32 ROYAL OAK DRIVE, PALM COAST, FL, 32164
Active10 days on marketListed Jul 14, 2026MLS #FC319958
About this home
32 ROYAL OAK DRIVE
Short Sale. Stunning Open-Concept "Cali" Home in Palm Coast!Description:Welcome to 32 Royal Oak Drive! This beautiful 4-bedroom, 2-bathroom home features the highly sought-after "Cali" floorplan, offering 1,862 square feet of modern, open-concept living space. Built in 2022, this single-family residence sits on a spacious 10,019 sq ft lot and is completely move-in ready. Step inside to discover a bright and airy layout that seamlessly connects the kitchen, dining, and living areas—making it an ideal home for entertaining family and friends. The heart of the home is the expansive kitchen, complete with a large center island that provides abundant prep space and casual seating. The generously sized primary suite is thoughtfully tucked away off the dining room for maximum privacy and boasts a massive walk-in closet alongside a beautifully appointed en-suite bathroom with a dual vanity sink. Three additional well-sized bedrooms offer plenty of flexibility for family, guests, or a dedicated home office setup. Additional highlights include a convenient 2-car attached garage and a paved driveway. Enjoy the fantastic Florida lifestyle in a quiet, established Palm Coast neighborhood with the added bonus of no restrictive HOA fees. You'll be situated just a short drive from pristine coastal beaches, local parks, shopping, and dining. Don't miss your chance to own this nearly-new coastal gem. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,862
Sqft
0.23 ac
Lot size
2
Garage
2023
Year built
One
Levels
$161
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,411 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,411/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12.3%
$/sqft vs PALM COAST SEC 32
$161 vs $203
Days on market
10 vs 47 typical
Where $161/sqft sits among the 21 homes for sale in PALM COAST SEC 32
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lehigh Woods
Get to know Palm Coast. See the full Palm Coast guide →
Lehigh Woods — neighborhood snapshot
Population
13,339
Median age
44
Median income
$69,773
Median home value
$292,425
Avg household
3
Households w/ children
1,584
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
8 of 21
PALM COAST SEC 32 have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% below the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 32 ROYAL OAK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$369,000
57 ROCKEFELLER DRIVE · same community
3 bd · 2 ba · 1,829 sqft · $202/sqft · 14 DOM
Sold · Jun ’26$428,000
8 ROCKING HORSE DRIVE · same community
4 bd · 2 ba · 1,903 sqft · $225/sqft · 56 DOM
Sold · Jul ’26$337,000
15 ROXTON LANE · same community
4 bd · 2 ba · 1,820 sqft · $185/sqft · 130 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 32 ROYAL OAK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 32 ROYAL OAK DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
32 ROYAL OAK DRIVE FAQs
What would the monthly payment be for 32 ROYAL OAK DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,411/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 32 ROYAL OAK DRIVE?+
The most recent tax bill on record (2025) was $4,230. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $300,000, this home is listed about 24% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 32 ROYAL OAK DRIVE?+
Rymfire Elementary School (elementary), Buddy Taylor Middle School (middle), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER PREMIER PROPERTIES · Alicia Moore. MLS #FC319958.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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