David Ramirez
$1,639,9004 bd4 ba2,252 sqft$728 /sqft$10,818 /mo all-in ↓

3319 N OCEAN SHORE BOULEVARD, FLAGLER BEACH, FL, 32136

Active16 days on marketListed Jul 8, 2026MLS #FC319833

WaterfrontSingle Family ResidenceKANAHA SUB

About this home

3319 N OCEAN SHORE BOULEVARD

RARE DIRECT OCEANFRONT SHORT TERM RENTAL OPPORTUNITY! ''Blue Moon'' is a stunning 4-bedroom, 4-bath private oceanfront retreat in Flagler Beach that offers the perfect blend of relaxed beachfront living and exceptional investment potential, generating over $100,000 in annual rental revenue. Designed to maximize natural light and commanding ocean views, the home features recently refinished hardwood floors and a beautiful open-concept second-floor kitchen, dining, and living area overlooking the Atlantic Ocean. The second floor also includes a guest bedroom and full bath, along with a private balcony offering western sunset views of the Intracoastal Waterway. The first floor features a private guest suite with its own ensuite bath and direct walkout to the beach, creating an ideal retreat for guests. On the top floor, a bonus living area connects the primary suite and an additional guest bedroom with full bath. The primary suite is an ideal place to start your day with spectacular sunrises over the water, features a full-light door opening to an oceanfront balcony, a walk-in closet, and a spacious ensuite bathroom. Outdoor living is just as exceptional with multiple entertaining spaces, private beach access via your own walkover with stairs directly to the sand, an outdoor shower, and a new shared CONCRETE SEAWALL. The home sits highly elevated on the dune, a prized oceanfront position that captures commanding views of miles of pristine Flagler Beach shoreline. Recent upgrades include roll-down hurricane shutters, a new hurricane-impact slider, 2020 roof, brand new AC, and a new hot water heater. A fully furnished package may be negotiated, making Blue Moon an exceptional turnkey oceanfront home or rental opportunity.

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

2,252

Sqft

0.13 ac

Lot size

2

Garage

2002

Year built

Three Or More

Levels

$728

Per sqft

WaterfrontWater viewNegotiable

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Central Vacuum · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Thermostat
LaundryElectric Dryer Hookup · Inside · Laundry Closet · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionConcrete · HardiPlank Type · Stucco
FoundationSlab
ViewWater
FacesWest
ParkingDriveway · Garage Door Opener
ExteriorBalcony · Hurricane Shutters · Outdoor Shower · Sliding Doors

Community & fees

Taxes (2025)$14,328/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$10,818 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,849
PMI (est., until 20% equity)$615
Property tax — 2025 actual bill$1,194
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $163,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $163,990
Interest rate6.00%
Loan term

Estimated payment

$10,818/mo

Principal & interest$8,849
PMI (est., until 20% equity)$615
Property taxes (actual bill)$1,194
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Flagler Beach actives

$728 vs $313

Days on market

16 vs 68 typical

Where $728/sqft sits among the 125 Flagler Beach actives

45
36
16
18
7
3 · this home
$183–274$274–365$365–456$456–547$547–637$637+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Flagler Beach

Map of 3319 N OCEAN SHORE BOULEVARD

Get to know Flagler Beach. See the full Flagler Beach guide →

FLAGLER BEACH 32136 — neighborhood snapshot

Population

8,303

Median age

59.8

Median income

$72,589

Median home value

$438,300

Avg household

2.09

Households w/ children

609

For the school run

Flagler County School District

ElementaryOld Kings Elementary School★★★★
HighFlagler-Palm Coast High School★★★★★
MiddleBuddy Taylor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Flagler Beach market

Seller’s marketLeans buyer7.1 months of inventoryBuyer’s market

$517K$525K

Flagler Beach median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

61 of 125

Flagler Beach actives have cut their price

Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 265% above the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →

Paper trail

This home's history

Jul 8, 2026Listed at $1,639,900 · 16 days on market since
2002Built · KANAHA SUB

Reality check

What actually sold near 3319 N OCEAN SHORE BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

94 SOUTHLAKE DRIVESold · Aug ’25

$454,000

94 SOUTHLAKE DRIVE

3 bd · 2 ba · 2,196 sqft · $207/sqft · 207 DOM

8 HIDDEN LAKE WAYSold · Jul ’26

$510,000

8 HIDDEN LAKE WAY

3 bd · 2 ba · 2,183 sqft · $234/sqft · 285 DOM

71 N RIVERWALK DRIVESold · Dec ’25

$450,000

71 N RIVERWALK DRIVE

4 bd · 2 ba · 2,322 sqft · $194/sqft · 166 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3319 N OCEAN SHORE BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3319 N OCEAN SHORE BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3319 N OCEAN SHORE BOULEVARD FAQs

What would the monthly payment be for 3319 N OCEAN SHORE BOULEVARD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,818/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3319 N OCEAN SHORE BOULEVARD?+

The most recent tax bill on record (2025) was $14,328. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3319 N OCEAN SHORE BOULEVARD?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Flagler Beach?+

At $1,639,900, this home is listed about 182% above the Flagler Beach median of $581,500. The market section on this page shows how the area is trending.

Which schools are assigned to 3319 N OCEAN SHORE BOULEVARD?+

Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,639,900 runs 265% above the FLAGLER BEACH 32136 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of REALTY PROS ASSURED · Alex Bittner. MLS #FC319833.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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