146 PALM COAST RESORT BOULEVARD UNIT 405, PALM COAST, FL, 32137
Active22 days on marketListed Jul 17, 2026MLS #FC320036
About this home
146 PALM COAST RESORT BOULEVARD UNIT 405
Breathtaking Intracoastal Views Nestled in the Majestic Oaks! Welcome to waterfront luxury at its finest in the highly sought-after Palm Coast Resort. This stunning 4th-floor, 3-bedroom, 2-bathroom condominium offers 1,344 square feet of elegant living space with unparalleled views. Step out onto your expansive private balcony and feel like you are nestled among the crowns of majestic oak trees, perfectly framing your panoramic views of the Intracoastal Waterway. Whether you are sipping your morning coffee or winding down to watch the boats pass by, this peaceful, shaded vantage point is truly one-of-a-kind. Inside, the open-concept floor plan is designed to maximize the water views from the moment you walk through the door. The modern gourmet kitchen overlooks the dining and living areas and features stunning granite countertops, a high-end Sub-Zero refrigerator, stainless steel appliances, and elegant tile flooring. The spacious master suite offers private balcony access and a luxurious en-suite bathroom complete with a soothing garden tub and a large walk-in glass shower. Two additional well-appointed bedrooms provide plenty of space for family, guests, or a home office. Living in Palm Coast Resort means enjoying 5-star, resort-style amenities every day. This Mediterranean-inspired community features a magnificent 100-foot free-form heated pool and large spa situated directly on the Intracoastal, an exclusive fishing pier, and beautiful waterfront pavilions. Enjoy the ultimate Florida lifestyle with direct access to the scenic St. Joe Walkway for walking or biking along the water, plus convenient proximity to the adjacent Palm Coast Marina. The building offers a parking garage, secured entrances, and elevator access for total peace of mind. Don’t miss your chance to own this slice of paradise where nature and luxury meet. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,344
Sqft
0.06 ac
Lot size
2007
Year built
One
Levels
$223
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,938 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,938/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12.4%
$/sqft vs Palm Coast actives
$223 vs $223
Days on market
22 vs 50 typical
Where $223/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Get to know Palm Coast. See the full Palm Coast guide →
Palm Harbor — neighborhood snapshot
Population
16,621
Median age
57
Median income
$73,524
Median home value
$373,781
Avg household
2
Households w/ children
1,152
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
192 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 146 PALM COAST RESORT BOULEVARD UNIT 405
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$285,000
75 VERANDA WAY UNIT 75
3 bd · 2 ba · 1,369 sqft · $208/sqft · 17 DOM
Sold · Jun ’26$285,000
79 VERANDA WAY UNIT 67
3 bd · 2 ba · 1,369 sqft · $208/sqft · 10 DOM
Sold · Jul ’26$285,000
200 CANOPY WALK LN UNIT 242
3 bd · 2 ba · 1,377 sqft · $207/sqft · 158 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 146 PALM COAST RESORT BOULEVARD UNIT 405 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 146 PALM COAST RESORT BOULEVARD UNIT 405 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
146 PALM COAST RESORT BOULEVARD UNIT 405 FAQs
What would the monthly payment be for 146 PALM COAST RESORT BOULEVARD UNIT 405?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,938/mo — principal and interest, the actual property-tax bill, the $683/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 146 PALM COAST RESORT BOULEVARD UNIT 405?+
The association fee works out to $683 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 146 PALM COAST RESORT BOULEVARD UNIT 405?+
The most recent tax bill on record (2025) was $2,357. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 146 PALM COAST RESORT BOULEVARD UNIT 405?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $299,999, this home is listed about 25% below the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 146 PALM COAST RESORT BOULEVARD UNIT 405?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALM COAST 32137 market on paper
$299,999 is 22% below the PALM COAST 32137 median of $384,950, and at $223/sqft it sits under the Palm Coast average of $259.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $683/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER PREMIER PROPERTIES · Alicia Moore. MLS #FC320036.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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