bill on record (2025) was $2,533. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3231 LANDING VIEW?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tavares?+

At $235,000, this home is listed about 29% below the Tavares median of $329,999. The market section on this page shows how the area is trending.

Which schools are assigned to 3231 LANDING VIEW?+

Tavares High School (high), Tavares Elementary School (elementary), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the TAVARES 32778 market on paper

$235,000 is 29% below the TAVARES 32778 median of $329,490.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

196 days on market against a Tavares median of 40 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $255,000, now $235,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of PATTERSON REALTY · Janice Patterson. MLS #G5106402.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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