100 BELLA HARBOR COURT UNIT 111, PALM COAST, FL, 32137
Active24 days on marketListed Jul 13, 2026MLS #FC319839
About this home
100 BELLA HARBOR COURT UNIT 111
Welcome to your dream home! This stunning 3 bedroom, 2 bathroom condo offers the epitome of luxury living. Step inside and be greeted by the breathtaking view of the sparkling community pool from your spacious balcony. With ample square footage, this condo boasts a modern kitchen featuring granite countertops and stainless steel appliances, perfect for the culinary enthusiast. The elegant combination of luxury tile and laminate flooring throughout creates an inviting ambiance, complemented by tall ceilings that enhance the feeling of space and openness. Entertain guests in the dining room that flows seamlessly into the cozy family room, providing the ideal setting for gatherings and relaxation. The master suite is a sanctuary unto itself, complete with his and hers walk-in closets and a master bathroom featuring a separate tub and walk-in shower for ultimate indulgence. The split bedroom floor plan ensures privacy and comfort for all, with generously sized guest bedrooms offering plenty of room for family or visitors. This condo also provides convenient amenities such as a large underground parking garage with additional storage, as well as ample guest parking for entertaining. Located in a wonderful community, residents can enjoy the convenience of being within walking distance to European Village and Waterfront Park, offering miles of walking and biking trails for outdoor enthusiasts. And with the beach just minutes away, along with an abundance of shopping and dining options nearby, this location truly offers the best of both worlds. Don't miss out on the opportunity to make this exquisite condo your new home. With its perfect blend of style, comfort, and convenience, it's sure to surpass all your expectations.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,745
Sqft
0.05 ac
Lot size
2
Garage
2006
Year built
Three Or More
Levels
$166
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,190 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,190/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−20.1%
$/sqft vs Palm Coast actives
$166 vs $222
Days on market
24 vs 50 typical
Where $166/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Get to know Palm Coast. See the full Palm Coast guide →
Palm Harbor — neighborhood snapshot
Population
16,621
Median age
57
Median income
$73,524
Median home value
$373,781
Avg household
2
Households w/ children
1,152
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
185 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 100 BELLA HARBOR COURT UNIT 111
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$274,000
100 BELLA HARBOR COURT UNIT 103 · same community
3 bd · 2 ba · 1,745 sqft · $157/sqft · 292 DOM
Sold · Jul ’26$230,000
200 BELLA HARBOR COURT UNIT 105 · same community
3 bd · 2 ba · 1,745 sqft · $132/sqft · 58 DOM
Sold · Feb ’26$362,500
300 BELLA HARBOR COURT UNIT 113 · same community
3 bd · 2.5 ba · 2,325 sqft · $156/sqft · 192 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 100 BELLA HARBOR COURT UNIT 111 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 100 BELLA HARBOR COURT UNIT 111 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
100 BELLA HARBOR COURT UNIT 111 FAQs
What would the monthly payment be for 100 BELLA HARBOR COURT UNIT 111?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,190/mo — principal and interest, the actual property-tax bill, the $857/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 100 BELLA HARBOR COURT UNIT 111?+
The association fee works out to $857 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 100 BELLA HARBOR COURT UNIT 111?+
The most recent tax bill on record (2025) was $4,130. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 100 BELLA HARBOR COURT UNIT 111?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $289,000, this home is listed about 28% below the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 100 BELLA HARBOR COURT UNIT 111?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the PALM COAST 32137 market on paper
$289,000 is 24% below the PALM COAST 32137 median of $380,000, and at $166/sqft it sits under the Palm Coast average of $261.
02Pool views
The pool view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $857/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $299,000, now $289,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of VIRTUAL HOMES REALTY · Alina Pekarsky. MLS #FC319839.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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