David Ramirez
$599,000$775,0005 bd3.5 ba4,887 sqft$123 /sqft$3,960 /mo all-in ↓

81 N CAROL AVENUE, MASCOTTE, FL, 34753

Active417 days on marketListed Jun 17, 2025MLS #G5098365

Reduced $176KWaterfrontSingle Family ResidenceMASCOTTE SITTLERS SHORES

About this home

81 N CAROL AVENUE

BACK ON THE MARKET..DUE TO NO FAULT OF THE HOME!! BUYERS FAMILY EMERGENCY PREVENTED THEM FROM MOVING. ATTENTION INVESTORS- PER CITY OF MASCOTTE THIS ALMOST 5000 SQUARE FOOT BEAUTIFUL LAKE FRONT HOME CAN BE USED AS AN AIRBNB!!! Centrally located for easy access to Central Fl attractions, (Disney, Sea World, Universal) Tampa attractions (Busch Gardens, Tampa Zoo), to name a few, and also the beautiful Florida beaches. Nestled on a picturesque private lake, this expansive 5-bedroom, 3.5-bath home offers 4,887 square feet of heated living space, perfect for entertaining or accommodating multi-generational families. Separate entry off the porch makes a perfect in law suite. Two bedroom, or use one as sitting room, with a full bath in between. Enjoy breathtaking lake views and endless outdoor activities including skiing, fishing, and boating right from your backyard. Step into an impressive foyer that opens into a spacious living room, creating an inviting and open atmosphere. To the left, find a formal dining room ideal for special occasions, while to the right, multiple entertaining areas provide plenty of space to gather with family and friends. Home features 2 fireplaces, one electric and one wood burning. Large, open windows throughout the home offers stunning lake views from several rooms, bringing the beauty of the outdoors inside. Large oaks, and beautifully landscaped grounds adds tranquility to this lovely setting. This residence boasts of numerous recent upgrades including a brand-new roof (2024), modern AC system (2021), new plumbing (October 2024), and new flooring in multiple rooms. A new septic tank is being installed. The kitchen shines with upgraded granite counter tops and seamlessly connects to cozy sitting areas, providing ample space for relaxation. The recently remodeled bathrooms add a fresh, contemporary touch. For fitness enthusiasts, there’s a dedicated workout room, while flexible living spaces allow for easy conversion to additional bedrooms if needed. This home perfectly combines comfort, functionality, and lakeside lifestyle — an exceptional opportunity you won’t want to miss!

Facts & features

The home at a glance

5

Bedrooms

3.5

Bathrooms

4,887

Sqft

1.08 ac

Lot size

2

Garage

1995

Year built

One

Levels

$123

Per sqft

WaterfrontFireplaceTrees/Woods & Water view

Inside

FlooringCarpet · Ceramic Tile · Engineered Hardwood · Luxury Vinyl
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Electric Water Heater · Microwave · Range Hood · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
ViewTrees/Woods · Water
FacesSouth
ExteriorRain Gutters

Community & fees

Taxes (2024)$4,118/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,960 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,232
PMI (est., until 20% equity)$225
Property tax — 2024 actual bill$343
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,900
Interest rate6.00%
Loan term

Estimated payment

$3,960/mo

Principal & interest$3,232
PMI (est., until 20% equity)$225
Property taxes (actual bill)$343
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Mascotte actives

$123 vs $195

Days on market

417 vs 53 typical

Where $123/sqft sits among the 46 Mascotte actives

2 · this home
5
10
6
15
8
$123–140$140–158$158–175$175–192$192–210$210+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Mascotte

Map of 81 N CAROL AVENUE

Drive times from this address

Downtown Orlando42 min
Universal Orlando45 min
Walt Disney World48 min
Orlando Int’l Airport (MCO)57 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Mascotte. See the full Mascotte guide →

The numbers that matter

The Mascotte market

Seller’s marketLeans seller4.0 months of inventoryBuyer’s market

$369K$355K

Mascotte median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

22 of 46

Mascotte actives have cut their price

Median sold price, Mascotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 79% above the Mascotte median. See the full Mascotte market guide →

Paper trail

This home's history

CurrentPrice reduced to $599,000 $176K
Jun 17, 2025Listed at $775,000 · 417 days on market since
1995Built · MASCOTTE SITTLERS SHORES

Reality check

What actually sold near 81 N CAROL AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6152 CHORUS DRIVESold · Oct ’25

$548,290

6152 CHORUS DRIVE

4 bd · 2.5 ba · 3,269 sqft · $168/sqft · 0 DOM

1795 SUNSET RIDGE DRIVESold · Jul ’26

$360,000

1795 SUNSET RIDGE DRIVE

5 bd · 2.5 ba · 3,124 sqft · $115/sqft · 7 DOM

1687 SUGARBELLE CIRCLESold · Aug ’25

$456,687

1687 SUGARBELLE CIRCLE

5 bd · 3.5 ba · 3,030 sqft · $151/sqft · 82 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 81 N CAROL AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 81 N CAROL AVENUE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

81 N CAROL AVENUE FAQs

What would the monthly payment be for 81 N CAROL AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,960/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 81 N CAROL AVENUE?+

The most recent tax bill on record (2024) was $4,118. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Mascotte?+

At $599,000, this home is listed about 79% above the Mascotte median of $334,000. The market section on this page shows how the area is trending.

The brief

Four things that matter here

01Positioned at the premium end

$599,000 runs 79% above the Mascotte median — but at 4,887 sqft it's also nearly 3 times the size of the typical Mascotte listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

417 days on market against a Mascotte median of 53 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $775,000, now $599,000 — a $176K cut. The full history is in the market section below.

Listing courtesy of MICKI BLACKBURN REALTY · Cindy Newman. MLS #G5098365.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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