David Ramirez
$375,0003 bd2 ba1,852 sqft$202 /sqft$2,782 /mo all-in ↓

1 LYONS PLACE, PALM COAST, FL, 32137

Active25 days on marketListed Jun 26, 2026MLS #FC319540

Single Family Residence04 FAIRWAYS

About this home

1 LYONS PLACE

Built in 2020 and nestled on a prime corner lot at the end of a quiet cul-de-sac street, this stunning contemporary turn-key residence offers the ultimate blend of modern luxury and functional design. The light-filled, open-concept floor plan features beautiful wood-look tile flooring, crown molding, and soaring ceilings. At the heart of the home is a chef’s kitchen equipped with premium dark cabinetry, striking quartz countertops, an oversized central island with breakfast bar seating, stainless steel appliances, and a stylish mosaic tile backsplash. The kitchen flows effortlessly into the spacious living and dining areas, making it an entertainer's dream. Retreat to the luxurious primary suite showcasing a sophisticated double-tray ceiling and a spa-like ensuite with a massive, professionally designed custom walk-in closet system. Bring all your toys, as this 3-car garage gives ample room for storage or a workout space. Enjoy the best of Florida living on the sprawling, fully screened lanai that opens up to a massive, beautifully manicured backyard that is partially fenced and boasts plenty of room for a future pool. Conveniently located in Matanzas Woods, with easy access to I-95. Schedule your showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,852

Sqft

0.29 ac

Lot size

3

Garage

2020

Year built

One

Levels

$202

Per sqft

Inside

FlooringCarpet · Porcelain Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorHigh Ceilings · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Thermostat
LaundryLaundry Room
CoolingCentral Air
HeatingElectric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ExteriorSliding Doors

Community & fees

Taxes (2025)$2,982/yr

Utilities & systems

UtilitiesSewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,782 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property tax — 2025 actual bill$249
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,125Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,125
Interest rate6.00%
Loan term

Estimated payment

$2,782/mo

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property taxes (actual bill)$249
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $375K
$333KedgeAI estimate $361,965 · range $347K$410K$427K

vs edgeAI estimate

+3.6%

$/sqft vs 04 FAIRWAYS

$202 vs $212

Days on market

25 vs 47 typical

Where $202/sqft sits among the 8 homes for sale in 04 FAIRWAYS

3
2 · this home
2
0
0
1
$178–199$199–219$219–240$240–261$261–281$281+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Matanzas Woods

Map of 1 LYONS PLACE inside its neighborhood boundary

Get to know Palm Coast. See the full Palm Coast guide →

Matanzas Woods — neighborhood snapshot

Population

4,251

Median age

43

Median income

$80,188

Median home value

$358,971

Avg household

3

Households w/ children

416

For the school run

Flagler County School District

ElementaryBelle Terre Elementary School★★★★★
MiddleIndian Trails Middle School★★★★★
HighMatanzas High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$353K$373K

Palm Coast median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

4 of 8

04 FAIRWAYS have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1% below the PALM COAST 32137 median. See the full Palm Coast market guide →

Paper trail

This home's history

Jun 26, 2026Listed at $375,000 · 25 days on market since
2020Built · 04 FAIRWAYS

Reality check

What actually sold near 1 LYONS PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3 LONGVIEW LANESold · Jul ’26

$400,000

3 LONGVIEW LANE · same community

4 bd · 2 ba · 1,873 sqft · $214/sqft · 86 DOM

91 LANCELOT DRIVESold · Nov ’25

$370,000

91 LANCELOT DRIVE · same community

3 bd · 2 ba · 1,829 sqft · $202/sqft · 41 DOM

7 LEE DRIVESold · Jul ’26

$335,000

7 LEE DRIVE · same community

4 bd · 2 ba · 1,804 sqft · $186/sqft · 17 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1 LYONS PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1 LYONS PLACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1 LYONS PLACE FAQs

What would the monthly payment be for 1 LYONS PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,782/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1 LYONS PLACE?+

The most recent tax bill on record (2025) was $2,982. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Palm Coast?+

At $375,000, this home is listed about 5% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1 LYONS PLACE?+

Belle Terre Elementary School (elementary), Indian Trails Middle School (middle), Matanzas High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KOKOMO REALTY LLC · Frederick Ferrara, III. MLS #FC319540.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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