David Ramirez
$490,0003 bd2 ba1,622 sqft$302 /sqft$3,641 /mo all-in ↓

3 LEEDS PLACE, PALM COAST, FL, 32137

Active14 days on marketListed Jul 9, 2026MLS #FC319847

Private poolSingle Family Residence04 FAIRWAYS

About this home

3 LEEDS PLACE

Welcome to 3 Leeds Place, a rare opportunity to own a meticulously built, Florida Green Building Coalition Platinum-certified home in the heart of Palm Coast. Constructed with insulated concrete form (ICF) exterior walls—rebar-reinforced and solid poured concrete—this home offers exceptional durability, energy efficiency, and peace of mind. Combined with hurricane impact windows, spray foam roof deck insulation, and advanced construction standards, this property is designed to withstand severe weather while delivering lower insurance costs and superior comfort. This 3-bedroom, 2-bath residence offers 1,622 square feet of living space and 2,501 total square feet under roof, including a fully air-conditioned garage with its own mini-split system. Inside, you'll find no carpet—only durable luxury vinyl plank and tile flooring throughout. The upgraded kitchen features solid wood cabinetry with pull-outs, solid surface countertops, a built-in cooktop, brand-new convection unit, wall oven/microwave combo, Bosch dishwasher, and a French door refrigerator with updated controls. A whole-house water softener and included washer and dryer add everyday convenience. The advanced HVAC system includes an Aprilaire fresh air unit with medical-grade filtration, enhancing indoor air quality. Step outside to enjoy the freshly painted lanai and pool deck, overlooking a well-maintained in-ground pool (chlorine, easily convertible to salt). The secondary bathroom offers a large walk-in shower with direct pool access—ideal for Florida living. Situated on approximately half an acre at the end of a quiet cul-de-sac, this property offers privacy and flexibility rarely found in Palm Coast. The adjacent vacant lot can serve as a natural buffer, be incorporated into the property, or even split and sold or developed for additional income potential. Surrounded by the former Matanzas Golf Course, the home enjoys serene green views and added seclusion. Additional features include perimeter gutters with guards, French drains for optimal drainage, and a smart Ring doorbell system.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,622

Sqft

0.5 ac

Lot size

2

Garage

2020

Year built

One

Levels

$302

Per sqft

Private poolPark/Greenbelt view

Inside

FlooringTile · Vinyl
AppliancesCooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Washer · Water Softener
InteriorPrimary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionICFs (Insulated Concrete Forms)
FoundationSlab
ViewPark/Greenbelt
FacesSoutheast
ExteriorSliding Doors

Community & fees

Taxes (2025)$4,561/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,641 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,885
FHA mortgage insurance (est.)$217
Property tax — 2025 actual bill$380
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,150Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,150
Interest rate6.00%
Loan term

Estimated payment

$3,641/mo

Principal & interest$2,885
FHA mortgage insurance (est.)$217
Property taxes (actual bill)$380
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $490K
$336KedgeAI estimate $382,696 · range $350K$400K$510K

vs edgeAI estimate

+28%

$/sqft vs 04 FAIRWAYS

$302 vs $207

Days on market

14 vs 47 typical

Where $302/sqft sits among the 8 homes for sale in 04 FAIRWAYS

3
3
2
0
0
0 · this home
$178–199$199–219$219–240$240–261$261–281$281+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Matanzas Woods

Map of 3 LEEDS PLACE inside its neighborhood boundary

Get to know Palm Coast. See the full Palm Coast guide →

Matanzas Woods — neighborhood snapshot

Population

4,251

Median age

43

Median income

$80,188

Median home value

$358,971

Avg household

3

Households w/ children

416

For the school run

Flagler County School District

ElementaryBelle Terre Elementary School★★★★★
MiddleIndian Trails Middle School★★★★★
HighMatanzas High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$353K$373K

Palm Coast median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

4 of 8

04 FAIRWAYS have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 29% above the PALM COAST 32137 median. See the full Palm Coast market guide →

Paper trail

This home's history

Jul 9, 2026Listed at $490,000 · 14 days on market since
2020Built · 04 FAIRWAYS

Reality check

What actually sold near 3 LEEDS PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

37 LANCASTER LANESold · Oct ’25

$335,000

37 LANCASTER LANE · same community

4 bd · 2 ba · 1,654 sqft · $203/sqft · 56 DOM

56 LOUISVILLE DRIVESold · Nov ’25

$360,000

56 LOUISVILLE DRIVE · same community

3 bd · 2 ba · 1,680 sqft · $214/sqft · 4 DOM

26 LINDBERG LANESold · Nov ’25

$350,000

26 LINDBERG LANE · same community

3 bd · 2 ba · 1,754 sqft · $200/sqft · 30 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3 LEEDS PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3 LEEDS PLACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3 LEEDS PLACE FAQs

What would the monthly payment be for 3 LEEDS PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,641/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3 LEEDS PLACE?+

The most recent tax bill on record (2025) was $4,561. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Palm Coast?+

At $490,000, this home is listed about 24% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3 LEEDS PLACE?+

Belle Terre Elementary School (elementary), Indian Trails Middle School (middle), Matanzas High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$490,000 runs 29% above the PALM COAST 32137 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Belle Terre Elementary School, Indian Trails Middle School, Matanzas High School — Matanzas High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of TAKE ACTION PROPERTIES, LLC · Daniel Wieland. MLS #FC319847.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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